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ANBOFISC

Active
Private limited companyfounded 200818 yrs activeBegijnhof 14, 1750 Lennik, BelgiumKBO/BCE: BE 0898.457.055
Summary

ANBOFISC has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €103,094 and a net result of €63,094. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 49% of 162 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2026
Axes · tick = 2025
Profitability100▲+19
Solvency90▲+13
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 1.81 against 1.97 in 2025; short-term debt: 34.5% and cash: 53.8% of total assets), and 34.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
65.5%
Return on assets
40.1%
Age of the figures
6 mo
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026
Equity per financial year
1920212223242526
2019 to 2026 · latest year €103,094
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 20-09-2026, 41 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
41 d early
2025
33 d early
2024
35 d early
2023
36 d early
2022
11 d early
2021
2 d late
2020
4 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 26 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ANBOFISC was incorporated on 10 June 2008.1 Total assets rose from EUR 109,212 in 2019 to EUR 157,404 in 2026 and headcount from 1.8 to 0.4 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2026

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Financials · fiscal year 2026, micro schema

Equity
€103,094▲ 57.6%
2025 · €65,414
Total assets
€157,404▲ 24.7%
2025 · €126,187
Net result
€63,094▲ 404%
2025 · €12,509
Working capital
€44,213▼ 24.7%
2025 · €58,714
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result€8,844▼ 21.3%€11,179▲ 26.4%€13,401▲ 19.9%€19,086▲ 42.4%€90,379▲ 374%
Net result€5,243below the sector's middle half▼ 29.0%€6,756below the sector's middle half▲ 28.9%€8,810below the sector's middle half▲ 30.4%€12,509within the sector's middle half▲ 42.0%€63,094▲ 404%
Equity€75,338within the sector's middle half▼ 10.4%€74,094within the sector's middle half▼ 1.7%€72,905within the sector's middle half▼ 1.6%€65,414within the sector's middle half▼ 10.3%€103,094▲ 57.6%
Total assets€107,713within the sector's middle half▼ 2.9%€100,261within the sector's middle half▼ 6.9%€100,548within the sector's middle half▲ 0.3%€126,187within the sector's middle half▲ 25.5%€157,404▲ 24.7%
Debt€32,374▲ 20.9%€26,167▼ 19.2%€27,644▲ 5.6%€60,773▲ 120%€54,310▼ 10.6%
Working capital€50,422within the sector's middle half▼ 3.4%€56,344within the sector's middle half▲ 11.7%€61,107within the sector's middle half▲ 8.5%€58,714within the sector's middle half▼ 3.9%€44,213▼ 24.7%
Solvency69.9%within the sector's middle half▼ 5.9pp73.9%within the sector's middle half▲ 4.0pp72.5%within the sector's middle half▼ 1.4pp51.8%within the sector's middle half▼ 20.7pp65.5%▲ 13.7pp
Current ratio2.56within the sector's middle half▼ 0.393.15within the sector's middle half▲ 0.603.21within the sector's middle half▲ 0.061.97within the sector's middle half▼ 1.241.81▼ 0.15
Return on assets (ROA)4.9%within the sector's middle half▼ 1.8pp6.7%within the sector's middle half▲ 1.9pp8.8%within the sector's middle half▲ 2.0pp9.9%within the sector's middle half▲ 1.2pp40.1%▲ 30.2pp
Staff (FTE)1.4▼ 30.0%1▼ 28.6%1=1=0.4▼ 60.0%
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000€100,000Operating result 2022: €8,844€8,844Net result 2022: €5,243€5,243Operating result 2023: €11,179€11,179Net result 2023: €6,756€6,756Operating result 2024: €13,401€13,401Net result 2024: €8,810€8,810Operating result 2025: €19,086€19,086Net result 2025: €12,509€12,509Operating result 2026: €90,379€90,379Net result 2026: €63,094€63,09420222023202420252026€0€25,000€50,000€75,000€100,000Operating result 2024: €13,401€13,400Net result 2024: €8,810€8,810Operating result 2025: €19,086€19,100Net result 2025: €12,509€12,500Operating result 2026: €90,379€90,400Net result 2026: €63,094€63,100202420252026
The operating result has risen four years in a row; 2026 is 374% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €157,404
Fixed assets €58,881 ▲ 779%
Current assets €98,523 ▼ 17.5%
Equity and liabilities €157,404
Equity €103,094 ▲ 57.6%
Debt €54,310 ▼ 10.6%
Debt's share of the balance-sheet total falls from 48.2% to 34.5%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€102,190▲
2025 · €26,483
Cash flow
€74,904▲
2025 · €19,906
Debt to equity
0.53▼
2025 · 0.93
ROE
61.2%▲
2025 · 19.1%
Interest coverage
56.77▼
2025 · 121.29
Debt ≤ 1 year
€54,310▼
2025 · €60,773
Income taxes
€26,082▲
2025 · €7,079
Staff costs
€32,339▼
2025 · €68,834
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
3.8% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 44 lines
Balance sheet Code20252026
Assets
Total assets20/58€126,187€157,404▲
Fixed assets21/28€6,700€58,881▲
Tangible fixed assets22/27€6,700€58,881▲
Plant, machinery and equipment23€2,821€1,870▼
Furniture and vehicles24€3,879€57,011▲
Current assets29/58€119,487€98,523▼
Amounts receivable within one year40/41€4,090€12,028▲
Trade receivables40€3,813€11,336▲
Other amounts receivable41€277€692▲
Cash at bank and in hand54/58€103,791€84,657▼
Deferred charges and accrued income490/1€11,606€1,838▼
Equity and liabilities
Total equity and liabilities10/49€126,187€157,404▲
Equity10/15€65,414€103,094▲
Contributions10/11€25,000€25,000=
Reserves13€15,000€78,094▲
Distributable reserves133€15,000€78,094▲
Profit (loss) carried forward14€25,414-
Amounts payable17/49€60,773€54,310▼
Amounts payable within one year42/48€60,773€54,310▼
Trade debts44€5,063€538▼
Suppliers440/4€5,063€538▼
Taxes, remuneration and social security45€15,119€11,191▼
Taxes450/3€7,378€11,191▲
Remuneration and social security454/9€7,741-
Other amounts payable47/48€40,591€42,582▲
Income statement Code20252026
Remuneration, social security and pensions62€68,834€32,339▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,397€11,810▲
Other operating charges640/8€1,096€5,144▲
Gross operating margin9900€96,412€139,673▲
Operating profit (loss)9901€19,086€90,379▲
Financial income75/76B€720€596▼
Recurring financial income75€720€596▼
Financial charges65/66B€218€1,800▲
Recurring financial charges65€218€1,800▲
Profit (loss) for the period before taxes9903€19,588€89,176▲
Income taxes67/77€7,079€26,082▲
Profit (loss) for the period9904€12,509€63,094▲
Profit (loss) for the period to be appropriated9905€12,509€63,094▲
Appropriation of the result
Profit (loss) to be appropriated9906€57,914€88,507▲
Profit (loss) brought forward from the previous period14P€45,405€25,414▼
Transfer to equity691/2€12,500€63,094▲
To other reserves6921€12,500€63,094▲
Profit to be distributed694/7€20,000€25,414▲
Return on contributions (dividend)694€20,000€25,414▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Remuneration, social security and pensions62€80,019€74,022€67,268€68,834€32,339▼ 53.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,840€7,877€7,306€7,397€11,810▲ 59.7%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3,999€1,053€1,485---
Other operating charges640/8€2,628€1,200€1,884€1,096€5,144▲ 370%
Gross operating margin9900€105,329€95,331€91,344€96,412€139,673▲ 44.9%
Operating profit (loss)9901€8,844€11,179€13,401€19,086€90,379▲ 374%
Financial income75/76B€23€3€336€720€596▼ 17.2%
Recurring financial income75€23€3€336€720€596▼ 17.2%
Financial charges65/66B€213€213€123€218€1,800▲ 724%
Recurring financial charges65€213€213€123€218€1,800▲ 724%
Profit (loss) for the period before taxes9903€8,654€10,969€13,614€19,588€89,176▲ 355%
Income taxes67/77€3,411€4,213€4,804€7,079€26,082▲ 268%
Profit (loss) for the period9904€5,243€6,756€8,810€12,509€63,094▲ 404%
Profit (loss) for the period to be appropriated9905€5,243€6,756€8,810€12,509€63,094▲ 404%
Line20222023202420252026Change
Assets
Total assets20/58€107,713€100,261€100,548€126,187€157,404▲ 24.7%
Fixed assets21/28€24,916€17,750€11,798€6,700€58,881▲ 779%
Tangible fixed assets22/27€24,828€17,662€11,710€6,700€58,881▲ 779%
Plant, machinery and equipment23€1,006€1,969€1,222€2,821€1,870▼ 33.7%
Furniture and vehicles24€23,821€15,693€10,488€3,879€57,011▲ 1,370%
Financial fixed assets28€88€88€88---
Current assets29/58€82,797€82,511€88,750€119,487€98,523▼ 17.5%
Amounts receivable within one year40/41€17,303€6,563€8,658€4,090€12,028▲ 194%
Trade receivables40€13,295€6,563€5,862€3,813€11,336▲ 197%
Other amounts receivable41€4,008-€2,797€277€692▲ 150%
Cash at bank and in hand54/58€55,476€55,186€63,863€103,791€84,657▼ 18.4%
Deferred charges and accrued income490/1€10,018€20,762€16,229€11,606€1,838▼ 84.2%
Equity and liabilities
Total equity and liabilities10/49€107,713€100,261€100,548€126,187€157,404▲ 24.7%
Equity10/15€75,338€74,094€72,905€65,414€103,094▲ 57.6%
Contributions10/11€25,000€25,000€25,000€25,000€25,000=
Reserves13€2,500€2,500€2,500€15,000€78,094▲ 421%
Non-distributable reserves130/1€2,500€2,500----
Reserves not available under the articles1311€2,500€2,500----
Distributable reserves133--€2,500€15,000€78,094▲ 421%
Profit (loss) carried forward14€47,838€46,594€45,405€25,414--
Amounts payable17/49€32,374€26,167€27,644€60,773€54,310▼ 10.6%
Amounts payable within one year42/48€32,374€26,167€27,644€60,773€54,310▼ 10.6%
Trade debts44€3,217€1,186€3,597€5,063€538▼ 89.4%
Suppliers440/4€3,217€1,186€3,597€5,063€538▼ 89.4%
Taxes, remuneration and social security45€13,254€16,139€12,876€15,119€11,191▼ 26.0%
Taxes450/3€4,913€8,267€4,744€7,378€11,191▲ 51.7%
Remuneration and social security454/9€8,341€7,872€8,131€7,741--
Other amounts payable47/48€15,903€8,841€11,171€40,591€42,582▲ 4.9%
Line20222023202420252026Change
Profit (loss) for the period9904€5,243€6,756€8,810€12,509€63,094▲ 404%
+ Depreciation and write-downs630€9,840€7,877€7,306€7,397€11,810▲ 59.7%
Operating cash flow (approximation)€15,083€14,633€16,116€19,906€74,904▲ 276%
Investment in fixed assets (approximation)--€712-€1,353-€2,299-€63,991▼ 2,684%
Change in cash--€291€8,677€39,928-€19,134▼ 148%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
20-09
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial Highest result since 2019net €63,094 ▲404%
Operating result €90,379, net result €63,094, both a record.
31-03
Financial Equity above €100,000Eq €103,094 ▲57.6%
8 profitable years in a row build equity to €103,094.
2025
28-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
26-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
25-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
20-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
02-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2020
04-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2019
09-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
21-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
14-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
655 m²
Building footprint
132 m²
Volume, LiDAR
775 m³
Parcel 23075B0295/00V004, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANBOFISC bv
Begijnhof 14, 1750 Lennik
since 20082.171.393.005
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23075B0295/00V004 Flanders 655 m² 1 · 132 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 3,278 EUR awarded · 3,338 EUR paid
Year Entries awardedpaid
2025 1 899 EUR899 EUR
2024 1 891 EUR891 EUR
2023 1 690 EUR780 EUR
2022 1 798 EUR768 EUR
Schemes
4 entries · 3,278 EUR · 3,338 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 6,481 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-06-2008
Fiscal year end31-03
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0898457055
Also 9925:BE0898457055
Registered 08-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.