ANKO
ActiveANKO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €84k and a net result of €7k. Equity is growing by ~7.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
79
/ 100
Excellent▼ -15 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability42▼-41
Solvency84▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.29 against 29.81 in 2023), but 59.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
40.3%
Return on assets
3.4%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-07-2025, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d early
2023
19 d early
2022
16 d early
2021
20 d early
2020
17 d early
2019
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€84k▲ 9.2%
2023 · €77k
2018: €58k
2019: €55k
2020: €61k
2021: €61k
2022: €64k
2023: €77k
2018 → 2024
Total assets
€208k▲ 0.4%
2023 · €208k
2018: €272k
2019: €250k
2020: €245k
2021: €238k
2022: €214k
2023: €208k
2018 → 2024
Net result
€7k▼ 44.9%
2023 · €13k
2018: €-8k
2019: €-3k
2020: €5k
2021: €442
2022: €3k
2023: €13k
2018 → 2024
Working capital
€66k▲ 12.8%
2023 · €58k
2020: €36k
2021: €45k
2022: €45k
2023: €58k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€61k-€61k▲ 0.7%€64k▲ 5.2%€77k▲ 20.0%€84k▲ 9.2%
Operating result€5k-€378▼ 93.0%€3k▲ 698%€12k▲ 310%€6k▼ 47.9%
Net result€5k-€442▼ 91.6%€3k▲ 611%€13k▲ 307%€7k▼ 44.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 48% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €208k
Fixed assets
€128k▼ 13.4%
Current assets
€81k▲ 34.4%
Equity and liabilities €208k
Equity
€84k▲ 9.2%
Debt
€124k▼ 4.7%
The debt ratio falls from 63.0% to 59.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€26k▼
2023 · €32k
Cash flow
€27k▼
2023 · €33k
Solvency
40.3%▲
2023 · 37.0%
Current ratio
5.29▼
2023 · 29.81
Quick ratio
5.29▼
2023 · 29.81
Debt / equity
1.48▼
2023 · 1.70
ROE
8.4%▼
2023 · 16.7%
ROA
3.4%▼
2023 · 6.2%
Interest coverage
137.47▼
2023 · 176.44
Debt
€124k▼
2023 · €131k
Debt ≤ 1 year
€15k▲
2023 · €2k
Income taxes
€19▲
2023 · €1
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€208k€208k▲
Fixed assets21/28€147k€128k▼
Tangible fixed assets22/27€147k€128k▼
Land and buildings22€136k€119k▼
Plant, machinery and equipment23€8k€5k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€60k€81k▲
Amounts receivable after more than one year29€50k€50k=
Other amounts receivable291€50k€50k=
Cash at bank and in hand54/58€10k€31k▲
Equity and liabilities
Total equity and liabilities10/49€208k€208k▲
Equity10/15€77k€84k▲
Contributions10/11€74k€74k=
Capital10€74k€74k=
Issued capital100€74k€74k=
Reserves13€8k€10k▲
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Distributable reserves133-€2k
Profit (loss) carried forward14€-5k€0▲
Amounts payable17/49€131k€124k▼
Amounts payable within one year42/48€2k€15k▲
Other amounts payable47/48€2k€15k▲
Accrued charges and deferred income492/3€129k€109k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€34k€28k▼
Operating profit (loss)9901€12k€6k▼
Financial income75/76B€615€814▲
Recurring financial income75€615€814▲
Financial charges65/66B€183€191▲
Recurring financial charges65€183€191▲
Profit (loss) for the period before taxes9903€13k€7k▼
Income taxes67/77€1€19▲
Profit (loss) for the period9904€13k€7k▼
Profit (loss) for the period to be appropriated9905€13k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€2k▲
Profit (loss) brought forward from the previous period14P€-18k€-5k▲
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €13k ▲307%
Operating result €12k, net result €13k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 24.41
Current ratio from 9.23 to 24.41; short-term debt falls from €5k to €2k.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoeksken 462275 LilleGround area
1,722 m²
Building footprint
259 m²
Volume, LiDAR
1,269 m³
Parcel 13019E0360/00B000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoeksken 46, 2275 Lille
since 19922.057.522.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13019E0360/00B000 | Flanders | 1,722 m² | 1 · 259 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-03-1992
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.