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Complete company report
Generated 12-08-2026
Active BE 0401.581.186Public limited company

AMYSEJ

Rue Chapeau de Curé(NAL) 11 ·6120 Ham-sur-Heure-Nalinnes, Belgium· 59 yrs active
Sector: Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen (68203)
Conclusion Checked

The computed 12-month bankruptcy probability of AMYSEJ is 0.2% (very low). The 2024 annual accounts show equity of €218k and a net result of €-7k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 4950 sector peers (fiscal year 2024). The company has been active since 1967 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €218k
Net result €-7k
Better than sector 95%
Active 59 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health78Profitability0Solvency100Growth32Stability100
62 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 78
Profitability 0
Solvency 100
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Lower-failure-rate sector −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1967, 59 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
78 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 26-05-2025 with the NBB · fiscal year 2024 · micro
€-10k€-8k€-5k€-3k€0Operating result 2020: €-9k€-9kNet result 2020: €-10k€-10kOperating result 2021: €-9k€-9kNet result 2021: €-10k€-10kOperating result 2022: €-6k€-6kNet result 2022: €-6k€-6kOperating result 2023: €-9k€-9kNet result 2023: €-9k€-9kOperating result 2024: €-7k€-7kNet result 2024: €-7k€-7k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~3.4%/year over 7 fiscal years, indicative, assuming unchanged policy.
€175k€200k€225k€250k€275k2025: €209k (€192k - €227k)2026: €201k (€184k - €219k)2027: €193k (€175k - €210k)2018: €266k2019: €259k2020: €250k2021: €240k2022: €234k2023: €225k2024: €218k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 96.0% 16.7%
better than 95% of 4950 sector peers
Net result €-7k €2k
better than 31% of 4942 sector peers
Equity €218k €27k
better than 85% of 4953 sector peers
Gross operating margin €12k €27k
better than 36% of 4936 sector peers
Total assets €228k €302k
better than 44% of 4952 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€6k
-1.6% 18-24
Net profit
€-7k
+25.2% 18-24
Cash flow
€7k
+2.9% 18-24
Total assets
€228k
-0.8% 18-24
Equity
€218k
-3.0% 18-24
Working capital
€51k
+32.7% 18-24
Income taxes
€340
- 18-24
Debt
€9k
+118.2% 18-24
Debt ≤ 1y
€3k
-20.1% 18-24
Current ratio
16.19
+59.6% 18-24
Quick ratio
16.19
+59.6% 18-24
Solvency
96.0%
-2.2% 18-24
Debt / equity
0.04
+125.0% 18-24
ROE
-3.1%
+22.8% 18-24
ROA
-3.0%
+24.6% 18-24
Interest coverage
107.60
-16.4% 18-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€6k
Net profit€-7k
Cash flow€7k
Staff costs-
Income taxes-
Dividends-
Total assets€228k
Equity€218k
Debt€9k
of which ≤ 1y€3k
of which > 1y-
Working capital€51k
Employees (FTE)-
Ratios (computed)
2024
Current ratio16.19
Quick ratio16.19
Working capital ratio22.4%
Solvency96.0%
Debt / equity0.04
Long-term debt ratio-
Interest coverage107.60
Gross margin-
Net margin-
ROA-3.0%
ROE-3.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€228k
Fixed assets 21/28€173k
Tangible fixed assets 22/27€173k
Current assets 29/58€54k
Amounts receivable within one year 40/41€26k
Cash & bank 54/58€29k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€228k
Equity 10/15€218k
Contributions / capital 10/11€247k
Reserves 13€13k
Accumulated profits (losses) 14€-41k
Amounts payable 17/49€9k
Amounts payable within one year 42/48€3k
Trade debts payable within one year 44€328
Income statement
Gross operating margin 9900€12k
Operating result 9901€-7k
Financial income 75€378
Financial charges 65€60
Result before taxes 9903€-7k
Net result for the period 9904€-7k
Result to be appropriated 9905€-7k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen(68203)
Legal form Public limited company(014)
Incorporation30-06-1967
StatusActive
Postal code6120
Establishment units 1 location
AMYSEJ
Rue de la Source(LOV) 11, 6280 GerpinnesVerhuur van woningen, exclusief sociale woningen
since 19672.001.497.604
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56452A0645/00A013 Wallonia 1,484 m² 1 · 117 m² 9.2 m · 2 fl.
52041A0354/00E002 Wallonia 1,068 m² 1 · 141 m² 8.0 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
26-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
16-04-2025
State Gazette act Registered-office change
2024
17-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
17-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
11-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
03-06-2022
State Gazette act Registered-office change
2021
30-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
18-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
09-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
18-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
20-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 2 acts
Address history · 2
16-04-2025
Registered-office move
03-06-2022
Registered-office move
All acts · 2 updated 1 year ago
2025
16-04-2025 Registered office moved from MARCINELLE to Nalinnes Registered-office change
  • Rue des Pinsons 15 à 6001 MARCINELLE → Chapeau du Curé, 11 à 6120 Nalinnes
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Chapeau du Cur\u00E9, 11 \u00E0 6120 Nalinnes",
        "city": "Nalinnes",
        "region": "waals_gewest",
        "street": "Chapeau du Cur\u00E9",
        "country": "BE",
        "postcode": "6120",
        "box_number": null,
        "street_number": "11",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Rue des Pinsons 15 \u00E0 6001 MARCINELLE",
        "city": "MARCINELLE",
        "region": "waals_gewest",
        "street": "Rue des Pinsons",
        "country": "BE",
        "postcode": "6001",
        "box_number": null,
        "street_number": "15",
        "locality_suffix": null
      },
      "effective_date": "2025-04-08",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-04-16",
    "filing_date": "2025-03-18",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "conseil_d_administration",
    "date": "2025-03-18",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0401.581.186",
    "name_full": "AMYSEJ",
    "legal_form": "SA",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Natacha JARCZYNSKI",
    "org_rep_person_name": null,
    "person_role_at_subject": "ADMINISTRATEUR-DELEGUE"
  },
  "co_filed_documents": [
    "Mod DOC 19.01"
  ]
}
2022
03-06-2022 Registered office moved from Loverval to Marcinelle Registered-office change
  • Rue de la Source 11, 6280 Loverval → rue des Pinsons 15, 6001 Marcinelle
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "rue des Pinsons 15, 6001 Marcinelle",
        "city": "Marcinelle",
        "region": "waals_gewest",
        "street": "rue des Pinsons",
        "country": "BE",
        "postcode": "6001",
        "box_number": null,
        "street_number": "15",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Rue de la Source 11, 6280 Loverval",
        "city": "Loverval",
        "region": "waals_gewest",
        "street": "Rue de la Source",
        "country": "BE",
        "postcode": "6280",
        "box_number": null,
        "street_number": "11",
        "locality_suffix": null
      },
      "effective_date": "2022-04-27",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2022-06-03",
    "filing_date": "2022-05-24",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "assembl\u00E9e g\u00E9n\u00E9rale extraordinaire",
    "date": "2022-04-27",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0401.581.186",
    "name_full": "AMYSEJ",
    "legal_form": "SOCIETE ANONYME"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "N. JARCZYNSKI",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad",
    "Annexes du Moniteur belge"
  ]
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameFR AMYSEJ
AbbreviationFR C.E.D.
Registered office
Rue Chapeau de Curé(NAL) 11
6120 Ham-sur-Heure-Nalinnes, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative