Anjam and Sons
ActiveThe computed 12-month bankruptcy probability of Anjam and Sons is 3.9% (moderate). For Anjam and Sons, at least two filing cycles of the annual accounts are missing. The 2021 annual accounts show equity of €4k and a net result of €224. Its solvency ranks better than 26% of 21227 sector peers (fiscal year 2021). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2021 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2021 · tick = 2020
Profitability33▼-5
Solvency33▼-2
Growth52
Track record100
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2021Solvency, return and age of the figures
Solvency
7.7%
Return on assets
0.4%
Age of the figures
57 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 2 filingsPosition against the passed deadline
31-12-2022 close31-07-2023 deadline16-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 21-10-2022, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
82 d late
2020
447 d late
← before the deadline
after the deadline →
Financials · fiscal year 2021, micro schema
Equity
€4k▲ 6.2%
2020 · €4k
2020: €4k
2020 → 2021
Total assets
€50k▲ 34.2%
2020 · €37k
2020: €37k
2020 → 2021
Net result
€224▼ 85.4%
2020 · €2k
2020: €2k
2020 → 2021
Working capital
€-4k▲ 18.8%
2020 · €-4k
2020: €-4k
2020 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021Trend
Equity€4k-€4k▲ 6.2%
Operating result€3k-€552▼ 79.3%
Net result€2k-€224▼ 85.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2021; 2021 is 79% below 2020.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €50k
Fixed assets
€7k▼ 7.5%
Current assets
€42k▲ 45.7%
Equity and liabilities €50k
Equity
€4k▲ 6.2%
Debt
€46k▲ 37.2%
The debt ratio rises from 90.2% to 92.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▼
2020 · €4k
Cash flow
€2k▼
2020 · €2k
Solvency
7.7%▼
2020 · 9.8%
Current ratio
0.92▲
2020 · 0.87
Quick ratio
0.19▼
2020 · 0.25
Debt / equity
11.91▲
2020 · 9.22
ROE
5.8%▼
2020 · 42.1%
ROA
0.4%▼
2020 · 4.1%
Interest coverage
1.63▼
2020 · 1.70
Debt
€46k▲
2020 · €33k
Debt ≤ 1 year
€46k▲
2020 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2021 against 2020
Balance sheet
Code20202021
Assets
Total assets20/58€37k€50k▲
Fixed assets21/28€8k€7k▼
Intangible fixed assets21€1k€1k=
Tangible fixed assets22/27€7k€6k▼
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€1k€1k▼
Financial fixed assets28€221€221=
Current assets29/58€29k€42k▲
Stocks and contracts in progress3€21k€33k▲
Stocks30/36€21k€33k▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€2k€2k=
Other amounts receivable41€272-
Cash at bank and in hand54/58€5k€6k▲
Deferred charges and accrued income490/1€665-
Equity and liabilities
Total equity and liabilities10/49€37k€50k▲
Equity10/15€4k€4k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€33k€46k▲
Amounts payable within one year42/48€33k€46k▲
Trade debts44€9k€22k▲
Suppliers440/4€9k€22k▲
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Other amounts payable47/48€22k€18k▼
Income statement
Code20202021
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€869€2k▲
Other operating charges640/8€116-
Gross operating margin9900€4k€3k▼
Operating profit (loss)9901€3k€552▼
Financial income75/76B€939€1k▲
Recurring financial income75€939€1k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€2k€224▼
Profit (loss) for the period9904€2k€224▼
Profit (loss) for the period to be appropriated9905€2k€224▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€2k▲
Profit (loss) brought forward from the previous period14P-€2k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2022
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 82 days late
21-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 447 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wondelgemstraat 19000 GentGround area
50 m²
Building footprint
49 m²
Volume, LiDAR
529 m³
Parcel 44810K0070/00B008, Flanders · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Wondelgemstraat 1, 9000 Gent
since 20202.299.094.097
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44810K0070/00B008 | Flanders | 49 m² | 1 · 48 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.299.094.097
Similar companies · same sector, comparable size
Axyra
BE 1024.508.555
Waregem · Eq €4k
NA GROUP
BE 0744.492.123
Antwerpen · Eq €4k
ANIMA CONSULTING
BE 0756.646.025
Walcourt · Eq €4k
L.C. Goldfields Department Store Co.
BE 1003.780.150
Lochristi · Eq €4k
Sustainable Europe Group
BE 0801.223.661
Sint-Genesius-Rode · Eq €4k
Of 12,979 companies in sector 47120 we hold annual accounts for 2,186. 893 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2020
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47191Retail trade
47252Retail sale of beverages, general range
47260Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:anjamandsons@gmail.com