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ANJA HEYRMAN

Active
Private limited companyfounded 2017active for 9 yearsVeldbloemenstraat 32, 9150 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0676.772.958
Summary

ANJA HEYRMAN has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €682,038 and a net result of €292,347, of which €503,588 non-recurring income. Equity has been growing by about 26% per year since 2018. Its solvency ranks better than 82% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-06-2017 Normal situation
Activity
Intermediation services for non-specialised retail NACE 47910and 1 other
Joint committee
341 Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten · annual accounts 2025
Establishment unit
2.264.986.325 9150 Beveren-Kruibeke-Zwijndrecht, since 13-06-2017
Financial year end
31 December
Peppol
Reachable since 27-01-2026

Board and ownership

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€56
▼ 100.0%
Turnover
≈ €1,000
estimated
Profit
€292,347
▲ 128%
Equity
€682,038
▲ 75.0%
Total assets
€942,429
▲ 42.1%
Staff
0.2 FTE
▼ 75.0%
  • 2025 accounts filed 27 days after the deadline
Score breakdownraises risk1 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed on 27-08-2026)Liquidity: current ratio 6.71, cash €207,842Size: total assets €942,429Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 73% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 97+13
equity 72.4% of total assets
Liquidity 78+33
short-term debt 6.3% · cash 22.1%
Profitability 50-43
return on assets 31.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.3% 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.2%▼ -0.1 percentage points vs 01-2025 03-2025: 1.1%▼ -0.1 percentage points vs 02-2025 04-2025: 1.2%▲ +0.1 percentage points vs 03-2025 05-2025: 2.4%▲ +1.2 percentage points vs 04-2025highest value 06-2025: 2.4%● unchanged vs 05-2025 07-2025: 0.7%▼ -1.7 percentage points vs 06-2025 08-2025: 0.6%▼ -0.1 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.5%▼ -0.1 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.8%▲ +0.2 percentage points vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 1.0%▲ +0.2 percentage points vs 06-2026 08-2026: 1.5%▲ +0.5 percentage points vs 07-2026 09-2026: 0.1%▼ -1.4 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.71 (0.79 in 2024), above the usual 1.5. Short-term debt is 6.3% and cash 22.1% of total assets. 27.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 83% of them on solvency, 82% on liquidity, 36% on profitability and 90% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 27-08-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 6.71, cash €207,842
NBB · annual accounts
lowers risk · Size: total assets €942,429
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filings
Deviation from the deadline
2025
27 days late
2024
36 days early
2023
44 days early
2022
28 days early
2021
26 days early
2020
43 days early
2019
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Result rose in 2025mostly from a one-off income of €503,588 ▲ 128% View
  • Positive: Higher net result than 95% of companies in retail tradesector median €5,083 · 22,756 companies €292,347 View

Recent changes

  1. · Gazette deed Registered office moved within Beveren-Kruibeke-ZwijndrechtNew seat: 9150 Beveren-Kruibeke-Zwijndrecht, Veldbloemenstraat 32 · Previous seat: 9150 Beveren-Kruibeke-Zwijndrecht, Steendorpsebaan 2A
  2. · Gazette deed Change of role: HEYRMAN Anja Mathilda Ida, from manager to statutory director
  3. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as ANJA HEYRMAN: intermediation services for non-specialised retail (NACE 47910). They are comparable in size and age: total assets between €97,100 and €921,000, founded between 1994 and 2024.

CompanyTotal assetsGross margin
ANJA HEYRMAN Beveren-Kruibeke-Zwijndrecht€942,429€56
The Secret Erpe-Mere€920,629-€25,603
BOOPARTS Brussel€131,521€7,458
Antwerp Auctions Aartselaar€665,654-€43,876
JEANNE S.A Trooz€97,090-€234
FCB Sint-Gillis-Waas€218,176€40,033
Steel & Stone Wetteren€416,485€28,096
Full comparison

Key facts about ANJA HEYRMAN

What is the company number of ANJA HEYRMAN?
The company number of ANJA HEYRMAN is 0676.772.958. The VAT number is the same number with BE in front: BE 0676.772.958.
Where is ANJA HEYRMAN based?
The registered office is at Veldbloemenstraat 32, 9150 Beveren-Kruibeke-Zwijndrecht.Company details
What does ANJA HEYRMAN do?
According to the KBO register, the main activity is intermediation services for non-specialised retail (NACE 47910).
What is the legal form of ANJA HEYRMAN?
The legal form of ANJA HEYRMAN is Private limited company (BV).
When was ANJA HEYRMAN founded?
ANJA HEYRMAN was founded on 13-06-2017.
Is ANJA HEYRMAN still active?
Yes, ANJA HEYRMAN is an active enterprise in the KBO register.
How many employees does ANJA HEYRMAN have?
ANJA HEYRMAN had an average of 0.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ANJA HEYRMAN fall under?
In its 2025 annual accounts, ANJA HEYRMAN states joint committee 341 (Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten).
What is the turnover of ANJA HEYRMAN?
The turnover in financial year 2025 is ≈ €1,000. This figure is estimated from the gross margin of €56 and 760 comparable companies (NACE 47). It probably lies between €430 and €2,300. It is a rough estimate.
Is ANJA HEYRMAN profitable?
In financial year 2025, ANJA HEYRMAN made a profit of €292,347.
Where can I find the annual accounts of ANJA HEYRMAN?
ANJA HEYRMAN filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ANJA HEYRMAN due?
ANJA HEYRMAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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