Equity
ANDOMA CONSTRUCT has made a profit in every financial year since 2013.
ANDOMA CONSTRUCT has made a profit in every financial year since 2013.
The micro format states no turnover.
Debts rose by €223,323 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Green is investment, beige is depreciation. Land and buildings stand 38.0% higher than in 2024.
Four of the last ten came late. The 2019 accounts came latest: 89 days after the end of the period.
Higher net result than 95% of companies in construction of buildings. Sector median €8,543 · 9,442 companies.
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 45% of them on solvency, 78% on liquidity, 61% on profitability and 69% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 17,811 companies had the same profile as ANDOMA CONSTRUCT has now. Each dot stands for 45 companies, two years later.
That fits the bankruptcy probability of ANDOMA CONSTRUCT itself: 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for ANDOMA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.33 (1.46 in 2024), below the usual 1.5. Short-term debt is 18.3% and cash 23.5% of total assets. 62.2% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| ANDOMA CONSTRUCT Baelen | €1.1m | €246,529 | 37.8% | - |
| G.C.I. CONSTRUCT Awans | €1.0m | €287,196 | 42.0% | - |
| Laurent FABRY Constructions Nassogne | €1.1m | €224,230 | 32.7% | 2.6 |
| Arpa Construct Tielt | €1.2m | €223,474 | 62.3% | - |
| STABIC Tielt | €1.2m | €230,540 | 72.0% | 2 |
| Collard & Lambert Watermael-Boitsfort | €1.0m | €285,504 | 33.7% | 2.3 |
| CF Constructions Oudsbergen | €1.2m | €233,952 | 30.4% | - |
These companies have the same main activity as ANDOMA CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1m and €1.2m, founded between 2012 and 2015.
ANDOMA CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €24,679 in 2013 to €246,529 in 2025.
The balance sheet grew most from 2023 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €810,000. Estimated: probably between €580,000 and €1.2m.
Higher than 44% of 9,452 companies in 2025.
Higher than 37% of 9,200 companies in 2025.
Higher than 55% of 9,272 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||
20/58 |
1.1m | 799,589 | 658,248 | 499,098 | 493,656 | 221,884 | 198,569 | 189,623 | 77,030 | 94,391 | 28,583 | 18,154 | 16,679 | |
21/28 |
843,275 | 633,003 | 521,696 | 367,730 | 363,338 | 208,758 | 193,648 | 154,675 | 47,137 | 50,489 | 13,660 | 2,022 | 3,356 | |
22/27 |
843,275 | 633,003 | 521,696 | 367,730 | 363,338 | 208,608 | 193,498 | 154,525 | 46,987 | 50,339 | 13,510 | 1,872 | 3,206 | |
22 |
804,622 | 583,060 | 452,057 | 351,115 | 343,650 | 205,885 | 192,732 | 150,312 | 38,210 | 39,957 | - | - | - | |
23 |
111 | 542 | 1,120 | 299 | 451 | - | - | - | 49 | 442 | 1,009 | 1,123 | 1,923 | |
24 |
34,803 | 49,401 | 68,518 | 16,316 | 19,237 | 2,723 | 766 | 1,101 | 2,504 | 606 | 54 | 749 | 1,282 | |
27 |
3,739 | - | - | - | - | - | - | - | - | - | - | - | - | |
28 |
- | - | - | - | - | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | |
29/58 |
270,498 | 166,586 | 136,552 | 131,368 | 130,318 | 13,126 | 4,921 | 34,948 | 29,893 | 43,902 | 14,923 | 16,132 | 13,324 | |
29 |
- | - | - | - | - | - | - | - | - | - | - | - | 9,762 | |
290 |
- | - | - | - | - | - | - | - | - | - | - | - | 5,239 | |
291 |
- | - | - | - | - | - | - | - | - | - | - | - | 4,524 | |
3 |
- | - | - | 1,416 | - | - | - | - | - | - | 3,800 | 3,200 | - | |
30/36 |
- | - | - | 1,416 | - | - | - | - | - | - | - | 3,200 | - | |
37 |
- | - | - | - | - | - | - | - | - | - | 3,800 | - | - | |
40/41 |
1,207 | 4,730 | 531 | 1,110 | 1,047 | 171 | - | 72 | 13,677 | 3,385 | 4,699 | 12,545 | - | |
40 |
225 | 4,730 | - | - | 457 | 87 | - | 72 | 12,412 | 2,131 | 3,125 | 8,089 | - | |
41 |
982 | - | 531 | 1,110 | 591 | 84 | - | - | 1,265 | 1,255 | 1,574 | 4,456 | - | |
54/58 |
262,121 | 156,459 | 131,659 | 124,561 | 126,023 | 11,354 | 3,280 | 33,914 | 15,493 | 39,918 | 6,424 | 387 | 3,177 | |
490/1 |
7,169 | 5,397 | 4,363 | 4,281 | 3,248 | 1,601 | 1,641 | 961 | 723 | 599 | - | - | 384 | |
| Balance sheet: equity and liabilities | ||||||||||||||
10/49 |
1.1m | 799,589 | 658,248 | 499,098 | 493,656 | 221,884 | 198,569 | 189,623 | 77,030 | 94,391 | 28,583 | 18,154 | 16,679 | |
10/15 |
420,939 | 330,078 | 228,870 | 168,122 | 147,968 | 66,165 | 45,692 | 25,547 | 19,184 | 16,849 | 9,447 | 7,214 | 7,045 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
13 |
190,685 | 150,685 | 110,685 | 70,685 | 50,685 | 685 | 685 | 685 | 685 | 532 | 162 | 51 | 42 | |
130/1 |
685 | 685 | 685 | 685 | 685 | 685 | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 685 | 685 | 685 | 532 | 162 | 51 | 42 | |
1311 |
685 | 685 | 685 | 685 | 685 | 685 | - | - | - | - | - | - | - | |
133 |
190,000 | 150,000 | 110,000 | 70,000 | 50,000 | - | - | - | - | - | - | - | - | |
14 |
224,054 | 173,193 | 111,985 | 91,237 | 91,083 | 59,280 | 38,807 | 18,662 | 12,299 | 10,117 | 3,085 | 963 | 803 | |
17/49 |
692,834 | 469,511 | 429,378 | 330,976 | 345,688 | 155,719 | 152,877 | 164,075 | 57,845 | 77,542 | 19,135 | 10,940 | 9,634 | |
17 |
487,746 | 352,608 | 313,591 | 214,664 | 237,687 | 118,454 | 127,291 | 136,354 | 42,507 | 47,439 | 8,487 | - | - | |
170/4 |
487,746 | 352,608 | 313,591 | 214,664 | 237,687 | 118,454 | 127,291 | 136,354 | 42,507 | 47,439 | 8,487 | - | - | |
42/48 |
203,641 | 113,904 | 114,679 | 116,312 | 107,062 | 36,872 | 25,137 | 27,722 | 15,248 | 29,929 | 10,648 | 10,940 | 9,634 | |
42 |
112,040 | 46,647 | 40,638 | 23,023 | 23,634 | 9,348 | 9,563 | 11,153 | 4,932 | 4,662 | 2,345 | - | - | |
44 |
4,462 | 10,117 | 2,933 | 12,723 | 8,364 | 1,362 | 2,164 | 1,123 | 2,518 | 16,644 | 1,628 | 553 | 1,592 | |
440/4 |
4,462 | 10,117 | 2,933 | 12,723 | 8,364 | 1,362 | 2,164 | 1,123 | 2,518 | 16,644 | 1,628 | 553 | 1,592 | |
45 |
16,640 | 8,063 | 27,517 | 46,562 | 52,220 | 12,617 | 10,114 | 11,678 | 5,486 | 8,250 | 5,348 | 6,245 | 8,042 | |
450/3 |
14,640 | 8,063 | 27,517 | 46,312 | 41,220 | 12,617 | 10,114 | 4,170 | 1,461 | 4,216 | 1,501 | 722 | 2,167 | |
454/9 |
2,000 | - | - | 250 | 11,000 | - | - | 7,509 | 4,025 | 4,034 | 3,847 | 5,523 | 5,874 | |
47/48 |
70,499 | 49,077 | 43,591 | 34,004 | 22,844 | 13,546 | 3,297 | 3,766 | 2,313 | 373 | 1,327 | 4,142 | - | |
492/3 |
1,448 | 2,999 | 1,108 | - | 939 | 393 | 450 | - | 90 | 173 | - | - | - | |
| Income statement | ||||||||||||||
76A |
- | - | - | - | - | - | - | - | 1,517 | - | - | - | - | |
9900 |
246,529 | 230,501 | 153,196 | 65,740 | 145,448 | 42,643 | 45,052 | 34,812 | 51,324 | 66,114 | 54,703 | 37,776 | 24,679 | |
62 |
- | - | - | - | - | - | - | 8,642 | 34,970 | 41,657 | 40,362 | 35,307 | 20,359 | |
630 |
49,426 | 49,141 | 39,871 | 27,283 | 15,596 | 12,977 | 15,985 | 13,557 | 8,171 | 10,136 | 4,388 | 1,333 | 1,684 | |
640/8 |
44,427 | 20,125 | 9,181 | 2,956 | 15,419 | 1,344 | 1,495 | 1,778 | 769 | 633 | 2,702 | 779 | 619 | |
66A |
- | - | - | - | - | - | - | - | - | - | 562 | - | - | |
9901 |
152,676 | 161,235 | 104,144 | 35,501 | 114,433 | 28,322 | 27,572 | 10,835 | 7,414 | 13,688 | 7,251 | 357 | 2,017 | |
75/76B |
1 | 2 | 95 | 1 | 121 | 23 | 0 | - | - | 0 | 1 | 0 | 24 | |
75 |
1 | 2 | 95 | 1 | 121 | 23 | 0 | - | - | 0 | 1 | 0 | 24 | |
65/66B |
19,013 | 17,249 | 12,547 | 6,946 | 4,939 | 4,465 | 4,650 | 2,777 | 2,759 | 2,390 | 2,988 | 237 | 624 | |
65 |
19,013 | 17,249 | 12,547 | 6,946 | 4,939 | 4,465 | 4,650 | 2,777 | 2,759 | 2,390 | 2,988 | 237 | 624 | |
9903 |
133,664 | 143,988 | 91,692 | 28,556 | 109,615 | 23,881 | 22,922 | 8,058 | 4,655 | 11,298 | 3,702 | 120 | 1,417 | |
67/77 |
35,303 | 38,280 | 25,144 | 8,402 | 27,813 | 3,408 | 2,777 | 1,695 | 1,600 | 3,896 | 1,468 | -49 | 572 | |
9904 |
98,361 | 105,708 | 66,548 | 20,154 | 81,803 | 20,473 | 20,145 | 6,363 | 3,055 | 7,402 | 2,234 | 169 | 845 | |
9905 |
98,361 | 105,708 | 66,548 | 20,154 | 81,803 | 20,473 | 20,145 | 6,363 | 3,055 | 7,402 | 2,234 | 169 | 845 | |
| Appropriation of the result | ||||||||||||||
9906 |
271,554 | 217,693 | 157,785 | 111,237 | 141,083 | 59,280 | 38,807 | 18,662 | 13,172 | 10,487 | 3,197 | 972 | 845 | |
14P |
173,193 | 111,985 | 91,237 | 91,083 | 59,280 | - | - | - | - | - | - | - | - | |
691/2 |
40,000 | 40,000 | 40,000 | 20,000 | 50,000 | - | - | - | 153 | 370 | 112 | 8 | 42 | |
6920 |
- | - | - | - | - | - | - | - | 153 | 370 | 112 | 8 | 42 | |
6921 |
40,000 | 40,000 | 40,000 | 20,000 | 50,000 | - | - | - | - | - | - | - | - | |
694/7 |
7,500 | 4,500 | 5,800 | - | - | - | - | - | 720 | - | - | - | - | |
694 |
7,500 | 4,500 | 800 | - | - | - | - | - | 720 | - | - | - | - | |
695 |
- | - | 5,000 | - | - | - | - | - | - | - | - | - | - | |
| Social balance sheet | ||||||||||||||
9087 |
- | - | - | - | - | - | - | 0.3 | 1 | 1 | 1 | 1 | 0.6 | |
Hours worked1013 |
- | - | - | - | - | - | - | 248 | 1,240 | 1,488 | 1,336 | 1,136 | 712 | |
| Document | ||||||||||||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 06-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 06-07-2026 | 2026-00255638 | |
| 31-12-2024 | micro format | 21-07-2025 | 2025-00290250 | |
| 31-12-2023 | micro format | 24-06-2024 | 2024-00153522 | |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00392133 | |
| 31-12-2021 | micro format | 25-07-2022 | 2022-20215711 | |
| 31-12-2020 | micro format | 01-07-2021 | 2021-29500568 | |
| 31-12-2019 | micro format | 28-10-2020 | 2020-64500270 | |
| 31-12-2018 | micro format | 03-10-2019 | 2019-68600557 | |
| 31-12-2017 | micro format | 19-07-2018 | 2018-35500255 | |
| 31-12-2016 | micro format | 29-08-2017 | 2017-51800064 | |
| 31-12-2015 | full format | 30-08-2016 | 2016-50800050 | |
| 31-12-2014 | full format | 19-08-2015 | 2015-43600417 | |
| 31-12-2013 | full format | 28-08-2014 | 2014-51700180 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 202,102 | 210,376 | 144,015 | 62,784 | 130,029 | 41,299 | 43,557 | 24,392 | 15,586 | 23,824 | 11,639 | 1,690 | 3,701 | ||
| 147,787 | 154,849 | 106,419 | 47,437 | 97,399 | 33,450 | 36,130 | 19,920 | 11,227 | 17,538 | 6,621 | 1,502 | 2,529 | ||
| 259,698 | 160,449 | 193,837 | 31,675 | 183,582 | 28,087 | 54,383 | 121,095 | 3,302 | 46,965 | 16,587 | 0 | 5,039 | ||
| 105,663 | 24,800 | 7,098 | -1,462 | 114,668 | 8,075 | -30,634 | 18,421 | -24,425 | 33,494 | 6,037 | -2,790 | - | ||
| 66,857 | 52,682 | 21,873 | 15,056 | 23,256 | -23,746 | -20,216 | 7,226 | 14,644 | 13,972 | 4,274 | 5,191 | 3,690 | ||
| 37.8% | 41.3% | 34.8% | 33.7% | 30.0% | 29.8% | 23.0% | 13.5% | 24.9% | 17.9% | 33.1% | 39.7% | 42.2% | ||
| 1.33 | 1.46 | 1.19 | 1.13 | 1.22 | 0.36 | 0.20 | 1.26 | 1.96 | 1.47 | 1.40 | 1.47 | 1.38 | ||
| 1.33 | 1.46 | 1.19 | 1.12 | 1.22 | 0.36 | 0.20 | 1.26 | 1.96 | 1.47 | 1.04 | 1.18 | 1.38 | ||
| 1.65 | 1.42 | 1.88 | 1.97 | 2.34 | 2.35 | 3.35 | 6.42 | 3.02 | 4.60 | 2.03 | 1.52 | 1.37 | ||
| 23.4% | 32.0% | 29.1% | 12.0% | 55.3% | 30.9% | 44.1% | 24.9% | 15.9% | 43.9% | 23.6% | 2.3% | 12.0% | ||
| 8.8% | 13.2% | 10.1% | 4.0% | 16.6% | 9.2% | 10.1% | 3.4% | 4.0% | 7.8% | 7.8% | 0.9% | 5.1% | ||
| 10.63 | 12.20 | 11.48 | 9.04 | 26.33 | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Mortgages, amount registered | - | - | - | - | €45,000 |
| Carrying value of the mortgaged assets | - | - | - | - | €26,491 |
| Carrying value of the other pledged assets | - | - | - | - | €313,045 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €259,698 | €160,449 | €193,837 | €31,675 | €183,582 |
| €49,426 | €49,141 | €39,871 | €27,283 | €15,596 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 5% lower than in 2024.
Debt's share of the balance-sheet total rises from 58.7% to 62.2%. Equity and debt are higher.
ANDOMA CONSTRUCT has no parent and no holdings in its annual accounts. Krämer Patrick Ghislaine is the only director. ANDOMA CONSTRUCT shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| ANDOMA CONSTRUCT SPRL registered office Rue de la Régence 8, 4837 Baelen 4100101 General construction of residential buildings | 17-06-2013 | 2.219.482.536 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 63004B0331/00P002 | 501 m² | 1 · 150 m² | 9.9 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0534.732.492
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