ANDO
The computed 12-month bankruptcy probability of ANDO is 0.1% (very low). The 2024 annual accounts show negative equity (€-950k) and a net result of €285k. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 12397 sector peers (fiscal year 2024). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-950k |
| Net result | €285k |
| Better than sector | 5% |
| Active | 38 yrs |
Mixed profile: strong on stability, weaker on profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -99.1% | 60.6% | |
| Net result | €285k | €31k | |
| Equity | €-950k | €63k | |
| Gross operating margin | €330k | €52k | |
| Total assets | €959k | €124k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €323k |
| Net profit | €285k |
| Cash flow | €319k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €959k |
| Equity | €-950k |
| Debt | €1.82M |
| of which ≤ 1y | €108k |
| of which > 1y | €1.71M |
| Working capital | €38k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 1.36 |
| Quick ratio | 1.36 |
| Working capital ratio | 4.0% |
| Solvency | -99.1% |
| Debt / equity | -1.92 |
| Long-term debt ratio | -1.80 |
| Interest coverage | 27.10 |
| Gross margin | - |
| Net margin | - |
| ROA | 29.8% |
| ROE | -30.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €959k |
| Fixed assets | 21/28 | €813k |
| Tangible fixed assets | 22/27 | €813k |
| Current assets | 29/58 | €146k |
| Amounts receivable within one year | 40/41 | €106k |
| Cash & bank | 54/58 | €37k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €959k |
| Equity | 10/15 | €-950k |
| Contributions / capital | 10/11 | €62k |
| Reserves | 13 | €152k |
| Accumulated profits (losses) | 14 | €-1.18M |
| Provisions & deferred taxes | 16 | €85k |
| Amounts payable | 17/49 | €1.82M |
| Amounts payable after one year | 17 | €1.71M |
| Amounts payable within one year | 42/48 | €108k |
| Trade debts payable within one year | 44 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €330k |
| Operating result | 9901 | €289k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €12k |
| Result before taxes | 9903 | €280k |
| Net result for the period | 9904 | €285k |
| Result to be appropriated | 9905 | €295k |
| NACE primary | Head offices & management consulting(70200) |
| Legal form | Public limited company(014) |
| Incorporation | 07-07-1988 |
| Status | Active |
| Postal code | 8730 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31003D0565/00Z000 | Flanders | 2.0 ha | 1 · 225 m² | 8.3 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
09-04-2025 1 director appointed, 1 resigning
- Charline Roelandt, Niet-statutair bestuurder
- Marc Roelandt, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Marc Roelandt",
"address": "8020 Oostkamp, Beukendreef 12",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": null,
"evidence_quote": "",
"decharge_status": "pending_next_agm",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "director_in",
"role": "niet_statutair bestuurder",
"person": {
"rrn": null,
"name": "Charline Roelandt",
"address": "8730 Beernem, Reigerlostraat 67",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
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"statutory": "niet_statutair",
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"evidence_quote": "",
"decharge_status": null,
"mandate_duration": {
"kind": "n_years",
"value": "6"
},
"rep_rotation_new_rep": null,
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},
{
"kind": "decharge_granted",
"role": "bestuurder",
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"compensated": null,
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"evidence_quote": "",
"decharge_status": "granted",
"mandate_duration": null,
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"effective_date_qualifier": null
}
],
"notary": {
"name": "Benjamin Verheye",
"firm_city": null,
"firm_name": null,
"office_city": "Brugge",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-04-09",
"filing_date": "2025-04-07",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2025-04-04",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0434.833.677",
"name_full": "ANDO",
"legal_form": "Naamloze vennootschap"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Benjamin Verheye",
"org_rep_person_name": null,
"person_role_at_subject": "Notaris"
},
"co_filed_documents": [
"afschrift proces-verbaal van statutenwijziging",
"co\u00F6rdinatie van statuten",
"bijzonder verslag van het bestuursorgaan dd. 20 maart 2025"
],
"corrected_publication_numac": null
}30-08-2024 Publication in the Belgian Official Gazette, Miscellaneous
Technical details
{
"stage": null,
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Luik",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-08-30",
"filing_date": "2024-08-21",
"act_kind_objet": "Bijzondere volmacht"
},
"decision": {
"body": "bestuursorgaan",
"act_date": "2024-08-06",
"unanimous": null
},
"conversion": null,
"detected_kind": "substantive_delegation",
"report_waiver": null,
"restructuring": {
"parties": [
{
"kbo": "0434.833.677",
"name": "ANDO",
"role": "contributor",
"address": "Riegerlostraat 67 8730 Beernem",
"is_foreign": false,
"legal_form": "Naamloze Vennootschap",
"is_new_company": false,
"jurisdiction_country": null
}
],
"exchange_ratio": null,
"legal_articles": [
"16"
],
"is_cross_border": false,
"is_silent_merger": false,
"balance_basis_date": null,
"exchange_ratio_text": null,
"new_shares_issued_n": null,
"real_estate_included": false,
"patrimony_description": null,
"equity_transferred_eur": null,
"accounting_effective_date": null
},
"subject_company": {
"kbo": "0434.833.677",
"name_full": "ANDO",
"legal_form": "Naamloze Vennootschap"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Marc Roelandt",
"org_rep_person_name": null
},
"summary_narrative": "De vennootschap ANDO heeft een bijzondere volmacht verleend aan mevrouw Charline Roelandt. Deze volmacht, die van kracht is vanaf 6 augustus 2024, geeft haar de bevoegdheid om in naam van de vennootschap post te ontvangen, huur- en energiecontracten te sluiten en te betalen, met een weekelijkse limiet van 10.000 euro.",
"co_filed_documents": [
"verslag van het bestuursorgaan d.d. 6 augustus 2024"
],
"detected_real_type": "substantive_delegation",
"referenced_correction": null,
"should_reroute_to_category": null
}02-12-2022 Registered office moved from Oostkamp to Beernem
- Beukendreef 12 8020 Oostkamp → 8730 Beernem, Reigerlostraat 67
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "8730 Beernem, Reigerlostraat 67",
"city": "Beernem",
"region": "vlaams_gewest",
"street": "Reigerlostraat",
"country": "BE",
"postcode": "8730",
"box_number": null,
"street_number": "67",
"locality_suffix": null
},
"old_address": {
"raw": "Beukendreef 12 8020 Oostkamp",
"city": "Oostkamp",
"region": "vlaams_gewest",
"street": "Beukendreef",
"country": "BE",
"postcode": "8020",
"box_number": null,
"street_number": "12",
"locality_suffix": null
},
"effective_date": "2022-11-15",
"evidence_quote": "Uit het verslag van de enige bestuurder d.d. 15 november 2022 blijkt de beslissing om de zetel van de vennootschap vanaf 15 november 2022 te verplaatsen van 8020 Oostkamp, Beukendreef 12, naar 8730 Beernem, Reigerlostraat 67.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2022-12-02",
"filing_date": "2022-11-22",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "enige_bestuurder",
"date": "2022-11-15",
"unanimous": true
},
"subject_company": {
"kbo": "0434.833.677",
"name_full": "SREO GGE",
"legal_form": "NV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Marc Roelandt",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | ANDO |