ANIMA CONSULTING
ActiveThe computed 12-month bankruptcy probability of ANIMA CONSULTING is 1.8% (moderate). The 2025 annual accounts show equity of €4k and a net result of €59k. Equity is shrinking by ~36.5% per year across the filed fiscal years. Its solvency ranks better than 24% of 18281 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency28▼-12
Growth58=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.1%
Return on assets
47.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 18281 sector peers (2025).
NBB · sector comparisonPosition among 18281 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
63 d early
2024
28 d late
2023
20 d late
2022
32 d early
2021
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 84.3%
2024 · €24k
2021: €30k
2022: €54k
2023: €71k
2024: €24k
2021 → 2025
Total assets
€125k▼ 25.1%
2024 · €167k
2021: €66k
2022: €92k
2023: €109k
2024: €167k
2021 → 2025
Net result
€59k▲ 10.5%
2024 · €54k
2021: €27k
2022: €25k
2023: €18k
2024: €54k
2021 → 2025
Working capital
€-8k
2024 · €15k
2021: €32k
2022: €48k
2023: €63k
2024: €15k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€54k▲ 80.1%€71k▲ 31.3%€24k▼ 65.5%€4k▼ 84.3%
Operating result€34k-€32k▼ 6.3%€25k▼ 23.3%€72k▲ 189%€80k▲ 11.0%
Net result€27k-€25k▼ 8.0%€18k▼ 28.5%€54k▲ 205%€59k▲ 10.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€13k▲ 41.2%
Current assets
€112k▼ 29.1%
Equity and liabilities €125k
Equity
€4k▼ 84.3%
Debt
€121k▼ 15.0%
The debt ratio rises from 85.4% to 96.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€85k▲
2024 · €75k
Cash flow
€65k▲
2024 · €57k
Solvency
3.1%▼
2024 · 14.6%
Current ratio
0.93▼
2024 · 1.10
Quick ratio
0.93▼
2024 · 1.10
Debt / equity
31.73▲
2024 · 5.87
ROA
47.5%▲
2024 · 32.2%
Interest coverage
29.57▼
2024 · 31.16
Debt
€121k▼
2024 · €143k
Debt ≤ 1 year
€120k▼
2024 · €143k
Income taxes
€17k▲
2024 · €16k
A ratio outside any meaningful range has been withheld (balance sheet total €125k, equity €4k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€167k€125k▼
Fixed assets21/28€9k€13k▲
Tangible fixed assets22/27€9k€13k▲
Furniture and vehicles24€9k€13k▲
Financial fixed assets28€43€43=
Current assets29/58€158k€112k▼
Amounts receivable within one year40/41€17k€11k▼
Trade receivables40€17k€11k▼
Cash at bank and in hand54/58€140k€99k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€167k€125k▼
Equity10/15€24k€4k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€21k€828▼
Amounts payable17/49€143k€121k▼
Amounts payable within one year42/48€143k€120k▼
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€28k€40k▲
Taxes450/3€23k€38k▲
Remuneration and social security454/9€5k€2k▼
Other amounts payable47/48€108k€78k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Non-recurring operating income76A€739-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8-€473
Non-recurring operating charges66A€3k-
Gross operating margin9900€78k€86k▲
Operating profit (loss)9901€72k€80k▲
Financial income75/76B€3€25▲
Recurring financial income75€3€25▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€69k€77k▲
Income taxes67/77€16k€17k▲
Profit (loss) for the period9904€54k€59k▲
Profit (loss) for the period to be appropriated9905€54k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€121k€81k▼
Profit (loss) brought forward from the previous period14P€68k€21k▼
Profit to be distributed694/7€100k€80k▼
Return on contributions (dividend)694€100k€80k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €59k ▲10.5%
Operating result €80k, net result €59k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Weakest financial yearnet €18k ▼28.5%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée de Linaires(Cha) 25650 Walcourt1 establishment unit
ANIMA CONSULTING
since 20202.310.021.049
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Of 12,959 companies in sector 47120 we hold annual accounts for 2,190. 891 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2020
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
59113Video and film production, excluding cinema and television films
59201Sound recording
59209Motion picture, video and television programme production, sound recording and music publishing activities
62010Computer programming, consultancy and related activities
62100Computer programming
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filings
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.