AMS Group
ActiveSummary
AMS Group has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €111k and a net result of €39k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 572 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability74▲+34
Solvency36▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.07 in 2023; short-term debt: 88.6% and cash: 10.1% of total assets), and 88.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 572 sector peers (2024).
NBB · sector comparisonPosition among 572 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
71 d late
2022
8 d late
2021
3 d early
2020
31 d late
2019
206 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39k▲ 63,944%
2023 · €61
2018: €11k
2019: €14k▲ +27.6% vs 2018
2020: €1k▼ -91.3% vs 2019
2021: €22k▲ +1731% vs 2020
2022: €-13k▼ -158% vs 2021lowest in 7 years
2023: €61▲ +100% vs 2022
2024: €39k▲ +63944% vs 2023highest in 7 years
2018 → 2024
Working capital
€54k▲ 9.3%
2023 · €49k
2018: €80k
2019: €27k▼ -67.0% vs 2018lowest in 7 years
2020: €28k▲ +5.2% vs 2019
2021: €95k▲ +240% vs 2020highest in 7 years
2022: €45k▼ -52.5% vs 2021
2023: €49k▲ +8.8% vs 2022
2024: €54k▲ +9.3% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€62k-€84k▲ 34.2%€71k▼ 14.5%€71k▲ 0.1%€111k▲ 54.9%
2020: €62klowest in 5 years
2021: €84k▲ +34.2% vs 2020
2022: €71k▼ -14.5% vs 2021
2023: €71k▲ +0.1% vs 2022
2024: €111k▲ +54.9% vs 2023highest in 5 years
Operating result€6k-€31k▲ 390%€-2k€23k€91k▲ 302%
2020: €6k
2021: €31k▲ +390% vs 2020
2022: €-2k▼ -105% vs 2021lowest in 5 years
2023: €23k▲ +1528% vs 2022
2024: €91k▲ +302% vs 2023highest in 5 years
Net result€1k-€22k▲ 1,731%€-13k€61€39k▲ 63,944%
2020: €1k
2021: €22k▲ +1731% vs 2020
2022: €-13k▼ -158% vs 2021lowest in 5 years
2023: €61▲ +100% vs 2022
2024: €39k▲ +63944% vs 2023highest in 5 years
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 302% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €975k
Fixed assets
€57k ▼ 45.4%
Current assets
€918k ▲ 22.2%
Equity and liabilities €975k
Equity
€111k ▲ 54.9%
Debt
€864k ▲ 10.2%
Debt's share of the balance-sheet total falls from 91.6% to 88.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€138k▲
2023 · €34k
Cash flow
€86k▲
2023 · €12k
Current ratio
1.06▼
2023 · 1.07
Debt to equity
7.81▼
2023 · 10.97
ROE
35.4%▲
2023 · 0.1%
ROA
4.0%▲
2023 · 0.0%
Interest coverage
8.14▲
2023 · 2.53
Debt ≤ 1 year
€864k▲
2023 · €702k
Income taxes
€26k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€856k€975k▲
Fixed assets21/28€104k€57k▼
Tangible fixed assets22/27€98k€50k▼
Plant, machinery and equipment23€2k€2k=
Furniture and vehicles24€23k€16k▼
Leasing and similar rights25€73k€33k▼
Financial fixed assets28€6k€6k=
Current assets29/58€751k€918k▲
Amounts receivable within one year40/41€683k€352k▼
Trade receivables40€675k€352k▼
Other amounts receivable41€9k-
Cash at bank and in hand54/58€67k€98k▲
Deferred charges and accrued income490/1€841€468k▲
Equity and liabilities
Total equity and liabilities10/49€856k€975k▲
Equity10/15€71k€111k▲
Contributions10/11€20k€20k=
Reserves13€6k€6k=
Tax-exempt reserves132€6k€6k=
Profit (loss) carried forward14€45k€84k▲
Amounts payable17/49€784k€864k▲
Amounts payable after more than one year17€82k-
Financial debts170/4€82k-
Amounts payable within one year42/48€702k€864k▲
Current portion of amounts payable after more than one year42€24k€73k▲
Financial debts43€105k€106k▲
Credit institutions430/8€105k€106k▲
Trade debts44€336k€109k▼
Suppliers440/4€336k€109k▼
Advances received on contracts in progress46€116k€14k▼
Taxes, remuneration and social security45€24k€39k▲
Taxes450/3€15k€39k▲
Remuneration and social security454/9€9k-
Other amounts payable47/48€98k€524k▲
Income statement
Code20232024
Non-recurring operating income76A€8k€42k▲
Remuneration, social security and pensions62€26k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€47k▲
Other operating charges640/8€143k€129k▼
Non-recurring operating charges66A-€14k
Gross operating margin9900€203k€281k▲
Operating profit (loss)9901€23k€91k▲
Financial income75/76B€25€22▼
Recurring financial income75€25€22▼
Financial charges65/66B€13k€25k▲
Recurring financial charges65€13k€17k▲
Non-recurring financial charges66B-€8k
Profit (loss) for the period before taxes9903€9k€66k▲
Income taxes67/77€9k€26k▲
Profit (loss) for the period9904€61€39k▲
Profit (loss) for the period to be appropriated9905€61€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€84k▲
Profit (loss) brought forward from the previous period14P€45k€45k▲
Social balance
Average headcount (FTE)90871.3-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €8k | €42k | ▲ 416% |
| Remuneration, social security and pensions62 | - | €81k | €49k | €26k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €58k | €54k | €42k | €11k | €47k | ▲ 313% |
| Other operating charges640/8 | - | €64k | €109k | €143k | €129k | ▼ 10.0% |
| Non-recurring operating charges66A | - | - | - | - | €14k | - |
| Gross operating margin9900 | €158k | €229k | €199k | €203k | €281k | ▲ 38.2% |
| Operating profit (loss)9901 | €6k | €31k | €-2k | €23k | €91k | ▲ 302% |
| Financial income75/76B | - | - | €1 | €25 | €22 | ▼ 11.6% |
| Recurring financial income75 | - | - | €1 | €25 | €22 | ▼ 11.6% |
| Financial charges65/66B | - | €9k | €11k | €13k | €25k | ▲ 87.2% |
| Recurring financial charges65 | €5k | €9k | €11k | €13k | €17k | ▲ 25.8% |
| Non-recurring financial charges66B | - | - | - | - | €8k | - |
| Profit (loss) for the period before taxes9903 | €1k | €22k | €-13k | €9k | €66k | ▲ 618% |
| Income taxes67/77 | - | - | - | €9k | €26k | ▲ 191% |
| Profit (loss) for the period9904 | €1k | €22k | €-13k | €61 | €39k | ▲ 63,944% |
| Profit (loss) for the period to be appropriated9905 | €1k | €22k | €-13k | €61 | €39k | ▲ 63,944% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €504k | €510k | €665k | €856k | €975k | ▲ 14.0% |
| Fixed assets21/28 | €198k | €146k | €108k | €104k | €57k | ▼ 45.4% |
| Tangible fixed assets22/27 | €189k | €136k | €101k | €98k | €50k | ▼ 48.4% |
| Plant, machinery and equipment23 | - | - | - | €2k | €2k | = |
| Furniture and vehicles24 | - | €4k | €18k | €23k | €16k | ▼ 30.6% |
| Leasing and similar rights25 | - | €132k | €83k | €73k | €33k | ▼ 55.2% |
| Financial fixed assets28 | €9k | €10k | €7k | €6k | €6k | = |
| Current assets29/58 | €307k | €364k | €557k | €751k | €918k | ▲ 22.2% |
| Amounts receivable within one year40/41 | €269k | €350k | €550k | €683k | €352k | ▼ 48.5% |
| Trade receivables40 | - | €339k | €537k | €675k | €352k | ▼ 47.8% |
| Other amounts receivable41 | - | €10k | €13k | €9k | - | - |
| Cash at bank and in hand54/58 | €35k | €14k | €2k | €67k | €98k | ▲ 45.5% |
| Deferred charges and accrued income490/1 | - | - | €5k | €841 | €468k | ▲ 55,563% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €504k | €510k | €665k | €856k | €975k | ▲ 14.0% |
| Equity10/15 | €62k | €84k | €71k | €71k | €111k | ▲ 54.9% |
| Contributions10/11 | €19k | €19k | €19k | €20k | €20k | = |
| Capital10 | - | €19k | €19k | - | - | - |
| Issued capital100 | - | €19k | €19k | - | - | - |
| Reserves13 | €8k | €8k | €8k | €6k | €6k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Legal reserve130 | - | €2k | €2k | - | - | - |
| Tax-exempt reserves132 | - | €6k | €6k | €6k | €6k | = |
| Profit (loss) carried forward14 | €36k | €57k | €45k | €45k | €84k | ▲ 87.5% |
| Amounts payable17/49 | €442k | €426k | €594k | €784k | €864k | ▲ 10.2% |
| Amounts payable after more than one year17 | €164k | €158k | €82k | €82k | - | - |
| Financial debts170/4 | - | €158k | €82k | €82k | - | - |
| Amounts payable within one year42/48 | €279k | €268k | €512k | €702k | €864k | ▲ 23.1% |
| Current portion of amounts payable after more than one year42 | - | €182k | €39k | €24k | €73k | ▲ 203% |
| Financial debts43 | - | €49k | €74k | €105k | €106k | ▲ 1.5% |
| Credit institutions430/8 | - | €49k | €74k | €105k | €106k | ▲ 1.5% |
| Trade debts44 | €17k | €2k | €246k | €336k | €109k | ▼ 67.5% |
| Suppliers440/4 | - | €2k | €246k | €336k | €109k | ▼ 67.5% |
| Advances received on contracts in progress46 | - | - | €122k | €116k | €14k | ▼ 88.0% |
| Taxes, remuneration and social security45 | - | €7k | €28k | €24k | €39k | ▲ 60.0% |
| Taxes450/3 | - | €3k | €12k | €15k | €39k | ▲ 156% |
| Remuneration and social security454/9 | - | €4k | €16k | €9k | - | - |
| Other amounts payable47/48 | - | €29k | €3k | €98k | €524k | ▲ 436% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1k | €22k | €-13k | €61 | €39k | ▲ 63,944% |
| + Depreciation and write-downs630 | €58k | €54k | €42k | €11k | €47k | ▲ 313% |
| Operating cash flow (approximation) | €60k | €76k | €29k | €12k | €86k | ▲ 652% |
| Investment in fixed assets (approximation) | - | €-2k | €-4k | €-8k | €0 | ▲ 100% |
| Change in cash | - | €-21k | €-12k | €65k | €31k | ▼ 53.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 57 days late
2024
31-12
Financial
Highest result since 2018net €39k ▲63,944%
Operating result €91k, net result €39k, both a record.
31-12
Financial
Equity above €100kEq €111k ▲54.9%
2 profitable years in a row build equity to €111k.
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 71 days late
2023
31-12
Financial
Back to profitnet €61
Net result €61 after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
22-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 206 days late
2019
18-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 79 days late
2018
30-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 152 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
08-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 39 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2009
Ground area
541 m²
Building footprint
99 m²
Volume, LiDAR
743 m³
2 parcels, Brussels · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
445
companies at this address
See who is registered here
1 establishment unit
As clean & Co
since 20092.189.094.020
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616G0030/00T016 | Brussels | 342 m² | 1 · 99 m² | 13.8 m · 3 fl. |
| 21492B0136/00F002 | Brussels | 199 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,208 companies in sector 95316 we hold annual accounts for 751. 523 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-11-2009
Fiscal year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
49410Freight transport by road
Contact
Phone
0486/344040Koekelberg
Scores and ratios are computed by Checked and are not a credit decision.