André Conseil
ActiveSummary
André Conseil has been active since 2024 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €172k and a net result of €96k. Its solvency ranks better than 78% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth78
Track record74
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days only on tighter terms
Liquidity ample (current ratio 5.9 against 3.54 in 2024; short-term debt: 16.9% and cash: 30% of total assets), and 16.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.1%
Return on assets
46.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
50 d early
2024
64 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address strikeout annulled
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€172k▲ 127%
2024 · €76k
2024: €76k
2024 → 2025
Total assets
€207k▲ 97.3%
2024 · €105k
2024: €105k
2024 → 2025
Net result
€96k▲ 26.4%
2024 · €76k
2024: €76k
2024 → 2025
Working capital
€171k▲ 132%
2024 · €74k
2024: €74k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€76k-€172k▲ 127%
Operating result€96k-€123k▲ 28.6%
Net result€76k-€96k▲ 26.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€1k ▼ 44.7%
Current assets
€206k ▲ 100%
Equity and liabilities €207k
Equity
€172k ▲ 127%
Debt
€35k ▲ 19.8%
Debt's share of the balance-sheet total falls from 27.8% to 16.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€124k▲
2024 · €96k
Cash flow
€97k▲
2024 · €77k
Current ratio
5.90▲
2024 · 3.54
Debt to equity
0.20▼
2024 · 0.38
ROE
56.0%▼
2024 · 100.5%
ROA
46.5%▼
2024 · 72.6%
Interest coverage
176.47▼
2024 · 2062.88
Debt ≤ 1 year
€35k▲
2024 · €29k
Income taxes
€27k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€105k€207k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€103k€206k▲
Amounts receivable within one year40/41€17k€15k▼
Trade receivables40€15k€15k▲
Other amounts receivable41€2k€141▼
Current investments50/53-€128k
Cash at bank and in hand54/58€82k€62k▼
Deferred charges and accrued income490/1€4k€215▼
Equity and liabilities
Total equity and liabilities10/49€105k€207k▲
Equity10/15€76k€172k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€75k€172k▲
Amounts payable17/49€29k€35k▲
Amounts payable within one year42/48€29k€35k▲
Trade debts44-€16
Suppliers440/4-€16
Taxes, remuneration and social security45€28k€35k▲
Taxes450/3€28k€35k▲
Other amounts payable47/48€859-
Accrued charges and deferred income492/3€47-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€695€911▲
Other operating charges640/8€4-
Gross operating margin9900€96k€124k▲
Operating profit (loss)9901€96k€123k▲
Financial income75/76B€7€927▲
Recurring financial income75€7€927▲
Financial charges65/66B€47€702▲
Recurring financial charges65€47€702▲
Profit (loss) for the period before taxes9903€96k€123k▲
Income taxes67/77€19k€27k▲
Profit (loss) for the period9904€76k€96k▲
Profit (loss) for the period to be appropriated9905€76k€96k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€172k▲
Profit (loss) brought forward from the previous period14P-€75k
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
KBO administration
Address strikeout annulled
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €172k ▲127%
2 profitable years in a row build equity to €172k.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karmelietenstraat 24C1000 BrusselGround area
7,121 m²
Building footprint
1,926 m²
Volume, LiDAR
40,229 m³
Parcel 21808H1854/00A002, Brussels · tallest building 24.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
André Conseil
since 20242.357.510.665
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1854/00A002 | Brussels | 7,121 m² | 1 · 1,926 m² | 24.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANROCON
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MEYNART TRADE OFFICE
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NEXT DATA ARCHITECTURE
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Appgrade
BE 0713.408.373
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,177 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.