ANDRE CELIS NATUURSTEEN
The computed 12-month bankruptcy probability of ANDRE CELIS NATUURSTEEN is 0.4% (very low). The 2025 annual accounts show equity of €1.06M and a net result of €77k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 30% of 338 sector peers (fiscal year 2025). The company has been active since 1960 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €1.06M |
| Net result | €77k |
| Staff (FTE) | 29 |
| Better than sector | 30% |
Mixed profile: strong on stability, weaker on solvency.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 17.5% | 36.5% | |
| Net result | €77k | €44k | |
| Equity | €1.06M | €279k | |
| Gross operating margin | €2.78M | €244k | |
| Staff costs | €1.97M | €174k |
Show 11 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €795k |
| Net profit | €77k |
| Cash flow | €625k |
| Staff costs | €1.97M |
| Income taxes | €38k |
| Dividends | - |
| Total assets | €6.08M |
| Equity | €1.06M |
| Debt | €5.02M |
| of which ≤ 1y | €2.98M |
| of which > 1y | €2.03M |
| Working capital | €188k |
| Employees (FTE) | 29.0 |
| 2025 | |
|---|---|
| Current ratio | 1.06 |
| Quick ratio | 0.56 |
| Working capital ratio | 3.1% |
| Solvency | 17.5% |
| Debt / equity | 4.72 |
| Long-term debt ratio | 1.91 |
| Interest coverage | 4.43 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.3% |
| ROE | 7.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (25 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €6.08M |
| Fixed assets | 21/28 | €2.91M |
| Tangible fixed assets | 22/27 | €2.91M |
| Financial fixed assets | 28 | €3k |
| Current assets | 29/58 | €3.17M |
| Stocks & contracts in progress | 3 | €1.51M |
| Amounts receivable within one year | 40/41 | €1.24M |
| Cash & bank | 54/58 | €147k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €6.08M |
| Equity | 10/15 | €1.06M |
| Contributions / capital | 10/11 | €531k |
| Reserves | 13 | €302k |
| Accumulated profits (losses) | 14 | €230k |
| Amounts payable | 17/49 | €5.02M |
| Amounts payable after one year | 17 | €2.03M |
| Amounts payable within one year | 42/48 | €2.98M |
| Trade debts payable within one year | 44 | €902k |
| Income statement | ||
| Gross operating margin | 9900 | €2.78M |
| Operating result | 9901 | €247k |
| Financial income | 75 | €47k |
| Financial charges | 65 | €179k |
| Result before taxes | 9903 | €115k |
| Income taxes | 67/77 | €38k |
| Net result for the period | 9904 | €77k |
| Result to be appropriated | 9905 | €77k |
| NACE primary | Groothandel in bouwmaterialen, algemeen assortiment(46831) |
| Legal form | Private limited company(610) |
| Incorporation | 01-01-1960 |
| Status | Active |
| Postal code | 3210 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24066B0338/00L003 | Flanders | 6,197 m² | 1 · 3,163 m² | 11.1 m · 3 fl. |
| 24434F0246/00T003 | Flanders | 223 m² | 1 · 71 m² | 9.4 m · 2 fl. |
| 24066B0307/00M002 | Flanders | 177 m² | 1 · 142 m² | 11.4 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
24-03-2022 Capital increase of €500,000 to €534,100
- €34.100 → €534.100
- Inbreng in geld · Apport en numéraire
Technical details
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"notary": {
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"firm_name": "JANSEN, WALLAYS \u0026 DE MEUTTER",
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"act_meta": {
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"filing_date": "2022-03-22",
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}| Legal nameNL | ANDRE CELIS NATUURSTEEN |