ANDO CONSULT
ActiveANDO CONSULT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €11k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 43% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+62
Solvency73▼-22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 3.1 in 2024; short-term debt: 46.8% and cash: 49.2% of total assets), but 52.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-11-2025, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
on the day
2023
on the day
2022
4 d late
2021
92 d late
2020
3 d late
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 17.8%
2024 · €62k
2019: €49k
2020: €115k
2021: €52k
2022: €44k
2023: €65k
2024: €62k
2019 → 2025
Total assets
€154k▲ 71.9%
2024 · €89k
2019: €99k
2020: €146k
2021: €67k
2022: €81k
2023: €112k
2024: €89k
2019 → 2025
Net result
€11k
2024 · €-2k
2019: €-12k
2020: €67k
2021: €-63k
2022: €-8k
2023: €29k
2024: €-2k
2019 → 2025
Working capital
€77k▲ 36.1%
2024 · €56k
2019: €53k
2020: €111k
2021: €46k
2022: €39k
2023: €59k
2024: €56k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€44k▼ 15.8%€65k▲ 47.3%€62k▼ 3.5%€74k▲ 17.8%
Operating result€-72k-€-8k▲ 89.3%€40k€-9k€18k
Net result€-63k-€-8k▲ 86.9%€29k€-2k€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €18k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€5k▼ 19.4%
Current assets
€149k▲ 78.5%
Equity and liabilities €154k
Equity
€74k▲ 17.8%
Debt
€80k▲ 198%
The debt ratio rises from 30.1% to 52.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €-7k
Cash flow
€12k▲
2024 · €-881
Solvency
47.9%▼
2024 · 69.9%
Current ratio
2.07▼
2024 · 3.10
Quick ratio
2.07▼
2024 · 3.10
Debt / equity
1.09▲
2024 · 0.43
ROE
15.1%▲
2024 · -3.6%
ROA
7.2%▲
2024 · -2.5%
Interest coverage
275.16▲
2024 · -27.16
Debt
€80k▲
2024 · €27k
Debt ≤ 1 year
€72k▲
2024 · €27k
Income taxes
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€154k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Land and buildings22€5k€4k▼
Furniture and vehicles24€902€432▼
Financial fixed assets28€50€50=
Current assets29/58€83k€149k▲
Amounts receivable within one year40/41€4k€68k▲
Trade receivables40-€64k
Other amounts receivable41€4k€4k=
Cash at bank and in hand54/58€80k€76k▼
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€89k€154k▲
Equity10/15€62k€74k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€117k€117k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€116k€116k=
Profit (loss) carried forward14€-74k€-63k▲
Amounts payable17/49€27k€80k▲
Amounts payable within one year42/48€27k€72k▲
Trade debts44€6k€42k▲
Suppliers440/4€6k€42k▲
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€2k€8k▲
Other amounts payable47/48€19k€22k▲
Accrued charges and deferred income492/3-€8k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€2k€528▼
Gross operating margin9900€-6k€19k▲
Operating profit (loss)9901€-9k€18k▲
Financial income75/76B€9k€13▼
Recurring financial income75€9k€13▼
Financial charges65/66B€275€69▼
Recurring financial charges65€275€69▼
Profit (loss) for the period before taxes9903€282€18k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€-2k€11k▲
Profit (loss) for the period to be appropriated9905€-2k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-74k€-63k▲
Profit (loss) brought forward from the previous period14P€-71k€-74k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
31-03
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
2022
04-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-03
Financial
Weakest financial yearnet €-63k ▼195%
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
2020
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
31-03
Financial
Back to profitnet €67k
Net result €67k after one loss-making year.
31-03
Financial
Equity above €100kEq €115k ▲136%
Equity rises from €49k to €115k.
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Achiel Cassimanstraat 19800 DeinzeGround area
1,211 m²
Building footprint
251 m²
Volume, LiDAR
1,567 m³
Parcel 44065A0205/00P002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANDO IMMO - ANDO EVENTS - ANDO REAL ESTATE
since 19982.089.437.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44065A0205/00P002 | Flanders | 1,211 m² | 1 · 251 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 39,846 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-1998
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.