LIBRE INFO
ActiveSummary
LIBRE INFO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €97,675 and a net result of -€6,473. Equity is growing by ~4.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability22▼-30
Solvency59▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.42 against 2.64 in 2023; short-term debt: 15.6% and cash: 2.4% of total assets), and 66.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.6%
Return on assets
-2.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
44 d early
2023
26 d early
2022
19 d early
2021
5 d early
2020
14 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€97,675▼ 6.2%
2023 · €104,148
Total assets
€291,036▲ 0.6%
2023 · €289,351
Net result
-€6,473
2023 · €1,914
Working capital
€19,031▼ 47.6%
2023 · €36,292
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€4,969▲ 41.2%€6,471▲ 30.2%€10,159▲ 57.0%€4,244▼ 58.2%€2,139▼ 49.6%
Net result€3,621within the sector's middle half▲ 47.8%€4,255within the sector's middle half▲ 17.5%€7,324within the sector's middle half▲ 72.1%€1,914within the sector's middle half▼ 73.9%-€6,473below the sector's middle half
Equity€90,655within the sector's middle half▲ 4.2%€94,910within the sector's middle half▲ 4.7%€102,234within the sector's middle half▲ 7.7%€104,148within the sector's middle half▲ 1.9%€97,675within the sector's middle half▼ 6.2%
Total assets€93,076within the sector's middle half▲ 5.6%€98,336within the sector's middle half▲ 5.7%€106,449within the sector's middle half▲ 8.3%€289,351within the sector's middle half▲ 172%€291,036within the sector's middle half▲ 0.6%
Debt€2,421▲ 119%€3,426▲ 41.5%€4,215▲ 23.0%€185,203▲ 4,294%€193,361▲ 4.4%
Working capital€80,229above the sector's middle half▲ 6.6%€86,533above the sector's middle half▲ 7.9%€94,666above the sector's middle half▲ 9.4%€36,292within the sector's middle half▼ 61.7%€19,031within the sector's middle half▼ 47.6%
Solvency97.4%above the sector's middle half▼ 1.3pp96.5%above the sector's middle half▼ 0.9pp96.0%above the sector's middle half▼ 0.5pp36.0%within the sector's middle half▼ 60.0pp33.6%within the sector's middle half▼ 2.4pp
Current ratio34.13above the sector's middle half▼ 35.0731.18above the sector's middle half▼ 2.9523.46above the sector's middle half▼ 7.722.64within the sector's middle half▼ 20.821.42within the sector's middle half▼ 1.22
Return on assets (ROA)3.9%within the sector's middle half▲ 1.1pp4.3%within the sector's middle half▲ 0.4pp6.9%within the sector's middle half▲ 2.6pp0.7%within the sector's middle half▼ 6.2pp-2.2%within the sector's middle half▼ 2.9pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 50% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €279,398
Fixed assets
€214,834 ▼ 0.6%
Current assets
€64,565 ▲ 10.5%
Equity and liabilities €291,036
Equity
€97,675 ▼ 6.2%
Debt
€193,361 ▲ 4.4%
Debt's share of the balance-sheet total rises from 64.0% to 66.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6,607▲
2023 · €6,376
Cash flow
-€2,005▼
2023 · €4,045
Debt to equity
1.98▲
2023 · 1.78
ROE
-6.6%▼
2023 · 1.8%
Interest coverage
0.77▼
2023 · 3.90
Debt ≤ 1 year
€45,533▲
2023 · €22,120
Debt > 1 year
€147,827▼
2023 · €163,083
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,367 | €1,367 | €1,367 | €2,131 | €4,468 | ▲ 110% |
| Other operating charges640/8 | - | €558 | - | €930 | €1,279 | ▲ 37.5% |
| Gross operating margin9900 | €6,890 | €8,396 | €11,526 | €7,306 | €7,886 | ▲ 7.9% |
| Operating profit (loss)9901 | €4,969 | €6,471 | €10,159 | €4,244 | €2,139 | ▼ 49.6% |
| Financial charges65/66B | - | €667 | €169 | €1,634 | €8,612 | ▲ 427% |
| Recurring financial charges65 | €30 | €667 | €169 | €1,634 | €8,612 | ▲ 427% |
| Profit (loss) for the period before taxes9903 | €4,940 | €5,804 | €9,990 | €2,611 | -€6,473 | ▼ 348% |
| Income taxes67/77 | €1,318 | €1,549 | €2,666 | €697 | - | - |
| Profit (loss) for the period9904 | €3,621 | €4,255 | €7,324 | €1,914 | -€6,473 | ▼ 438% |
| Profit (loss) for the period to be appropriated9905 | €3,621 | €4,255 | €7,324 | €1,914 | -€6,473 | ▼ 438% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €93,076 | €98,336 | €106,449 | €289,351 | €291,036 | ▲ 0.6% |
| Formation expenses20 | €0 | €0 | €0 | €14,738 | €11,637 | ▼ 21.0% |
| Fixed assets21/28 | €10,426 | €8,935 | €7,568 | €216,201 | €214,834 | ▼ 0.6% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €10,302 | €8,935 | €7,568 | €6,201 | €4,834 | ▼ 22.0% |
| Land and buildings22 | - | €8,935 | €7,568 | €6,201 | €4,834 | ▼ 22.0% |
| Financial fixed assets28 | €124 | - | - | €210,000 | €210,000 | = |
| Current assets29/58 | €82,650 | €89,401 | €98,881 | €58,412 | €64,565 | ▲ 10.5% |
| Amounts receivable within one year40/41 | €82,600 | €88,972 | €98,276 | €54,309 | €57,683 | ▲ 6.2% |
| Other amounts receivable41 | - | €88,972 | €98,276 | €54,309 | €57,683 | ▲ 6.2% |
| Cash at bank and in hand54/58 | €50 | €429 | €605 | €4,103 | €6,881 | ▲ 67.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €93,076 | €98,336 | €106,449 | €289,351 | €291,036 | ▲ 0.6% |
| Equity10/15 | €90,655 | €94,910 | €102,234 | €104,148 | €97,675 | ▼ 6.2% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €20,451 | €20,451 | = |
| Capital10 | - | €18,592 | €18,592 | - | - | - |
| Issued capital100 | - | €18,592 | €18,592 | - | - | - |
| Reserves13 | €1,859 | €1,859 | €1,859 | - | - | - |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | - | - | - |
| Legal reserve130 | - | €1,859 | €1,859 | - | - | - |
| Profit (loss) carried forward14 | €70,204 | €74,459 | €81,783 | €83,697 | €77,224 | ▼ 7.7% |
| Amounts payable17/49 | €2,421 | €3,426 | €4,215 | €185,203 | €193,361 | ▲ 4.4% |
| Amounts payable after more than one year17 | - | - | - | €163,083 | €147,827 | ▼ 9.4% |
| Financial debts170/4 | - | - | - | €163,083 | €147,827 | ▼ 9.4% |
| Amounts payable within one year42/48 | €2,421 | €2,867 | €4,215 | €22,120 | €45,533 | ▲ 106% |
| Current portion of amounts payable after more than one year42 | - | - | - | €14,377 | €15,256 | ▲ 6.1% |
| Financial debts43 | - | - | - | €381 | - | - |
| Credit institutions430/8 | - | - | - | €381 | - | - |
| Trade debts44 | - | - | - | - | €581 | - |
| Suppliers440/4 | - | - | - | - | €581 | - |
| Taxes, remuneration and social security45 | - | €2,867 | €4,215 | €3,363 | €697 | ▼ 79.3% |
| Taxes450/3 | - | €2,867 | €4,215 | €3,363 | €697 | ▼ 79.3% |
| Other amounts payable47/48 | - | - | - | €4,000 | €29,000 | ▲ 625% |
| Accrued charges and deferred income492/3 | - | €558 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,621 | €4,255 | €7,324 | €1,914 | -€6,473 | ▼ 438% |
| + Depreciation and write-downs630 | €1,367 | €1,367 | €1,367 | €2,131 | €4,468 | ▲ 110% |
| Operating cash flow (approximation) | €4,988 | €5,622 | €8,691 | €4,045 | -€2,005 | ▼ 150% |
| Investment in fixed assets (approximation) | - | €124 | €0 | -€210,765 | -€3,101 | ▲ 98.5% |
| Change in cash | - | €379 | €176 | €3,498 | €2,778 | ▼ 20.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€6,473
Net result drops to -€6,473, the lowest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €7,324 ▲72.1%
Operating result €10,159, net result €7,324, both a record.
31-12
Financial
Equity above €100,000Eq €102,234 ▲7.7%
5 profitable years in a row build equity to €102,234.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 14 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 69.21
Current ratio from 31.50 to 69.21; short-term debt falls from €2,342 to €1,103.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Longtain(PAU) 1297100 La LouvièreGround area
61 m²
Building footprint
26 m²
Volume, LiDAR
96 m³
Parcel 55373B0288/00X005, Wallonia · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
L'OLIVE
since 19992.094.825.064
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55373B0288/00X005 | Wallonia | 61 m² | 1 · 26 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,341 companies in sector 47621 we hold annual accounts for 1,245. 1,089 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-11-1999
Fiscal year end31-12
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
47722Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0467343030
Registered
20-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.