ANB GROUP
ActiveThe computed 12-month bankruptcy probability of ANB GROUP is 4.5% (elevated). The 2024 annual accounts show equity of €14k and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 63% of 6717 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency75▼-25
Growth78=
Track record94
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.48; short-term debt: 49.9% and cash: 4.8% of total assets), and 49.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
50.1%
Return on assets
40%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year €14k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
98 d late
2022
282 d late
2021
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€14k▲ 398%
2023 · €3k
2021: €-616
2022: €2k
2023: €3k
2021 → 2024
Total assets
€27k▲ 822%
2023 · €3k
2021: €184
2022: €3k
2023: €3k
2021 → 2024
Net result
€11k▲ 1,235%
2023 · €823
2021: €-2k
2022: €3k
2023: €823
2021 → 2024
Working capital
€7k▲ 139%
2023 · €3k
2021: €-616
2022: €2k
2023: €3k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€-616-€2k€3k▲ 42.4%€14k▲ 398%
Operating result€-2k-€3k€851▼ 66.7%€11k▲ 1,217%
Net result€-2k-€3k€823▼ 67.8%€11k▲ 1,235%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,217% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €27k
Fixed assets
€7k
Current assets
€20k
Equity and liabilities €27k
Equity
€14k▲ 398%
Debt
€14k▲ 6,250%
The debt ratio rises from 7.2% to 49.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k
Cash flow
€15k
Solvency
50.1%
Current ratio
1.48
Quick ratio
1.48
Debt / equity
1.00
ROE
79.9%
ROA
40.0%
Interest coverage
67.79
Debt
€14k▲
2023 · €216
Debt ≤ 1 year
€14k▲
2023 · €216
Staff costs
€5k▲
2023 · €129
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3k€27k▲
Fixed assets21/28-€7k
Tangible fixed assets22/27-€7k
Furniture and vehicles24-€7k
Current assets29/58€3k€20k▲
Amounts receivable within one year40/41€2k€19k▲
Trade receivables40-€1k
Other amounts receivable41€2k€18k▲
Cash at bank and in hand54/58€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€3k€27k▲
Equity10/15€3k€14k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€2k€13k▲
Amounts payable17/49€216€14k▲
Amounts payable within one year42/48€216€14k▲
Trade debts44-€14k
Suppliers440/4-€14k
Taxes, remuneration and social security45€216-
Taxes450/3€216-
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€21k-
Remuneration, social security and pensions62€129€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8€206-
Gross operating margin9900€1k€19k▲
Operating profit (loss)9901€851€11k▲
Financial charges65/66B€28€218▲
Recurring financial charges65€28€218▲
Profit (loss) for the period before taxes9903€823€11k▲
Profit (loss) for the period9904€823€11k▲
Profit (loss) for the period to be appropriated9905€823€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€13k▲
Profit (loss) brought forward from the previous period14P€941€2k▲
Shareholders' contribution to the loss794-€0
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Highest result since 2021net €11k ▲1235%
Operating result €11k, net result €11k, both a record.
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 98 days late
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 282 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 13.80
Current ratio from 3.70 to 13.80; short-term debt falls from €719 to €216.
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial
Liquidity times 16current ratio 3.70
Current ratio from 0.23 to 3.70; short-term debt falls from €800 to €719.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Monseigneur Abbeloosstraat 71755 PajottegemGround area
2.0 ha
Building footprint
4,458 m²
Volume, LiDAR
94,750 m³
2 parcels, Brussels, Flanders · tallest building 30.8 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
ANB GROUP
since 20212.316.702.864
anb group
since 20212.323.157.621
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21821C0080/00X004 | Brussels | 2.0 ha | 1 · 4,415 m² | 30.8 m · 7 fl. |
| 23024B0084/00G002 | Flanders | 77 m² | 1 · 43 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Taxi To Go
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Beersel Tax
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Ternat · Eq €14k
Of 6,687 companies in sector 49330 we hold annual accounts for 2,291. 1,975 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2021
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49310Scheduled passenger transport by road
49390Land transport and transport via pipelines
79909Travel agency, tour operator and other reservation service and related activities
82400Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.