Financials
- Financial year
- 2025
- Turnover
- €96,678
- Loss
- -€4,722
- Solvency
- 54.0%
Turnover▼ 40.6%
Net result
20192025
OPTIMAL ASSISTANCE
ActiveThe file of OPTIMAL ASSISTANCE contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.
Summary
The computed 12-month bankruptcy probability is 1.0% (low). The 2025 annual accounts show equity of €75,685 and a net result of -€4,722. Equity is growing by about 9.5% per year across the filed financial years. Its solvency ranks better than 52% of 9,504 sector peers (NACE 82, financial year 2025).
Overview
Activity
Office administrative and support services
NACE 82100
1 site
Size
€96,678turnover 2025
- Equity
- €75,685
- Loss
- -€4,722
Structure
Accounts filed 39 days late0 of 7 deeds read
Why 65raises riskLatest accounts 39 days late; 3 of the last 3 lateLiquidity: current ratio 2.28, cash €3,041Size: turnover €96,678, total assets €140,103lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Show the evidence
Checked score
Score 2025
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 28% of its sector peers (NACE 82, micro)
Financial strength · tick = 2024
Average
Solvency
79+26
equity 54.0% of total assets
Liquidity
32+18
short-term debt 43.8% · cash 2.2%
Profitability
29-7
return on assets -3.4%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 5.5%highest value
12-2024: 5.5%● unchanged vs 11-2024highest value
01-2025: 5.3%▼ -0.2 percentage points vs 12-2024
02-2025: 5.3%● unchanged vs 01-2025
03-2025: 5.3%● unchanged vs 02-2025
04-2025: 2.0%▼ -3.3 percentage points vs 03-2025
05-2025: 2.1%▲ +0.1 percentage points vs 04-2025
06-2025: 2.4%▲ +0.3 percentage points vs 05-2025
07-2025: 3.2%▲ +0.8 percentage points vs 06-2025
08-2025: 3.3%▲ +0.1 percentage points vs 07-2025
09-2025: 3.9%▲ +0.6 percentage points vs 08-2025
10-2025: 5.0%▲ +1.1 percentage points vs 09-2025
11-2025: 5.0%● unchanged vs 10-2025
12-2025: 2.2%▼ -2.8 percentage points vs 11-2025
01-2026: 2.2%● unchanged vs 12-2025
02-2026: 2.2%● unchanged vs 01-2026
03-2026: 2.0%▼ -0.2 percentage points vs 02-2026
04-2026: 2.0%● unchanged vs 03-2026
05-2026: 2.1%▲ +0.1 percentage points vs 04-2026
08-2026: 1.0%lowest value
09-2026: 1.0%● unchanged vs 08-2026lowest value
10-2026: 1.0%● unchanged vs 09-2026
Credit of up to €4,500 on 30-day terms, only on tighter conditions
Liquidity ample (current ratio 2.28, compared with 1.41 in 2024; short-term debt: 43.8% and cash: 2.2% of total assets), and 46% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 55% on solvency, 18% on liquidity, 18% on profitability and 22% on growth.
The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Seven signals.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€4,722
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-06-2026, 39 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
39 days late
2024
202 days late
2023
329 days late
2022
687 days late
2021
67 days late
2020
432 days late
2019
41 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 257 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 18 November (4 of the last 5 filed years within 163 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-10-2026 today30-04-2027 deadline
- Bankruptcy reversalFrench-language Enterprise Court of Brussels…
- Annual accounts filedfinancial year 2025 · micro…
- OpeningFrench-language Enterprise Court of Brussels…
Key points
By topic
Timeline
- Events
- 16
- Since
- 2015
- Next accounts
- by 30-04-2027
- 18-11-2025Annual accounts filed
- 30-09-2025Weakest financial year
- 25-03-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Office administrative and support servicesNACE 82100
- Founded
- 16-04-2013
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.