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ANDRE DEVOS SCHRIJN-EN DAKWERKEN

Active Private limited companyfounded 2001active for 24 yearsGrote Vreunte 12, 3473 KortenakenKBO/BCE: BE 0476.223.973

Lifetime

20 annual accounts with figures on one time axis, 24 filings since 2002
peak €206,956 (2019)
€196,845▼ 1.3%
lowest -€27,584 (2015)
€11,775▼ 25.6%
peak €134,686 (2025)
€134,686▲ 9.6%
€278,578▼ 23.4%
peak 1 FTE (2006)
-not published
Board3 names since 2021
3 directorsKevin Devos and 2 others
Documentsfilings and deeds
14-07-202617 days before the deadline
2025micro format
Result from €15,824 to €11,775Debts from €363,619 to €278,578Cash from €92,753 to €611

Key points

from the 2025 annual accounts

Turnover

≈ €740,000 estimated

The micro format states no turnover.

Filings

24 annual accounts since 2002
AprilJune31 JulyOctober20102020

The last five annual accounts were filed 0 to 17 days before the end of the period.

Position in the sector

€196,845

Higher gross margin than 90% of companies in specialised construction. Sector median €39,317 · 35,079 companies.

Checked score

80
Excellent
Financially stronger than 38% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.3%▲ +0.1 percentage points vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.6%● unchanged vs 08-2026highest value 10-2026: 0.6%● unchanged vs 09-2026highest value 11-2026: 0.6%● unchanged vs 10-2026highest value

Financial strength
Average

58+8equity 32.6% of total assets
31-23short-term debt 40.1% · cash 0.1%
72-1return on assets 2.8%

Score breakdown

raises risk
Liquidity: current ratio 1.70, cash €611, halved
Sector: Specialised construction activities (NACE 43)
lowers risk
Founded in 2001
Size: total assets €413,265
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 34% of them on solvency, 20% on liquidity, 43% on profitability and 54% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,041 companies had the same profile as ANDRE DEVOS SCHRIJN-EN DAKWERKEN has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ANDRE DEVOS SCHRIJN-EN DAKWERKEN itself: 0.6% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,041 companies, not a prediction for ANDRE DEVOS SCHRIJN-EN DAKWERKEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €10,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.7 (1.58 in 2024), above the usual 1.5. Short-term debt is 40.1% and cash 0.1% of total assets. However, 67.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.70, cash €611, halved
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2001
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €413,265
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 days early
2024
3 days early
2023
2 days early
2022
on the day
2021
11 days early
2020
5 days early
2019
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

AD
Director
KD
Director
RV
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0476223973
1 director appointed Changes of role: André Devos (director) and Rita Van Brusselt (director) · Appointment: Kevin Devos (director) · Director discharge: André Devos · General meeting of 21-12-2023 · Gazette deed
First establishment ADS, Grote Vreunte 12, Kortenaken
Incorporation published on 14-12-2001 · Gazette deed
All 36 events

Comparable companies

same main activity, similar in size and age
Company
ANDRE DEVOS SCHRIJN-EN DAKWERKEN Kortenaken €413,265 €196,845 32.6% -
WILLE INTERIEURBOUW Leuven €383,579 €200,548 62.6% -
JAN RITS Tielt-Winge €452,267 €170,436 62.6% -
BELIMECH Bonheiden €373,655 €205,862 0.1% 5.3
REBA Rumst €452,705 €186,528 62.9% -
DEN STAL Stekene €461,218 €201,156 50.9% -
Menuiserie Luc Huybens Assesse €400,117 €191,819 42.4% -

These companies have the same main activity as ANDRE DEVOS SCHRIJN-EN DAKWERKEN: joinery installation (NACE 43320). They are comparable in size and age: total assets between €374,000 and €461,000, founded between 1998 and 2005.

Official details

Source: KBO
Status
Active since 03-12-2001Normal situation
Activity
Joinery installationNACE 43320and 1 other
Establishment unit
2.095.503.9653473 Kortenaken, since 08-01-2002
Financial year end
31 December
Peppol
Reachable since 27-11-2025
Company details

Annual accounts 2025

€413,265▼ 15.1%
Employeeson 31-12-2025
1=
Filing
Filed on 14-07-2026, 17 days before the end of the filing period
Financials

Insights on ANDRE DEVOS SCHRIJN-EN DAKWERKEN

ANDRE DEVOS SCHRIJN-EN DAKWERKEN files the micro format. That format states no turnover. The gross margin rose from €71,440 in 2006 to €196,845 in 2025.

The balance sheet grew most from 2010 to 2012 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ANDRE DEVOS SCHRIJN-EN DAKWERKEN

What is the company number of ANDRE DEVOS SCHRIJN-EN DAKWERKEN?
The company number of ANDRE DEVOS SCHRIJN-EN DAKWERKEN is 0476.223.973. The VAT number is the same number with BE in front: BE 0476.223.973.
Where is ANDRE DEVOS SCHRIJN-EN DAKWERKEN based?
The registered office is at Grote Vreunte 12, 3473 Kortenaken.Company details
What does ANDRE DEVOS SCHRIJN-EN DAKWERKEN do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of ANDRE DEVOS SCHRIJN-EN DAKWERKEN?
ANDRE DEVOS SCHRIJN-EN DAKWERKEN is a private limited company (BV).
When was ANDRE DEVOS SCHRIJN-EN DAKWERKEN founded?
ANDRE DEVOS SCHRIJN-EN DAKWERKEN was founded on 03-12-2001.
Is ANDRE DEVOS SCHRIJN-EN DAKWERKEN still active?
Yes, ANDRE DEVOS SCHRIJN-EN DAKWERKEN is an active enterprise in the KBO register.
How many employees does ANDRE DEVOS SCHRIJN-EN DAKWERKEN have?
ANDRE DEVOS SCHRIJN-EN DAKWERKEN had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ANDRE DEVOS SCHRIJN-EN DAKWERKEN?
The turnover in financial year 2025 is ≈ €740,000. This figure is estimated from the gross margin of €196,845 and 36 comparable companies (NACE 43320). It probably lies between €520,000 and €1.0m.
Is ANDRE DEVOS SCHRIJN-EN DAKWERKEN profitable?
In financial year 2025, ANDRE DEVOS SCHRIJN-EN DAKWERKEN made a profit of €11,775.
Where can I find the annual accounts of ANDRE DEVOS SCHRIJN-EN DAKWERKEN?
ANDRE DEVOS SCHRIJN-EN DAKWERKEN filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ANDRE DEVOS SCHRIJN-EN DAKWERKEN due?
ANDRE DEVOS SCHRIJN-EN DAKWERKEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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