Financials
- Financial year
- 2025
- Total assets
- €49,667
- Profit
- €28,597
- Solvency
- 60.6%
AND
ActiveSummary
AND has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,097 and a net result of €28,597. Its solvency ranks better than 65% of 2,547 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Activities of interior architects
NACE 71112
2 sites
Size
≈ €130,000turnover 2025, estimated
- Equity
- €30,097
- Profit
- €28,597
Turnover estimated from the gross margin
Why 97raises riskLast filed accounts filed 31 days late; 1 of the last 3 latelowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Liquidity: current ratio 2.54, cash €45,493Equity €30,097 (60.6% of total assets)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 72% of its sector peers (NACE 71, micro)
Financial strength
Strong
Solvency
86
equity 60.6% of total assets
Liquidity
82
short-term debt 39.4% · cash 91.6%
Profitability
100
return on assets 57.6%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 0.6%highest value
09-2026: 0.1%▼ -0.5 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.54, above the usual 1.5; short-term debt: 39.4% and cash: 91.6% of total assets), and 39.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 58% on solvency, 71% on liquidity and 88% on profitability.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointment: VANDEPAER Pierre Marie Yvan…
Key points
By topic
Board & ownership
- Board
- 1 member
- VANDEPAER Pierre Marie Yvan LouisDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Activities of interior architectsNACE 71112
- Founded
- 23-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 27
- Statutory auditor
- No statutory auditor
Key facts about AND
- What is the company number of AND?
- 1025.802.813. In Belgium the VAT number is the company number with BE in front: BE 1025.802.813.
- Where is AND based?
- The registered office is at Sint-Bernardusstraat 181, 1060 Sint-Gillis (bij-Brussel).Company details
- What does AND do?
- According to the KBO register, the main activity is activities of interior architects (NACE 71112).
- What is the legal form of AND?
- Private limited company (BV).
- When was AND founded?
- On 23-07-2025.
- Is AND still active?
- Yes, AND is an active enterprise in the KBO register.
- What is the turnover of AND?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is AND profitable?
- In financial year 2025, AND made a profit of €28,597.
- Where can I find the annual accounts of AND?
- AND filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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