ANDREJ
ActiveSummary
ANDREJ has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,448 and a net result of €8,212. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 83% of 34,678 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Equity
- €46,448
- Profit
- €8,212
Why 90raises riskSize: total assets €59,988Latest accounts 28 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 3.56, cash €14,126Founded in 2007Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 70% on liquidity, 70% on profitability and 83% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 53 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €8,212
- Liquidity more than doubledcurrent ratio 3.56
Financials · financial year 2025, micro format
2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00482227.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result returns to profit in 2025: €8,262 after a loss of €1,225 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 34,695 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.3% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,695 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €84,979 | €96,647 | - | €40,707 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €76,896 | €83,267 | - | €33,079 | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €47 | - | - | €378 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,729 | €9,979 | €9,426 | €9,662 | €12,873 | €8,524 | €6,912 | €8,289 | ▲ 19.9% |
| Other operating charges640/8 | - | - | - | €1,300 | €1,006 | €982 | €1,102 | €1,054 | ▼ 4.3% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €840 | - | - |
| Gross operating margin9900 | €10,909 | €56,232 | -€9,781 | €8,083 | €13,380 | €24,977 | €7,628 | €17,983 | ▲ 136% |
| Operating profit (loss)9901 | €1,667 | €38,850 | -€21,324 | -€2,879 | -€546 | €15,471 | -€1,225 | €8,262 | - |
| Financial income75/76B | - | - | - | €0 | €64 | - | - | €0 | - |
| Recurring financial income75 | €0 | €8 | €6 | €0 | €64 | - | - | €0 | - |
| Financial charges65/66B | - | - | - | €265 | €1,609 | €2,448 | €731 | €50 | ▼ 93.1% |
| Recurring financial charges65 | €1,363 | €1,517 | €861 | €265 | €1,609 | €1,448 | €731 | €50 | ▼ 93.1% |
| Non-recurring financial charges66B | - | - | - | - | - | €1,000 | - | - | - |
| Profit (loss) for the period before taxes9903 | €304 | €37,340 | -€22,179 | -€3,144 | -€2,092 | €13,023 | -€1,956 | €8,212 | - |
| Income taxes67/77 | - | -€7,000 | €2,000 | -€4,000 | - | -€2,000 | €4,000 | - | - |
| Profit (loss) for the period9904 | €304 | €44,340 | -€24,179 | €856 | -€2,092 | €15,023 | -€5,956 | €8,212 | - |
| Profit (loss) for the period to be appropriated9905 | €304 | €44,340 | -€24,179 | €856 | -€2,092 | €15,023 | -€5,956 | €8,212 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €62,861 | €90,518 | €76,040 | €70,455 | €66,808 | €82,276 | €58,245 | €59,988 | ▲ 3.0% |
| Fixed assets21/28 | €25,391 | €22,988 | €16,303 | €9,706 | €31,062 | €22,827 | €16,090 | €11,845 | ▼ 26.4% |
| Tangible fixed assets22/27 | €25,391 | €22,988 | €16,303 | €9,706 | €31,062 | €22,827 | €16,090 | €11,845 | ▼ 26.4% |
| Plant, machinery and equipment23 | - | - | - | €1,417 | €983 | €376 | - | €2,198 | - |
| Furniture and vehicles24 | - | - | - | €4,289 | €1,749 | €732 | €983 | €1,152 | ▲ 17.1% |
| Leasing and similar rights25 | - | - | - | €4,000 | €28,330 | €21,719 | €15,107 | €8,495 | ▼ 43.8% |
| Current assets29/58 | €37,469 | €67,530 | €59,737 | €60,749 | €35,746 | €59,449 | €42,155 | €48,143 | ▲ 14.2% |
| Amounts receivable within one year40/41 | €32,278 | €51,197 | €50,702 | €53,285 | €30,438 | €54,094 | €39,432 | €32,445 | ▼ 17.7% |
| Trade receivables40 | - | - | - | €52,888 | €29,151 | €48,296 | €37,796 | €31,499 | ▼ 16.7% |
| Other amounts receivable41 | - | - | - | €397 | €1,287 | €5,798 | €1,636 | €946 | ▼ 42.2% |
| Cash at bank and in hand54/58 | €1,497 | €12,362 | €5,630 | €6,695 | €3,983 | €4,172 | €1,872 | €14,126 | ▲ 655% |
| Deferred charges and accrued income490/1 | - | - | - | €769 | €1,325 | €1,183 | €852 | €1,572 | ▲ 84.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €62,861 | €90,518 | €76,040 | €70,455 | €66,808 | €82,276 | €58,245 | €59,988 | ▲ 3.0% |
| Equity10/15 | €3,251 | €47,591 | €23,412 | €24,269 | €22,177 | €37,200 | €31,244 | €46,448 | ▲ 48.7% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€4,809 | €39,531 | €15,352 | €16,209 | €14,117 | €29,140 | €23,184 | €38,388 | ▲ 65.6% |
| Amounts payable17/49 | €59,610 | €42,926 | €52,627 | €46,186 | €44,631 | €45,076 | €27,001 | €13,541 | ▼ 49.9% |
