ANM
ActiveANM has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €3k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-57
Solvency45▲+19
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.07 in 2024), and 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
1.1%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
42 d early
2023
63 d early
2022
63 d early
2021
62 d early
2020
68 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▲ 3.9%
2024 · €65k
2019: €19k
2020: €53k
2021: €56k
2022: €55k
2023: €55k
2024: €65k
2019 → 2025
Total assets
€243k▼ 24.7%
2024 · €322k
2019: €164k
2020: €277k
2021: €212k
2022: €187k
2023: €195k
2024: €322k
2019 → 2025
Net result
€3k▼ 74.1%
2024 · €10k
2019: €12k
2020: €34k
2021: €3k
2022: €-702
2023: €-713
2024: €10k
2019 → 2025
Working capital
€11k▼ 22.4%
2024 · €14k
2019: €-20k
2020: €8k
2021: €11k
2022: €6k
2023: €8k
2024: €14k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€55k▼ 1.2%€55k▼ 1.3%€65k▲ 18.0%€67k▲ 3.9%
Operating result€7k-€2k▼ 75.2%€2k▼ 4.1%€15k▲ 799%€6k▼ 63.1%
Net result€3k-€-702€-713▼ 1.6%€10k€3k▼ 74.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €243k
Fixed assets
€114k▼ 2.0%
Current assets
€129k▼ 37.4%
Equity and liabilities €243k
Equity
€67k▲ 3.9%
Debt
€175k▼ 31.9%
The debt ratio falls from 79.9% to 72.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€14k▼
2024 · €23k
Cash flow
€11k▼
2024 · €18k
Solvency
27.7%▲
2024 · 20.1%
Current ratio
1.09▲
2024 · 1.07
Quick ratio
1.09▲
2024 · 1.07
Debt / equity
2.61▼
2024 · 3.99
ROE
3.8%▼
2024 · 15.2%
ROA
1.1%▼
2024 · 3.1%
Interest coverage
9.06▼
2024 · 13.09
Debt
€175k▼
2024 · €257k
Debt ≤ 1 year
€118k▼
2024 · €192k
Debt > 1 year
€57k▼
2024 · €65k
Income taxes
€2k▼
2024 · €4k
Staff costs
€486
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€322k€243k▼
Fixed assets21/28€116k€114k▼
Tangible fixed assets22/27€116k€114k▼
Land and buildings22€107k€103k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€5k€8k▲
Other tangible fixed assets26€438€25▼
Financial fixed assets28-€50
Current assets29/58€206k€129k▼
Amounts receivable within one year40/41€10k€39k▲
Trade receivables40€7k€33k▲
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€195k€88k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€322k€243k▼
Equity10/15€65k€67k▲
Contributions10/11€33k€33k=
Reserves13€37k€37k=
Tax-exempt reserves132€17k€17k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€-5k€-3k▲
Amounts payable17/49€257k€175k▼
Amounts payable after more than one year17€65k€57k▼
Financial debts170/4€65k€57k▼
Amounts payable within one year42/48€192k€118k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€2k€20k▲
Suppliers440/4€2k€20k▲
Advances received on contracts in progress46€169k€84k▼
Taxes, remuneration and social security45€12k€6k▼
Taxes450/3€10k€6k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€2k-
Income statement
Code20242025
Remuneration, social security and pensions62-€486
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€25k€17k▼
Operating profit (loss)9901€15k€6k▼
Financial income75/76B€5€823▲
Recurring financial income75€5€823▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€13k€5k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€10k€3k▼
Profit (loss) for the period to be appropriated9905€10k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-3k▲
Profit (loss) brought forward from the previous period14P€-15k€-5k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
2023
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-713
Net result drops to €-713, the lowest in the series; recovery starts the following year.
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €34k ▲185%
Operating result €39k, net result €34k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 1.06
Current ratio from 0.37 to 1.06.
22-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
07-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
02-06-2025
LOR Laurent Pierre Philippe: Resigned as Director
18-10-2023
DELFORGE Catherine: Resigned as Manager
07-03-2017
Larbouillat Danny: Resigned as Managing director
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Wisterzée 481490 Court-Saint-EtienneGround area
1,307 m²
Building footprint
227 m²
Parcel 25023H0295/00G006, Wallonia. Linked by address, not a title deed.
1 establishment unit
GET MASTER
since 20032.134.429.867
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023H0295/00G006 | Wallonia | 1,307 m² | 1 · 227 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 500 companies in sector 47713 we hold annual accounts for 196. 160 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2003
Fiscal year end30-06
Activities, NACEBEL
47713Retail trade
52424
47551Retail sale of household furniture
47591Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
47640Retail sale of games and toys
47650Retail trade
47715Retail trade
47721Retail sale of footwear
52441
52470
52489
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:c.delforge@getmaster.immo
Phone:+3210604415