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Private limited companyfounded 20233 yrs activeRue Jules des Essarts 2, 6200 Châtelet, BelgiumKBO/BCE: BE 1000.168.879
Summary

ANA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €10,127 and a net result of €6,842. Its solvency ranks better than 10% of 2790 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
71 d late
2023
89 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 80 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 September 2023, ANA was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, full schema

Equity
€10,127▲ 208%
2023 · €3,285
Net result
€6,842
2023 · -€4,715
Total assets
€151,285▲ 4.6%
2023 · €144,592
Solvency
6.7%▲ 4.4pp
2023 · 2.3%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result-€3,527-€13,961
Net result-€4,715-€6,842
Equity€3,285-€10,127▲ 208%
Total assets€144,592-€151,285▲ 4.6%
Debt€141,307-€141,158▼ 0.1%
Working capital-€28,866--€50,832▼ 76.1%
Solvency2.3%-6.7%▲ 4.4pp
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000€15,000Operating result 2023: -€3,527-€3,527Net result 2023: -€4,715-€4,715Operating result 2024: €13,961€13,961Net result 2024: €6,842€6,84220232024-€5,000€0€5,000€10,000€15,000Operating result 2023: -€3,527-€3,530Net result 2023: -€4,715-€4,720Operating result 2024: €13,961€14,000Net result 2024: €6,842€6,84020232024
The operating result returns to profit in 2024: €13,961 after a loss of €3,527 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €151,285
Fixed assets €142,850 =
Current assets €8,435 ▲ 384%
Equity and liabilities €151,285
Equity €10,127 ▲ 208%
Debt €141,158 ▼ 0.1%
Debt's share of the balance-sheet total falls from 97.7% to 93.3%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
ROE
67.6%▲
2023 · -143.5%
ROA
4.5%▲
2023 · -3.3%
Debt ≤ 1 year
€59,267▲
2023 · €30,608
Debt > 1 year
€80,948▼
2023 · €109,518
Income taxes
€832
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet Code20232024
Assets
Total assets20/58€144,592€151,285▲
Fixed assets21/28€142,850€142,850=
Financial fixed assets28€142,850€142,850=
Current assets29/58€1,742€8,435▲
Amounts receivable within one year40/41-€5,416
Trade receivables40-€4,160
Other amounts receivable41-€1,255
Cash at bank and in hand54/58€1,742€3,019▲
Equity and liabilities
Total equity and liabilities10/49€144,592€151,285▲
Equity10/15€3,285€10,127▲
Contributions10/11€8,000€8,000=
Profit (loss) carried forward14-€4,715€2,127▲
Amounts payable17/49€141,307€141,158▼
Amounts payable after more than one year17€109,518€80,948▼
Financial debts170/4€109,518€80,948▼
Amounts payable within one year42/48€30,608€59,267▲
Current portion of amounts payable after more than one year42€28,570€33,331▲
Trade debts44€2,038€8,904▲
Suppliers440/4€2,038€8,904▲
Advances received on contracts in progress46-€15,000
Taxes, remuneration and social security45-€2,032
Taxes450/3-€2,032
Accrued charges and deferred income492/3€1,181€942▼
Income statement Code20232024
Non-recurring operating income76A-€185
Non-recurring operating charges66A-€1,200
Gross operating margin9900-€3,527€15,161▲
Operating profit (loss)9901-€3,527€13,961▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€1,189€6,287▲
Recurring financial charges65€1,189€6,287▲
Profit (loss) for the period before taxes9903-€4,715€7,674▲
Income taxes67/77-€832
Profit (loss) for the period9904-€4,715€6,842▲
Profit (loss) for the period to be appropriated9905-€4,715€6,842▲
Appropriation of the result
Profit (loss) to be appropriated9906-€4,715€2,127▲
Profit (loss) brought forward from the previous period14P--€4,715

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Non-recurring operating income76A-€185-
Non-recurring operating charges66A-€1,200-
Gross operating margin9900-€3,527€15,161▲ 530%
Operating profit (loss)9901-€3,527€13,961▲ 496%
Financial income75/76B€1--
Recurring financial income75€1--
Financial charges65/66B€1,189€6,287▲ 429%
Recurring financial charges65€1,189€6,287▲ 429%
Profit (loss) for the period before taxes9903-€4,715€7,674▲ 263%
Income taxes67/77-€832-
Profit (loss) for the period9904-€4,715€6,842▲ 245%
Profit (loss) for the period to be appropriated9905-€4,715€6,842▲ 245%
Line20232024Change
Assets
Total assets20/58€144,592€151,285▲ 4.6%
Fixed assets21/28€142,850€142,850=
Financial fixed assets28€142,850€142,850=
Current assets29/58€1,742€8,435▲ 384%
Amounts receivable within one year40/41-€5,416-
Trade receivables40-€4,160-
Other amounts receivable41-€1,255-
Cash at bank and in hand54/58€1,742€3,019▲ 73.4%
Equity and liabilities
Total equity and liabilities10/49€144,592€151,285▲ 4.6%
Equity10/15€3,285€10,127▲ 208%
Contributions10/11€8,000€8,000=
Profit (loss) carried forward14-€4,715€2,127▲ 145%
Amounts payable17/49€141,307€141,158▼ 0.1%
Amounts payable after more than one year17€109,518€80,948▼ 26.1%
Financial debts170/4€109,518€80,948▼ 26.1%
Amounts payable within one year42/48€30,608€59,267▲ 93.6%
Current portion of amounts payable after more than one year42€28,570€33,331▲ 16.7%
Trade debts44€2,038€8,904▲ 337%
Suppliers440/4€2,038€8,904▲ 337%
Advances received on contracts in progress46-€15,000-
Taxes, remuneration and social security45-€2,032-
Taxes450/3-€2,032-
Accrued charges and deferred income492/3€1,181€942▼ 20.2%
Line20232024Change
Profit (loss) for the period9904-€4,715€6,842▲ 245%
Operating cash flow (approximation)-€4,715€6,842▲ 245%
Investment in fixed assets (approximation)-€0-
Change in cash-€1,278-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
10-10
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 71 days late
2024
31-12
Financial Back to profitnet €6,842
Net result €6,842 after one loss-making year.
28-10
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 2023
seat establishment approximate The establishment unit on the map
Ground area
549 m²
Building footprint
73 m²
Volume, LiDAR
313 m³
Parcel 52013A0441/00F000, Wallonia · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ANA
Rue Jules des Essarts 2, 6200 ChâteletHoldings
since 20232.353.383.415
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52013A0441/00F000indicative Wallonia 549 m² 1 · 73 m² 6.7 m · 1 fl.
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of ANA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 5,126 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:1000168879
Registered 23-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.