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Andrey Construct

Active Private limited company (pre-2019)founded 2011active for 15 yearsKoningin Fabiolaplein 8, 1083 GanshorenKBO/BCE: BE 0835.311.342 #10 company by equity in Ganshoren, Administrative and support services sector

Overview

Lifetime

13 annual accounts with figures on one time axis
peak €91,575 (2025)
€91,575▲ 64.6%
peak €36,092 (2025)
€36,092▲ 70.3%
peak €187,019 (2025)
€187,019▲ 23.9%
€152,381▼ 40.0%
Documentsfilings and deeds
10-10-202540 days late
2025micro format
Gross margin from €55,633 to €91,575Result from €21,198 to €36,092Equity from €150,926 to €187,019Debts from €254,153 to €152,381Cash from €6,070 to €1,983

Key points

from the 2025 annual accounts

Equity

€187,019 ▲ 23.9%

Andrey Construct has made a profit in every financial year since 2013.

Turnover

≈ €190,000 estimated

The micro format states no turnover.

Filings

13 annual accounts 70 days past the deadline
deadline201520202025

2026 accounts not filed: deadline was 31-08-2026.

Checked score

55
Fair
Financially stronger than 48% of micro companies in office administrative support (NACE 82)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.9% 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.1 percentage points vs 07-2025 09-2025: 1.2%▲ +0.2 percentage points vs 08-2025 10-2025: 1.3%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.7%▼ -0.6 percentage points vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.6%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 1.0%▲ +0.4 percentage points vs 08-2026 10-2026: 1.2%▲ +0.2 percentage points vs 09-2026 11-2026: 1.3%▲ +0.1 percentage points vs 10-2026

Financial strength
Strong

78+17equity 52.9% of total assets
31+9short-term debt 41.9% · cash 0.6%
82+18return on assets 10.2%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2025 (filed on 14-10-2025)
Liquidity: current ratio 2.15, cash €1,983, halved
1 financial year not filed after the legal deadline; last filed accounts filed 40 days late; 3 of the last 3 accounts late
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 54% of them on solvency, 17% on liquidity, 54% on profitability and 68% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-01-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as Andrey Construct has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

The bankruptcy probability of Andrey Construct itself is higher: 1.3% within 12 months. It rests on far more data about Andrey Construct than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for Andrey Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €10,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity is ample, with a current ratio of 2.15 (1.56 in 2024), above the usual 1.5. Short-term debt is 41.9% and cash 0.6% of total assets. 47.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2025 (filed on 14-10-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 2.15, cash €1,983, halved
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 40 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-01-2026 was due at the National Bank by 31-08-2026. Nothing is on record, 70 days later.
NBB · 10 filings
Position against the passed deadline
31-01-2026 year end31-08-2026 deadline09-11-2026 today
raises risk · 2025 accounts filed 40 days late
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 10-10-2025, 40 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
40 days late
2024
46 days late
2023
39 days late
2022
97 days late
2021
174 days late
2020
168 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 94 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Incorporation published on 11-04-2011 · Gazette deed
First establishment Guido Gezelleplein 10, Ganshoren
All 19 events

Comparable companies

same main activity, similar in size and age
Company
Andrey Construct Ganshoren €353,349 €91,575 52.9% -
INGEXP Anderlecht €309,141 €95,194 32.5% -
A2 MEDICALE Ixelles €273,343 €92,853 13.6% -
ACON BUSINESS CARE & FINANCE Maasmechelen €367,840 €86,310 48.6% -
BenD PROJECTS Izegem €420,197 €101,321 66.2% -
FAPROM Grimbergen €356,487 €92,187 47.4% -
MARTELLO Hove €305,827 €75,245 87.8% -

These companies have the same main activity as Andrey Construct: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €273,000 and €420,000, founded between 2009 and 2013.

Official details

Source: KBO
Status
Active since 07-04-2011Normal situation
Registered office
12 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
Activity
Office administrative and support servicesNACE 82100and 4 others
Establishment unit
2.199.335.4381083 Ganshoren, since 07-04-2011
Financial year end
31 January
Peppol
Reachable
Company details

Annual accounts to 31-01-2025

€91,575▲ 64.6%
€36,092▲ 70.3%
€187,019▲ 23.9%
€353,349▼ 15.7%
Filing
Filed on 10-10-2025
Financials

Insights on Andrey Construct

Andrey Construct files the micro format. That format states no turnover. The gross margin rose from €16,392 in 2013 to €91,575 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 10-10-2025, 40 days late

2026 annual accounts not yet filed, deadline passed on 31 August 2026 The financial year closed on 31 January 2026. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 9 November 2026.

€91,575
▲ 64.6%
€57,228
▲ 57.0%
€87,309
▲ 71.2%
€66,174
▲ 85.1%
52.9%
▲ 16.9 percentage points
2.15
▲ 0.59

Money flows

no detail for 2025

Balance sheet

balance sheet total €353,349 on 31-01-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

52.9%

Higher than 52% of 9,691 companies in 2025.

2.15

Higher than 54% of 9,309 companies in 2025.

10.2%

Higher than 47% of 9,433 companies in 2025.

Andrey Construct Middle half of the sector 80% of the sector Micro accounts in office administrative support (NACE 82)

Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016201520142013
Balance sheet: assets
20/58 353,349419,029322,236274,996433,291398,179434,774273,926243,300184,358155,573134,752108,340
21/28 36,03847,61915,83722,81413,02630,59633,18125,58142,17220,97122,0774,0815,399
21 ----0--------
22/27 36,03847,61915,83722,81413,02630,59633,18125,58142,17220,97122,0774,0815,399
23 9,13316,44611,3316,66710,000-1,2402,4791,5004,5003,1453,5972,364
24 26,90431,1734,50616,1473,02611,97831,94223,10140,67116,47118,9324843,036
29/58 317,312371,410306,399252,183420,265367,583401,593248,345201,129163,387133,496130,671102,941
40/41 315,329365,340290,618251,629408,057352,790400,993247,745184,974144,125102,566104,401102,908
40 266,670299,384223,773180,579388,096311,642372,245183,900147,87895,37883,09759,79948,770
41 48,65965,95666,84571,05019,96141,14828,74763,84537,09748,74719,46944,60254,137
54/58 1,9836,07015,78155412,20814,79360060016,15419,26330,93026,27034
Balance sheet: equity and liabilities
10/49 353,349419,029322,236274,996433,291398,179434,774273,926243,300184,358155,573134,752108,340
10/15 187,019150,926129,728114,47589,07875,81962,46747,26725,59220,97711,93111,7246,880
10/11 18,60018,60018,60018,60018,60018,60018,60018,60012,2008,2006,2006,2006,200
10 -18,60018,60018,600---------
100 -18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
101 --------6,40010,40012,40012,40012,400
13 1,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,860680
130/1 1,8601,8601,8601,8601,8601,860-------
130 -1,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,860680
1311 1,860------------
14 166,559130,466109,26894,01568,61855,35942,00726,80711,53210,9173,8713,664-
16 13,95013,95013,95013,95013,95013,95013,95013,95013,95011,9503,950950950
160/5 13,95013,95013,95013,95013,95013,95013,95013,95013,95011,9503,950950950
163 13,95013,95013,95013,95013,95013,95013,95013,95013,950----
17/49 152,381254,153178,558146,571330,263308,410358,357212,709203,758151,431139,693122,078100,511
17 4,46915,732-9,11423,59737,86128,73221,09628,9926,30315,051--
170/4 4,46915,732-9,11423,59737,86128,73221,09628,9926,30315,051--
42/48 147,911238,421178,558137,457306,667270,549329,626191,613174,766145,129124,642122,078100,511
42 10,44412,79311,50116,01818,99820,4539,9067,19212,6359,1238,6476353,443
43 -21,5826,00213,245336-9,0745,28665----
430/8 -21,5826,00213,245336-9,0745,28665----
44 118,588200,844144,06699,396283,678242,049303,046176,914141,001130,464111,422119,77596,703
440/4 25,13038,92826,26827,60760,50561,17348,94556,70944,00145,41958,94319,7476,924
441 93,458161,916117,79871,790223,172180,876254,101120,20697,00085,04552,479100,02989,779
45 18,8793,20216,9888,7973,6558,0467,5992,2202,4655,5414,5731,668365
450/3 18,8793,20216,9888,7973,6558,0467,5992,2202,4655,5414,5731,668365
47/48 --------18,600----
Income statement
70 -889,980866,6981.1m863,812655,270813,864828,290856,492650,377514,036342,981573,809
9900 91,57555,63348,48669,69935,93251,31564,07737,14541,23131,05326,87613,92716,392
60/61 -834,347818,2111.0m827,880603,954749,785793,714815,262619,324487,161329,054557,417
62 8403447592,7662,0906,4732,366------
630 30,08114,55918,97219,6638,95217,85717,20211,58918,5338,54712,5046,00411,021
640/8 3,4254,2784,0884,2314,0386,1306221,4282,8092,7367,6609741,989
9901 57,22836,45324,66843,03920,85220,85443,88724,12919,88919,7696,7116,9493,382
75/76B 849---1,750-----18-3
75 ----------18-3
76B 849---1,750--------
65/66B 8,6867,0532,9313,9072,5033,27523,3073,6351,8497599204371,391
65 7,8387,0532,9313,9072,5033,27523,3073,6351,8497599204371,391
66B 849------------
9903 49,39029,40021,73739,13120,09917,57920,58020,49418,03919,0105,8096,5121,994
67/77 13,2988,2026,48313,7346,8404,2275,3795,22015,4243,9642,6021,667365
9904 36,09221,19815,25425,39713,25913,35215,20015,2746157,0462074,844680
9905 36,09221,19815,25425,39713,25913,35215,20015,2746157,0462074,844680
Appropriation of the result
9906 166,559130,466109,26894,01568,61855,35942,00726,80611,53210,9173,8714,844680
14P 130,466109,26894,01568,618---------
691/2 -----------1,860680
6920 -----------1,860680
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 10-10-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-01-2025 micro format 10-10-2025 2025-00541950 PDF
31-01-2024 micro format 16-10-2024 2024-00509717 PDF
31-01-2023 micro format 09-10-2023 2023-00485041 PDF
31-01-2022 micro format 06-12-2022 2022-20533722 PDF
31-01-2021 micro format 21-02-2022 2022-06000221 PDF
20-01-2020 micro format 04-02-2021 2021-04700250 PDF
31-01-2019 micro format 21-03-2020 2020-07300491 PDF
31-01-2018 full format 12-10-2018 2018-69200412 PDF
31-01-2017 full format 12-12-2017 2017-71500541 PDF
31-01-2016 full format 17-10-2016 2016-65700031 PDF
31-01-2015 full format 08-10-2015 2015-64400404 PDF
31-01-2014 full format 01-10-2014 2014-63200109 PDF
31-01-2013 full format 08-10-2013 2013-62200474 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016201520142013
87,30951,01243,64062,70129,80438,71261,08935,71738,42128,31719,21512,95314,403
66,17435,75734,22645,05922,21131,20932,40226,86319,14715,59412,71110,84811,701
18,50046,34111,99529,45010,00015,2719,8284,99839,7337,44130,5004,68616,421
-4,088-9,71115,227-11,654-2,58614,1930-15,554-3,108-11,6674,66026,236-
169,400132,989127,842114,725113,59897,03571,96756,73326,36318,2598,8548,5932,430
-4.1%2.8%4.0%2.4%3.2%5.4%2.9%2.3%3.0%1.3%2.0%0.6%
52.9%36.0%40.3%41.6%20.6%19.0%14.4%17.3%10.5%11.4%7.7%8.7%6.3%
2.151.561.721.831.371.361.221.301.151.131.071.071.02
0.811.681.381.283.714.075.744.507.967.2211.7110.4114.61
19.3%14.0%11.8%22.2%14.9%17.6%24.3%32.3%2.4%33.6%1.7%41.3%9.9%
10.2%5.1%4.7%9.2%3.1%3.4%3.5%5.6%0.3%3.8%0.1%3.6%0.6%
11.147.2314.8916.05---------
-123 days94 days61 days164 days174 days167 days81 days63 days54 days59 days64 days31 days
-88 days64 days36 days125 days146 days148 days81 days63 days77 days83 days133 days63 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item31-01-202531-01-202431-01-202331-01-2022
Tangible fixed assets€18,500€46,341€11,995€29,450
€30,081€14,559€18,972€19,663

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on Andrey Construct

The operating result for 2025 is 57% higher than in 2024 and the highest since 2013. It is the second rise in a row, after the fall in 2023.

Debt's share of the balance-sheet total falls from 60.7% to 43.1%. Equity is higher and debt is lower.

Network & group

No group

Andrey Construct has no parent and no holdings in its annual accounts.