| Amounts payable after more than one year17 | €9,108 | €2,385 | €1,034 | - | €12,125 | €2,516 | - | - | - |
| Financial debts170/4 | - | - | - | - | €12,125 | €2,516 | - | - | - |
| Amounts payable within one year42/48 | €50,502 | €40,541 | €51,593 | €46,186 | €32,505 | €42,560 | €26,848 | €13,541 | ▼ 49.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €345 | €9,266 | €7,423 | €2,861 | €0 | ▼ 100% |
| Financial debts43 | - | - | - | - | - | - | - | €0 | - |
| Credit institutions430/8 | - | - | - | - | - | - | - | €0 | - |
| Trade debts44 | €31,996 | €27,520 | €24,896 | €23,794 | €3,547 | €5,598 | €878 | €3,129 | ▲ 256% |
| Suppliers440/4 | - | - | - | €23,794 | €3,547 | €5,598 | €878 | €3,129 | ▲ 256% |
| Taxes, remuneration and social security45 | - | - | - | €3,750 | €2,500 | - | - | €0 | - |
| Taxes450/3 | - | - | - | - | - | - | - | €0 | - |
| Remuneration and social security454/9 | - | - | - | €3,750 | €2,500 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €18,298 | €17,193 | €29,539 | €23,109 | €10,411 | ▼ 54.9% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | €153 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €304 | €44,340 | -€24,179 | €856 | -€2,092 | €15,023 | -€5,956 | €8,212 | - |
| + Depreciation and write-downs630 | €7,729 | €9,979 | €9,426 | €9,662 | €12,873 | €8,524 | €6,912 | €8,289 | ▲ 19.9% |
| Operating cash flow (approximation) | €8,034 | €54,319 | -€14,753 | €10,518 | €10,782 | €23,547 | €956 | €16,501 | ▲ 1,625% |
| Investment in fixed assets (approximation) | - | -€7,576 | -€2,741 | -€3,065 | -€34,229 | -€289 | -€176 | -€4,044 | ▼ 2,202% |
| Change in cash | - | €10,865 | -€6,732 | €1,064 | -€2,712 | €189 | -€2,300 | €12,254 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 18 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 28-08-2026 | 2026-00482227 |
| 31-12-2024 | micro format | 28-10-2025 | 2025-00562043 |
| 31-12-2023 | micro format | 18-08-2024 | 2024-00359050 |
| 31-12-2022 | micro format | 24-08-2023 | 2023-00348100 |
| 31-12-2021 | micro format | 12-08-2022 | 2022-20284697 |
| 31-12-2020 | micro format | 08-11-2021 | 2021-76900143 |
| 31-12-2019 | micro format | 06-11-2020 | 2020-69000002 |
| 31-12-2018 | micro format | 08-10-2019 | 2019-69100374 |
| 31-12-2017 | micro format | 27-09-2018 | 2018-66000473 |
| 31-12-2016 | abbreviated format | 29-09-2017 | 2017-65000398 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DABROWSKI Andrzej |
|
Owners and capital
Capital and shareholders
- 07-05-2024 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
07-05
Gazette deed
Appointment: DABROWSKI Andrzej (zaakvoerder als niet statutair bestuurder)Capital conversion · Reserve release · Power of attorney11 facts ▸
- General meeting, 25-04-2024
- Other provision, 01-01-2020, “vaststelling rechtsvorm besloten vennootschap” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekeningen” (deed in Dutch)
- Reserve release, “beschikbaarstelling totaal statutair onbeschikbaar eigen vermogen, overboeking onbeschikbare naar beschikbare eigen vermogensrekeningen” (deed in Dutch)
- Power of attorney
- Kind of shares, “alle bestaande aandelen vertegenwoordigen gelijk deel eigen vermogen” (deed in Dutch)
- Other provision, “schrapping vermelding handelsaard, geen onderscheid meer tussen handelsaard of burgerlijke aard” (deed in Dutch)
- Other provision, “goedkeuring agendapunten onder 3 van 1 tot en met 20 voor verwerking in nieuwe statuten, DERDE BESLUIT” (deed in Dutch)
- Amendment of the articles
- Capital
- Director appointment, DABROWSKI Andrzej (zaakvoerder als niet statutair bestuurder)
Show earlier events
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 23 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0892.276.274
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11323F0052/00P000 | Flanders | 1.4 ha | 1 · 129 m² | 10.3 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De onderneming voor het schilderen van gebouwen,zowel binnen als buiten,en industriële schilderwerken; De onderneming voor het plaatsen van…” (deed in Dutch)
51 activities (deed in Dutch)
- De onderneming voor het schilderen van gebouwen,zowel binnen als buiten,en industriële schilderwerken;
- De onderneming voor het plaatsen van behang;
- De onderneming voor het garneren van gebouwen;
- De onderneming voor het plaatsen van arduin en marmer voor gebouwen,alsmede de plaatsing van sierschoorstenen,sierschoorsteenmantels of andere versieringswerken van marmer en steen.
- De onderneming voor het plaatsen van wand- en vloerbekleding in alle soorten materialen,hieronder begrepen het aanbrengen van vloer- en wandtegels van keramische stoffen,beton of gehouwen steen,vloerbedekking en wandbekleding van terrazzo marmer,graniet of lei,de vloerbedekking van hout of andere materialen,het aanbrengen van parket,tapijt en vloerbedekking van linoleum,rubber of andere materialen.
- De onderneming voor het uitvoeren van stukadoorswerk,pleisterwerk,cementeerwerk,berapingswerken...aan zowel de binnenzijde als de buitenzijde van gebouwen en andere bouwwerken;
- De onderneming voor het plaatsen van gipswanden en gipsplaten,alsmede de plaatsing van tussenwanden in dergelijk materiaal;
- Het aanbrengen en plaatsen van al dan niet doorschijnen en/of gekleurd.
- Snoeien van fruitbomen en wijnstokken;
- Het snoeien van bomen en heggen;
- Aanleggen en onderhouden van tuinen,parken en het groene gedeelte van sportvelden;
- De vervaardiging van deuren,ramen,kozijnen,luiken,jaloezieën,plinten,staaflijsten,enz.,uit kunststof.
- De vervaardiging en de montage van metalen constructiewerken en gebinten voor de bouw.
- Onderhouds- en herstellingswerken van mechanische aard voor rekening van derden.
- De vervaardiging van hangsloten,grendelsloten en andere sloten,sleutels en ander hang- en sluitwerk voor gebouwen,meubels,voertuigen,enzovoorts.
- Vervaardiging van meubels.
- De vervaardiging van zitmeubels en onderdelen daarvan voor woningen stoelen,fauteuils,zitbanken,canapés,taboeretten,enzovoorts.
- De vervaardiging van stoelen en zitmeubels voor kantoren en werkplaatsen.
- Het afwerken van stoelen en zitmeubels,zoals het stofferen.
- De vervaardiging en de afwerking(inclusief het stofferen,schilderen,polijsten,enz.)van eetkamer-,zitkamer- en slaapkamermeubels;
- De vervaardiging van wandkasten,speciale tv-meubels,bijzetmeubels,enzovoorts;
- De renovatie en restauratie van meubels.
- Het schilderen van markeringen op wegen en parkeerplaatsen.
- Onderneming voor het boren en aanleggen van waterputten,graven van mijnschachten.
- Onderneming voer het monteren van niet-zelfvervaardigde metalen constructiewerken.
- Onderneming voor het uitvoeren van hijs- en hefwerkzaamheden voor rekening van derden;
- Onderneming voor het optrekken en afbreken van steigers en werkplatforms;
- Onderneming voor het uitvoeren van voegwerken;
- Onderneming voor de installatie van antennes en bliksemafleiders;
- Het aanbrengen in gebouwen en andere bouwwerken van:-thermische isolatiemateriaal-isolatiemateriaal tegen geluid en trillingen.
- Isolatiewerkzaamheden aan verwarmingsleidingen en leidingen van koelsystemen.
- De isolatie van koelkamers en-pakhuizen.
- De installatie van stores en zonneschermen
- Het schilderen van schepen en boten door niet-gespecialiseerd eenheden.
- Gevelreiniging door middel van zandstralen,met behulp van stoom,enzovoorts.
- Het reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden.
- Overige werkzaamheden in verband met de afwerking van gebouwen,n e.g.;
- Reparatie van schoenen en artikelen van leer.
- De reparatie van speelgoed;
- De reparatie van sport- en kampeerartikelen;
- De reparatie van gedragen kleding:(onzichtbaar)stoppen,hermazen,retoucheren,enzovoorts
- De reparatie van diverse artikelen(sleutels,sloten,hakken enz.),inclusief de expresreparaties aan huts.
- De reparatie van fotografische artikelen.
- Overige reparaties van consumentenartikelen,n e.g.
- Het reinigen van het interieur van allerlei gebouwen:kantoren,fabrieken,winkels,scholen,appartementsgebouwen,enzovoorts.
- Het lappen van ramen,
- Het schoorsteenvegen en het schoonmaken van vuurplaatsen,kachels,ovens,ketels van centrale verwarming,ventilatiekanalen en uitlaatsystemen.
- Het desinfecteren en het bestrijden van ongedierte in gebouwen,schepen,treinen,enzovoorts;
- Het reinigen van treinen,bussen,vliegtuigen,schepen enz.,inclusief olietankers;
- Straatreiniging en sneeuwruimen
- Sanering en dergelijke activiteiten.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- ANDREJ
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren in België of buitenland bij enkel besluit…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 11 - Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Één of meer bestuurders, bestuursorgaan” (deed in Dutch)“Vergoeding bestuurders, algemene vergadering” (deed in Dutch)
- Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
- One provision in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam met vermeldingen voorgeschreven door Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Voor helft ten laste overdrager en andere helft ten laste koper(s) naar evenredigheid verworven aantal bij meer dan één koper, prijs vermeld…” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Naar evenredigheid van het aantal aandelen dat zij bezitten, inbreng in geld met uitgifte van nieuwe aandelen-recht van voorkeur” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of June at 20:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed