André Conseil
ActiveFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 11-06-2026 PDF all 2 filings
Every figure per financial year
The operating result for 2025 is 29% higher than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €2,734 | - |
| Depreciation and write-downs of the year | €695 | €911 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €695 | €911 | ▲ 31.1% |
| Other operating charges640/8 | €4 | - | - |
| Gross operating margin9900 | €96,299 | €123,872 | ▲ 28.6% |
| Operating profit (loss)9901 | €95,600 | €122,960 | ▲ 28.6% |
| Financial income75/76B | €7 | €927 | ▲ 136× |
| Recurring financial income75 | €7 | €927 | ▲ 136× |
| Financial charges65/66B | €47 | €702 | ▲ 15× |
| Recurring financial charges65 | €47 | €702 | ▲ 15× |
| Profit (loss) for the period before taxes9903 | €95,560 | €123,185 | ▲ 28.9% |
| Income taxes67/77 | €19,364 | €26,849 | ▲ 38.7% |
| Profit (loss) for the period9904 | €76,196 | €96,336 | ▲ 26.4% |
| Profit (loss) for the period to be appropriated9905 | €76,196 | €96,336 | ▲ 26.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €104,979 | €207,077 | ▲ 97.3% |
| Fixed assets21/28 | €2,039 | €1,128 | ▼ 44.7% |
| Tangible fixed assets22/27 | €2,039 | €1,128 | ▼ 44.7% |
| Furniture and vehicles24 | €2,039 | €1,128 | ▼ 44.7% |
| Current assets29/58 | €102,940 | €205,949 | ▲ 100% |
| Amounts receivable within one year40/41 | €17,061 | €15,326 | ▼ 10.2% |
| Trade receivables40 | €15,061 | €15,185 | ▲ 0.8% |
| Other amounts receivable41 | €2,000 | €141 | ▼ 93.0% |
| Current investments50/53 | - | €128,189 | - |
| Cash at bank and in hand54/58 | €81,833 | €62,219 | ▼ 24.0% |
| Deferred charges and accrued income490/1 | €4,047 | €215 | ▼ 94.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €104,979 | €207,077 | ▲ 97.3% |
| Equity10/15 | €75,837 | €172,174 | ▲ 127% |
| Contributions10/11 | €500 | €500 | = |
| Profit (loss) carried forward14 | €75,337 | €171,674 | ▲ 128% |
| Amounts payable17/49 | €29,142 | €34,903 | ▲ 19.8% |
| Amounts payable within one year42/48 | €29,095 | €34,903 | ▲ 20.0% |
| Trade debts44 | - | €16 | - |
| Suppliers440/4 | - | €16 | - |
| Taxes, remuneration and social security45 | €28,236 | €34,888 | ▲ 23.6% |
| Taxes450/3 | €28,236 | €34,888 | ▲ 23.6% |
| Other amounts payable47/48 | €859 | - | - |
| Accrued charges and deferred income492/3 | €47 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €76,196 | €96,336 | ▲ 26.4% |
| + Depreciation and write-downs630 | €695 | €911 | ▲ 31.1% |
| Operating cash flow (approximation) | €76,891 | €97,248 | ▲ 26.5% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | -€19,613 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as André Conseil has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of André Conseil itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for André Conseil. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.