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Complete company report
Generated 15-08-2026
Active BE 0786.587.945Private limited companyOpen bankruptcy

ANAZ TERRASSEMENT

Rue Louis De Brouckère 156 ·7390 Quaregnon, Belgium· 4 yrs active
Conclusion Checked

A bankruptcy procedure is open for ANAZ TERRASSEMENT according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €34k and a net result of €11k.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €34k
Net result €11k
Staff (FTE) 2.8
Active 4 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health18Profitability100Solvency54Growth52Stability0
45 / 100

Mixed profile: strong on profitability, weaker on stability.

All 5 axes are computed from data Checked has read.

Health 18
Profitability 100
Solvency 54
Growth 52
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
18 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 04-10-2024 with the NBB · fiscal year 2023 · micro
€0€10k€20kOperating result 2022: €22k€22kNet result 2022: €17k€17kOperating result 2023: €17k€17kNet result 2023: €11k€11k20222023
Operating resultNet result
EBITDA
€19k
-14.3% 22-23
Net profit
€11k
-36.1% 22-23
Cash flow
€14k
-24.1% 22-23
Total assets
€113k
+85.0% 22-23
Equity
€34k
+49.7% 22-23
Working capital
€27k
+114.6% 22-23
Employees (FTE)
3
+40.0% 22-23
Staff costs
€129k
+102.4% 22-23
Income taxes
€4k
-0.5% 22-23
Debt
€80k
+105.4% 22-23
Debt ≤ 1y
€80k
+105.4% 22-23
Current ratio
1.34
+1.1% 22-23
Quick ratio
1.34
+1.1% 22-23
Solvency
29.6%
-19.1% 22-23
Debt / equity
2.38
+37.2% 22-23
ROE
33.2%
-57.3% 22-23
ROA
9.8%
-65.4% 22-23
Interest coverage
14.85
-88.8% 22-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€19k
Net profit€11k
Cash flow€14k
Staff costs€129k
Income taxes€4k
Dividends-
Total assets€113k
Equity€34k
Debt€80k
of which ≤ 1y€80k
of which > 1y-
Working capital€27k
Employees (FTE)2.8
Ratios (computed)
2023
Current ratio1.34
Quick ratio1.34
Working capital ratio23.9%
Solvency29.6%
Debt / equity2.38
Long-term debt ratio-
Interest coverage14.85
Gross margin-
Net margin-
ROA9.8%
ROE33.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€113k
Fixed assets 21/28€7k
Tangible fixed assets 22/27€6k
Financial fixed assets 28€363
Current assets 29/58€107k
Amounts receivable within one year 40/41€101k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€113k
Equity 10/15€34k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€29k
Amounts payable 17/49€80k
Amounts payable within one year 42/48€80k
Trade debts payable within one year 44€36k
Income statement
Gross operating margin 9900€153k
Operating result 9901€17k
Financial income 75€0
Financial charges 65€1k
Result before taxes 9903€15k
Income taxes 67/77€4k
Net result for the period 9904€11k
Result to be appropriated 9905€11k
You are seeing the latest fiscal year only. 1 prior year (figures + ratios) is in a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator JOHN DEHAENE
RUE NEUVE, 16, 7000 MONS- . Date provisoire de cessation de paiement : 10/03/2025
 10-03-2025 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation25-05-2022
StatusActive
Postal code7390
First BS signal 19-03-2025
Latest BS signal 19-03-2025
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53512D1181/00A007 Wallonia 437 m² 1 · 98 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
19-03-2025
Bankruptcy Opening
Tribunal de l’entreprise du Hainaut, division Mons · ANAZ TERRASSEMENT SRL RUE LOUIS DE BROUCKERE 156, 7390 QUAREGNON · event 10-03-2025
2024
04-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
29-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
Lifecycle & Insolvency Signals1 events
19-03-2025
Bankruptcy Opening
Date: 10-03-2025 · Tribunal de l’entreprise du Hainaut, division Mons · ANAZ TERRASSEMENT SRL RUE LOUIS DE BROUCKERE 156, 7390 QUAREGNON · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-03-19 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR ANAZ TERRASSEMENT
Registered office
Rue Louis De Brouckère 156
7390 Quaregnon, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative