Solutions4Quality
ActiveSolutions4Quality has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €12k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 37% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77=
Solvency64▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 1.63 in 2024; short-term debt: 60.7% and cash: 32.6% of total assets), but 60.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.3%
Return on assets
6.3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
2 d early
2023
7 d early
2022
5 d early
2021
9 d early
2020
on the day
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 19.2%
2024 · €62k
2018: €21k
2019: €26k
2020: €31k
2021: €36k
2022: €48k
2023: €52k
2024: €62k
2018 → 2025
Total assets
€187k▲ 27.0%
2024 · €148k
2018: €105k
2019: €134k
2020: €160k
2021: €150k
2022: €154k
2023: €193k
2024: €148k
2018 → 2025
Net result
€12k▲ 20.3%
2024 · €10k
2018: €-2k
2019: €5k
2020: €5k
2021: €5k
2022: €12k
2023: €4k
2024: €10k
2018 → 2025
Working capital
€70k▲ 30.0%
2024 · €54k
2018: €20k
2019: €25k
2020: €30k
2021: €29k
2022: €39k
2023: €43k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€48k▲ 32.0%€52k▲ 7.9%€62k▲ 19.0%€74k▲ 19.2%
Operating result€11k-€19k▲ 68.3%€6k▼ 67.9%€25k▲ 302%€23k▼ 6.7%
Net result€5k-€12k▲ 114%€4k▼ 67.4%€10k▲ 160%€12k▲ 20.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187k
Fixed assets
€4k▼ 53.9%
Current assets
€184k▲ 31.6%
Equity and liabilities €187k
Equity
€74k▲ 19.2%
Debt
€114k▲ 32.6%
The debt ratio rises from 58.2% to 60.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▼
2024 · €29k
Cash flow
€16k▲
2024 · €14k
Solvency
39.3%▼
2024 · 41.8%
Current ratio
1.61▼
2024 · 1.63
Quick ratio
1.61▼
2024 · 1.63
Debt / equity
1.55▲
2024 · 1.39
ROE
16.1%▲
2024 · 16.0%
ROA
6.3%▼
2024 · 6.7%
Interest coverage
125.27▲
2024 · 34.64
Debt
€114k▲
2024 · €86k
Debt ≤ 1 year
€114k▲
2024 · €86k
Income taxes
€11k▼
2024 · €14k
Staff costs
€95k▼
2024 · €156k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€148k€187k▲
Fixed assets21/28€8k€4k▼
Tangible fixed assets22/27€8k€4k▼
Furniture and vehicles24€8k€4k▼
Current assets29/58€140k€184k▲
Amounts receivable within one year40/41€120k€123k▲
Trade receivables40€120k€110k▼
Other amounts receivable41€0€13k▲
Cash at bank and in hand54/58€20k€61k▲
Equity and liabilities
Total equity and liabilities10/49€148k€187k▲
Equity10/15€62k€74k▲
Contributions10/11€20k€20k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€36k€47k▲
Amounts payable17/49€86k€114k▲
Amounts payable within one year42/48€86k€114k▲
Current portion of amounts payable after more than one year42€3k-
Trade debts44€53k€97k▲
Suppliers440/4€53k€97k▲
Taxes, remuneration and social security45€16k€17k▲
Taxes450/3€7k€863▼
Remuneration and social security454/9€9k€16k▲
Other amounts payable47/48€14k-
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€156k€95k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€6k€531▼
Gross operating margin9900€191k€123k▼
Operating profit (loss)9901€25k€23k▼
Financial charges65/66B€841€217▼
Recurring financial charges65€841€217▼
Profit (loss) for the period before taxes9903€24k€23k▼
Income taxes67/77€14k€11k▼
Profit (loss) for the period9904€10k€12k▲
Profit (loss) for the period to be appropriated9905€10k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€47k▲
Profit (loss) brought forward from the previous period14P€26k€36k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €12k ▲20.3%
Net result €12k, the highest in the series.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Heirbaan 1289800 DeinzeGround area
1,005 m²
Building footprint
284 m²
Volume, LiDAR
2,027 m³
Parcel 44025B0040/00P000, Flanders · tallest building 13.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Solutions4Quality
since 20142.232.963.556
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44025B0040/00P000 | Flanders | 1,005 m² | 1 · 284 m² | 13.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 296 EUR awarded · 296 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 117 EUR | 117 EUR |
| 2023 | 1 | 179 EUR | 179 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 39,841 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-06-2014
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.