Financials
- Fiscal year
- 2025
- Total assets
- €373,655
- Loss
- -€207,183
- Solvency
- 0.1%
Total assets▼ 42.7%
Net result
20192025
BELIMECH
ActiveSummary
The computed 12-month bankruptcy probability of BELIMECH is 3.7% (moderate). The annual accounts of BELIMECH for fiscal year 2025 show a net loss of 55% of total assets and of 100% of the equity at the start of that year. The 2025 annual accounts show equity of €500 and a net result of -€207,183. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 8% of 8593 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Joinery installation
NACE 43320NACE 45421
1 site
How big
€373,655total assets 2025
- Staff
- 5.3 FTE
- Equity
- €500
- Loss
- -€207,183
Turnover not published (abridged schema)
Who decides
- Parent
- SCHOUPPE-MICHIELS · 85%
Accounts filed 31 d late0 of 3 deeds read
Why 47- Loss of €207,183 (FY 2025)- Equity €500 (0.1% of total assets)- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 0.65, cash €70,979Show the evidence
Checked score
Score 2025
47
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 8% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
25-32
equity 0.1% of total assets
Liquidity
26-5
short-term debt 85.9% · cash 19.0%
Profitability
0-70
return on assets -55.4%
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Loss of €207,183 (FY 2025) raises the probability
- Equity €500 (0.1% of total assets) raises the probability
- Sector Specialised construction activities (NACE 43) raises the probability
- Liquidity: current ratio 0.65, cash €70,979 lowers the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.65 against 1.22 in 2024; short-term debt: 85.9% and cash: 19% of total assets), and 99.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 8%, liquidity 15%, profitability 4%, growth against the median 3%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 8593 sector peers (2025).
NBB · sector comparisonPosition among 8593 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
15 d early
2023
7 d early
2022
35 d early
2021
58 d early
2020
25 d early
2020
40 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€207,183
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Board & ownership
- Parent
- SCHOUPPE-MICHIELS · 85%
- Known shareholders
- 100%
Timeline
- Events
- 14
- Since
- 2018
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 16-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 17-12-2001
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.