At the same address

Koningin Fabiolaplein 8, 1083 Ganshoren · 11 other companies
ACTUEL COMPTA FID
registered office since 13-03-2024 · founded in 2024
turnover €1.9m (2025)
1007.083.890
ACTUEL ADMIN
registered office since 28-03-2017 · founded in 2017
total assets €888,386 (2025)
0673.558.892
ASS DESIGN
registered office since 21-03-2013 · founded in 2013 · accounts filed late
turnover €464,792 (2024)
0524.741.195
OPTIMAL ASSISTANCE
registered office since 16-04-2013 · founded in 2013
turnover €96,678 (2025)
0526.824.618
A a Z SERVICES
establishment since 11-04-2024 · founded in 2003
total assets €127,778 (2025)
0479.525.438
CORDEC SERVICES
establishment since 09-12-2003 · founded in 2003
total assets €92,443 (2025)
0862.098.485
Van Haesendonck, Nathalie (sole trader)
establishment since 02-09-2023
founded in 2023
0805.639.240
ADO INVEST
establishment since 01-10-2021
founded in 2008
0807.756.810
CODITRA
establishment since 07-04-2011
founded in 2011
0835.311.639
Adomniti, Angela (sole trader)
establishment since 01-07-2007
founded in 2007
0889.894.925
and 1 more

Timeline

Timeline

19 events since 2011
2025
Annual accounts 2025 filed PDFmicro format · 40 days late
Highest result from 2013 to 2025 net €36,092 ▲70.3% The operating result of €57,228 and the net result of €36,092 are both a record.
2024
Annual accounts 2024 filed PDFmicro format · 46 days late
Equity above €150,000 equity €150,926 ▲16.3% With a profit in every financial year since 2013, equity grows to €150,926.
2023
Annual accounts 2023 filed PDFmicro format · 39 days late
2022
Annual accounts 2022 filed PDFmicro format · 97 days late
Annual accounts 2021 filed PDFmicro format · 174 days late
Equity above €100,000 equity €114,475 ▲28.5% With a profit in every financial year since 2013, equity grows to €114,475.
2021
Annual accounts 2020 filed PDFmicro format · 168 days late
2020
Annual accounts 2019 filed PDFmicro format · 203 days late
2018
Annual accounts 2018 filed PDFfull format · 42 days late
2017
Annual accounts 2017 filed PDFfull format · 103 days late
2016
Annual accounts 2016 filed PDFfull format · 47 days late
2015
Annual accounts 2015 filed PDFfull format · 38 days late
Weakest financial year net €207 ▼95.7% The net result drops to €207, the lowest from 2013 to 2025. It recovers the following year.
2014
Annual accounts 2014 filed PDFfull format · 31 days late
2013
Annual accounts 2013 filed PDFfull format · 38 days late
2011
Incorporation PDFpublished on 11-04-2011
First establishment Guido Gezelleplein 10, Ganshoren

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 7 April 2011, Andrey Construct was incorporated.1 Turnover went from €813,864 in 2019 to €889,980 in 2024.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2024

Company details

Identity

Enterprise number
0835.311.342
VAT number
BE 0835.311.342
Peppol ID
0208:0835311342
Other Peppol ID
9925:BE0835311342
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
07-04-2011
Financial year
ends on 31 January
Peppol
Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
Name
Andrey Construct in French
Entity type
Legal entity

Activities

NACEBEL 2025
Codes under NACEBEL 2008
82110 Office administrative, office support and other business support activities main activity
41201 General construction of buildings
41202 Construction of residential and non-residential buildings
41203 Construction of residential and non-residential buildings
81210 General cleaning of buildings

Registered office and establishments

1 establishment
Establishment Since Unit number
Koningin Fabiolaplein 8 registered office 1083 Ganshoren
Guido Gezelleplein 10 1083 Ganshoren 07-04-2011 2.199.335.438

Buildings and parcels at the addresses

Ground area
386 m²
Buildings
303 m²
Volume, LiDAR
5,029 m³
Tallest building
20.9 m
Buildings to scale, each on its own parcel
249 m², 20.9 m 53 m², 12.0 m 249 m², 20.9 m 53 m², 12.0 m

Location

registered office establishment The establishment unit on the map
12 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
21008A0137/00Z009332 m² 1 · 249 m² 20.9 m · 6
21008A0137/00V00953 m² 1 · 53 m² 12.0 m · 3

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0835.311.342