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Complete company report
Generated 15-07-2026
Active BE 1007.480.008Private limited company

André Store

Markt 85 ·9800 Deinze, Belgium· 2 yrs active
Sector: Retail trade (47716)
Conclusion Checked

The computed 12-month bankruptcy probability of André Store is 2.0% (moderate). The 2025 annual accounts show equity of €5k and a net result of €2k. Its solvency ranks better than 29% of 1377 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €5k
Net result €2k
Better than sector 29%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health63Profitability100Solvency37Growth50Stability67
63 / 100

Strong profile, led by profitability.

Health 63
Profitability 100
Solvency 37
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
63 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 13-05-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 5.0% 23.3%
better than 29% of 1377 sector peers
Net result €2k €8k
better than 38% of 1375 sector peers
Equity €5k €26k
better than 30% of 1378 sector peers
Gross operating margin €12k €36k
better than 29% of 1372 sector peers
Total assets €95k €133k
better than 41% of 1378 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenue-
EBITDA€11k
Net profit€2k
Cash flow€8k
Staff costs-
Income taxes€102
Dividends-
Total assets€95k
Equity€5k
Debt€90k
of which ≤ 1y€28k
of which > 1y€62k
Working capital€41k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.45
Quick ratio0.59
Working capital ratio43.1%
Solvency5.0%
Debt / equity18.84
Long-term debt ratio12.94
Interest coverage3.20
Gross margin-
Net margin-
ROA2.4%
ROE47.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€95k
Fixed assets 21/28€25k
Formation expenses 20€1k
Intangible fixed assets 21€2k
Tangible fixed assets 22/27€18k
Financial fixed assets 28€5k
Current assets 29/58€69k
Stocks & contracts in progress 3€53k
Amounts receivable within one year 40/41€342
Cash & bank 54/58€14k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€95k
Equity 10/15€5k
Contributions / capital 10/11€3k
Reserves 13€2k
Amounts payable 17/49€90k
Amounts payable after one year 17€62k
Amounts payable within one year 42/48€28k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€12k
Operating result 9901€6k
Financial income 75€30
Financial charges 65€4k
Result before taxes 9903€2k
Income taxes 67/77€102
Net result for the period 9904€2k
Result to be appropriated 9905€2k
Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47716)
Legal form Private limited company(610)
Incorporation22-03-2024
StatusActive
Postal code9800
Establishment units 1 location
Markt 85, 9800 Deinze
Detailhandel in kledingaccessoires
since 20242.357.999.031
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44011B0094/00K000 Flanders 346 m² 1 · 111 m² 17.6 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
13-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Detailhandel in kledingaccessoires in gespecialiseerde winkels47715Detailhandel in kledingaccessoires47715
Primary activity highlighted.
Names & trade names
Legal nameNL André Store
Registered office
Markt 85
9800 Deinze, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative