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Steel & Stone

Active
Private limited companyfounded 2024active for 2 yearsNeerhonderd 48, 9230 Wetteren, BelgiumKBO/BCE: BE 1007.588.290

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Steel & Stone is 2.5% (moderate). The 2025 annual accounts show equity of €69,126 and a net result of -€20,874. Its solvency ranks better than 35% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 26-03-2024 Normal situation
Activity
Intermediation services for non-specialised retail NACE 47910and 3 others
Establishment unit
2.357.976.364 9230 Wetteren, since 26-03-2024
Financial year end
31 December
Peppol
Reachable since 23-09-2025

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Annual accounts 2025
Gross margin
€28,096
Turnover
≈ €260,000
estimated
Loss
€20,874
Equity
€69,126
Total assets
€416,485
Filed on 06-07-2026, 25 days before the deadlinePDF
Score breakdownraises riskLiquidity: current ratio 1.45Founded in 2024Sector: Retail trade (NACE 47)lowers riskSize: total assets €416,485Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 50% of micro companies in retail trade (NACE 47)
Financial strength
Average
Solvency 42
equity 16.6% of total assets
Liquidity 96
short-term debt 13.4%
Profitability 22
return on assets -5.0%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 04-2025: 1.8%lowest value 05-2025: 1.8%● unchanged vs 04-2025lowest value 06-2025: 1.9%▲ +0.1 percentage points vs 05-2025 07-2025: 2.2%▲ +0.3 percentage points vs 06-2025 08-2025: 2.3%▲ +0.1 percentage points vs 07-2025 09-2025: 2.6%▲ +0.3 percentage points vs 08-2025 10-2025: 2.6%● unchanged vs 09-2025 11-2025: 2.9%▲ +0.3 percentage points vs 10-2025 12-2025: 2.9%● unchanged vs 11-2025 01-2026: 2.8%▼ -0.1 percentage points vs 12-2025 02-2026: 3.0%▲ +0.2 percentage points vs 01-2026 03-2026: 3.2%▲ +0.2 percentage points vs 02-2026 04-2026: 3.2%● unchanged vs 03-2026highest value 05-2026: 3.2%● unchanged vs 04-2026highest value 06-2026: 3.2%● unchanged vs 05-2026highest value 07-2026: 3.2%● unchanged vs 06-2026highest value 08-2026: 2.6%▼ -0.6 percentage points vs 07-2026 09-2026: 2.6%● unchanged vs 08-2026 10-2026: 2.5%▼ -0.1 percentage points vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.45, below the usual 1.5. Short-term debt is 13.4% of total assets. 83.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 33% of them on solvency, 95% on liquidity and 22% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.45
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €416,485
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
25 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Caution: Lower net result than 89% of companies in retail tradesector median €5,089 · 22,707 companies -€20,874 View

Comparable companies

These companies have the same main activity as Steel & Stone: intermediation services for non-specialised retail (NACE 47910). They are comparable in size and age: total assets between €42,900 and €1.4m, founded between 2022 and 2025.

CompanyTotal assetsGross margin
Steel & Stone Wetteren€0.4m€0.03m
FCB Sint-Gillis-Waas€0.2m€0.04m
Audiovisual Auctions Pelt€0.3m€0.09m
PULSE PROTEIN Sint-Lambrechts-Woluwe€1.4m€0.04m
VRST INVEST Maasmechelen€0.1m€0.09m
CHAMELEONSTARS.COM Dinant€0.07m€0.02m
BRIGITTE GESQUIERE Wevelgem€0.04m€0.03m
Full comparison

Documents

Annual accounts at the NBB

Articles and registers

Key facts about Steel & Stone

What is the company number of Steel & Stone?
The company number of Steel & Stone is 1007.588.290. The VAT number is the same number with BE in front: BE 1007.588.290.
Where is Steel & Stone based?
The registered office is at Neerhonderd 48, 9230 Wetteren.Company details
What does Steel & Stone do?
According to the KBO register, the main activity is intermediation services for non-specialised retail (NACE 47910).
What is the legal form of Steel & Stone?
The legal form of Steel & Stone is Private limited company (BV).
When was Steel & Stone founded?
Steel & Stone was founded on 26-03-2024.
Is Steel & Stone still active?
Yes, Steel & Stone is an active enterprise in the KBO register.
What is the turnover of Steel & Stone?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €28,096 and 368 comparable companies (NACE 47). It probably lies between €150,000 and €430,000.Financials
Is Steel & Stone profitable?
In financial year 2025, Steel & Stone made a loss of €20,874.
Where can I find the annual accounts of Steel & Stone?
Steel & Stone filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts 2025 (PDF)

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