AN CONSULTING
ActiveSummary
AN CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €79k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 36% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency66▼-13
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 2.05 in 2024; short-term debt: 59.4% and cash: 32.3% of total assets), but 59.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.6%
Return on assets
50.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
12 d late
2024
26 d late
2023
30 d early
2022
3 d early
2021
31 d early
2020
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€108k
EBIT margin
38.7%
Net result
€79k▲ 63.8%
2024 · €48k
2020: €2k
2021: €32k
2022: €30k
2023: €39k
2024: €48k
2020 → 2025
Working capital
€59k▲ 2.4%
2024 · €58k
2020: €4k
2021: €36k
2022: €55k
2023: €56k
2024: €58k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€108k
Equity€36k-€65k▲ 83.0%€65k=€65k=€64k▼ 2.5%
Operating result€45k-€42k▼ 6.4%€50k▲ 20.5%€61k▲ 21.2%€100k▲ 64.0%
Net result€32k-€30k▼ 7.7%€39k▲ 32.8%€48k▲ 22.3%€79k▲ 63.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 64% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€5k ▼ 39.5%
Current assets
€152k ▲ 35.1%
Equity and liabilities €157k
Equity
€64k ▼ 2.5%
Debt
€93k ▲ 69.5%
Debt's share of the balance-sheet total rises from 45.7% to 59.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€103k▲
2024 · €64k
Cash flow
€82k▲
2024 · €51k
Current ratio
1.64▼
2024 · 2.05
Debt to equity
1.46▲
2024 · 0.84
ROE
123.7%▲
2024 · 73.6%
ROA
50.3%▲
2024 · 40.0%
Debt ≤ 1 year
€93k▲
2024 · €55k
Income taxes
€21k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€120k€157k▲
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Furniture and vehicles24€8k€5k▼
Current assets29/58€113k€152k▲
Amounts receivable within one year40/41€90k€102k▲
Other amounts receivable41€90k€102k▲
Cash at bank and in hand54/58€22k€51k▲
Deferred charges and accrued income490/1€172-
Equity and liabilities
Total equity and liabilities10/49€120k€157k▲
Equity10/15€65k€64k▼
Contributions10/11€2k€2k=
Reserves13€62k€62k=
Distributable reserves133€62k€62k=
Profit (loss) carried forward14€2k-
Amounts payable17/49€55k€93k▲
Amounts payable within one year42/48€55k€93k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€3k€11k▲
Taxes450/3€3k€11k▲
Other amounts payable47/48€48k€81k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€740€412▼
Gross operating margin9900€65k€104k▲
Operating profit (loss)9901€61k€100k▲
Financial charges65/66B€109-
Recurring financial charges65€109-
Profit (loss) for the period before taxes9903€61k€100k▲
Income taxes67/77€13k€21k▲
Profit (loss) for the period9904€48k€79k▲
Profit (loss) for the period to be appropriated9905€48k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€81k▲
Profit (loss) brought forward from the previous period14P€2k€2k=
Profit to be distributed694/7€48k€81k▲
Return on contributions (dividend)694€48k€81k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Highest result since 2020net €79k ▲63.8%
Operating result €100k, net result €79k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charleroise Steenweg 981060 Sint-Gillis (bij-Brussel)Ground area
249 m²
Building footprint
123 m²
Volume, LiDAR
2,350 m³
Parcel 21013B0346/00S006, Brussels · tallest building 22.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Charleroise Steenweg 98, 1060 Sint-Gillis (bij-Brussel)
since 20202.311.213.060
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0346/00S006 | Brussels | 249 m² | 1 · 123 m² | 22.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WAUTIER-AVOCATS
BE 0890.429.118
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BRIGITTE LIEVENS
BE 0883.317.731
Affligem · Eq €63,813
Advocaat Marie Van Cauwenberghe
BE 1009.529.280
Zwalm · Eq €63,850
Advocaat Alexandra Goossens
BE 0795.627.652
Kapelle-op-den-Bos · Eq €63,858
Eléonore Westerlinck Société d’avocat
BE 0862.528.849
Ottignies-Louvain-la-Neuve · Eq €63,891
Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,389 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.