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Ann Bauwens

Active
Private limited companyfounded 1985active for 41 yearsDe Zevenster 13, 2970 Schilde, BelgiumKBO/BCE: BE 0427.493.945
Summary

Ann Bauwens has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170,083 and a net result of -€7,007. Equity has been shrinking by about 6.9% per year since 2018. Its solvency ranks better than 84% of 4,339 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-05-1985 Normal situation
Activity
Interior design NACE 74130and 5 others
Establishment unit
2.027.540.124 2970 Schilde, since 01-09-1985
Financial year end
31 December
Peppol
Reachable since 28-01-2026

Board and ownership

Last known board

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€7,669
▲ 13.6%
Turnover
≈ €48,000
estimated
Loss
€7,007
▲ 38.2%
Equity
€170,083
▼ 4.0%
Total assets
€204,491
▼ 4.4%
Filed on 22-06-2026, 39 days before the deadline
Score breakdownlowers riskFounded in 1985Size: total assets €204,491Liquidity: current ratio 0.86, cash €26,927Equity €170,083 (83.2% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 50% of micro companies in other professional activities (NACE 74)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 83.2% of total assets
Liquidity 62+1
short-term debt 16.8% · cash 13.2%
Profitability 40-26
return on assets -3.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,430 companies, NACE 74, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.1%▲ +0.1 percentage points vs 05-2026highest value 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.86 (0.91 in 2024), below 1. Short-term debt is 16.8% and cash 13.2% of total assets. 16.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 88% of them on solvency, 53% on liquidity, 25% on profitability and 36% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 1985
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €204,491
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.86, cash €26,927
NBB · annual accounts
lowers risk · Equity €170,083 (83.2% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,007
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
24 days early
2023
12 days early
2022
8 days early
2021
34 days early
2020
11 days early
2019
68 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 84% of companies in other professional activitiessector median €9,353 · 4,334 companies -€7,007 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€7,007 View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Resignations: Hugo Bauwens (director and managing director) and Ann Bauwens (managing director)Permanent representative: Heidi Van Hove
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as Ann Bauwens: interior design (NACE 74130). They are comparable in size and age: total assets between €101,000 and €285,000, founded between 1975 and 1999.

CompanyTotal assetsGross margin
Ann Bauwens Schilde€204,491€7,669
LA VISTE Elsene€252,577€9,244
Jpro&Co Ukkel€121,997€8,295
DECORATION ANTOINE Namur€284,580€17,934
Immo Pyl & Co Genappe€119,682€16,648
ARTIPOOL Kortenberg€100,625€9,287
STUDIO MONSO Maasmechelen€283,684€3,281
Full comparison

Key facts about Ann Bauwens

What is the company number of Ann Bauwens?
The company number of Ann Bauwens is 0427.493.945. The VAT number is the same number with BE in front: BE 0427.493.945.
Where is Ann Bauwens based?
The registered office is at De Zevenster 13, 2970 Schilde.Company details
What does Ann Bauwens do?
According to the KBO register, the main activity is interior design (NACE 74130).
What is the legal form of Ann Bauwens?
The legal form of Ann Bauwens is Private limited company (BV).
When was Ann Bauwens founded?
Ann Bauwens was founded on 10-05-1985.
Is Ann Bauwens still active?
Yes, Ann Bauwens is an active enterprise in the KBO register.
What is the turnover of Ann Bauwens?
The turnover in financial year 2025 is ≈ €48,000. This figure is estimated from the gross margin of €7,669 and 41 comparable companies (NACE 74). It probably lies between €24,000 and €98,000. It is a rough estimate.Financials
Is Ann Bauwens profitable?
In financial year 2025, Ann Bauwens made a loss of €7,007.
Where can I find the annual accounts of Ann Bauwens?
Ann Bauwens filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Ann Bauwens due?
Ann Bauwens must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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