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Generated 13-08-2026
Active BE 0802.467.340Private limited company

Anna Santens

Grotenbroekstraat 74 ·9890 Gavere, Belgium· 3 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of Anna Santens is 0.5% (low). The 2024 annual accounts show equity of €46k and a net result of €28k. Its solvency ranks better than 36% of 12463 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €46k
Net result €28k
Better than sector 36%
Active 3 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health94Profitability100Solvency86Growth78Stability94
90 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 100
Solvency 86
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
94 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 10-07-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30k€40kOperating result 2023: €18k€18kNet result 2023: €13k€13kOperating result 2024: €38k€38kNet result 2024: €28k€28k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 44.8% 60.6%
better than 36% of 12463 sector peers
Net result €28k €31k
better than 48% of 12465 sector peers
Equity €46k €63k
better than 41% of 12471 sector peers
Gross operating margin €50k €52k
better than 48% of 12451 sector peers
Total assets €103k €124k
better than 43% of 12464 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€47k
+140.4% 23-24
Net profit
€28k
+127.5% 23-24
Cash flow
€37k
+155.0% 23-24
Total assets
€103k
+143.9% 23-24
Equity
€46k
+162.6% 23-24
Working capital
€24k
+415.3% 23-24
Income taxes
€9k
+90.7% 23-24
Debt
€57k
+130.5% 23-24
Debt ≤ 1y
€28k
+15.1% 23-24
Debt > 1y
€28k
- 23-24
Current ratio
1.84
+55.1% 23-24
Quick ratio
1.80
+58.7% 23-24
Solvency
44.8%
+7.7% 23-24
Debt / equity
1.23
-12.2% 23-24
ROE
61.9%
-13.4% 23-24
ROA
27.7%
-6.7% 23-24
Interest coverage
40.80
-49.7% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€47k
Net profit€28k
Cash flow€37k
Staff costs-
Income taxes€9k
Dividends-
Total assets€103k
Equity€46k
Debt€57k
of which ≤ 1y€28k
of which > 1y€28k
Working capital€24k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.84
Quick ratio1.80
Working capital ratio22.9%
Solvency44.8%
Debt / equity1.23
Long-term debt ratio0.62
Interest coverage40.80
Gross margin-
Net margin-
ROA27.7%
ROE61.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€103k
Fixed assets 21/28€51k
Tangible fixed assets 22/27€51k
Current assets 29/58€51k
Stocks & contracts in progress 3€1k
Amounts receivable within one year 40/41€45k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€103k
Equity 10/15€46k
Contributions / capital 10/11€5k
Reserves 13€41k
Amounts payable 17/49€57k
Amounts payable after one year 17€28k
Amounts payable within one year 42/48€28k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€50k
Operating result 9901€38k
Financial income 75€376
Financial charges 65€1k
Result before taxes 9903€38k
Income taxes 67/77€9k
Net result for the period 9904€28k
Result to be appropriated 9905€28k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation06-06-2023
StatusActive
Postal code9890
Establishment units 1 location
Anna Santens
Grotenbroekstraat 74, 9890 GavereAdviesbureaus op het gebied van public relations en communicatie
since 20232.346.260.546
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44060A0539/00M000 Flanders 899 m² 1 · 147 m² 7.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
29-07-2026
State Gazette act Registered-office move
Registered-office move
2025
10-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
02-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Belgisch Staatsblad, acts 1 acts
Address history · 1
29-07-2026
Seat change: to: Grotenbroekstraat 74 A, 9890 Semmerzake, from: Oudenaardseheerweg 130, 9810 Nazareth, effective_date: 2026-07-01
All acts · 1 updated 15 days ago
2026
29-07-2026 Seat change Open-capture extraction
  • Publication: 29/07/2026 · ANNA SANTENS
  • Filing: 20/07/2026 · ANNA SANTENS
  • Seat change: to: Grotenbroekstraat 74 A, 9890 Semmerzake, from: Oudenaardseheerweg 130, 9810 Nazareth, effective_date: 2026-07-01 · ANNA SANTENS
Summary: Seat change
Technical details 
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      "date": "2026-07-01",
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      "attrs": {
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Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Overige sportactiviteiten, n.e.g.93199Overige sportactiviteiten, neg93199Overige recreatie- en ontspanningsactiviteiten, n.e.g.93299Overige recreatie- en ontspanningsactiviteiten, neg93299
Primary activity highlighted.
Names & trade names
Legal nameNL Anna Santens
Registered office
Grotenbroekstraat 74 bus A
9890 Gavere, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative