Equity
€94,370 ▲ 1.6%
JePeDeF has made a profit without a break since 2021.
JePeDeF
Lifetime
7 annual accounts with figures on one time axispeak €66,993 (2024)
€4,809▼ 92.8%
lowest -€6,326 (2020)
€1,502▼ 97.0%
peak €106,411 (2023)
€94,370▲ 1.6%
€27,118▼ 80.2%
Board1 name since 2022
1 directorEddy Vanmunster
Documentsfilings and deeds
29-01-20262 days before the deadline
2025micro format
Gross margin from €66,993 to €4,809Result from €50,558 to €1,502Debts from €136,855 to €27,118Cash from €136,772 to €32,200
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 60% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.2%▲ +0.1 percentage points vs 01-2025highest value
03-2025: 0.1%▼ -0.1 percentage points vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: 0.1%▲ +0.1 percentage points vs 12-2025
02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Profit of €1,502 (financial year 2025)
lowers risk
Liquidity: current ratio 4.20, cash €32,200, halved
Sector: Office administrative, office support and other business support activities (NACE 82)
Equity €94,370 (77.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 69% on liquidity, 39% on profitability and 44% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as JePeDeF has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
The bankruptcy probability of JePeDeF itself is lower: 0.1% within 12 months. It rests on far more data about JePeDeF than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for JePeDeF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.2 (1.62 in 2024), above the usual 1.5. Short-term debt is 22.3% and cash 26.5% of total assets. 22.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 days early
2024
1 day early
2023
1 day early
2022
4 days early
2021
3 days early
2020
5 days early
2019
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 29 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0689887556
Registered office moved within Landen
New registered office: Velmseweg 32 te 3404 Landen · Previous registered office: Dorpsstraat 73 te 3404 Landen · Gazette deed
First establishment
Velmseweg 32, Landen
Incorporation
published on 09-02-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JePeDeF Landen | €121,488 | €4,809 | 77.7% | - |
| PLATINIUM INVEST Wemmel | €116,126 | €4,008 | 25.5% | - |
| MeSa VB Keerbergen | €199,923 | €5,936 | 54.0% | - |
| ENVIRONMENTAL ASSESSMENT & SOIL WATER CONSULTING Anderlecht | €96,880 | €6,038 | 75.0% | - |
| YOUR SUCCESS Antwerp | €102,275 | €6,231 | 98.1% | - |
| MSA Wijnegem | €126,676 | €3,234 | -109.4% | - |
| KAMI-KA Etterbeek | €150,799 | €6,928 | -28.5% | - |
These companies have the same main activity as JePeDeF: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €96,900 and €200,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 07-02-2018Normal situation
- Activity
- Office administrative and support servicesNACE 82100
- Establishment unit
- 2.274.953.2723404 Landen, since 01-04-2018
- Financial year end
- 30 June
- Peppol
- Reachable since 02-04-2026
Annual accounts to 30-06-2025
- ≈ €26,000estimated
- €121,488▼ 47.1%
- Filing
- Filed on 29-01-2026, 2 days before the end of the filing period
Insights on JePeDeF
JePeDeF files the micro format. That format states no turnover. The gross margin fell from €16,741 in 2019 to €4,809 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JePeDeF
- What is the company number of JePeDeF?
- The company number of JePeDeF is 0689.887.556. The VAT number is the same number with BE in front: BE 0689.887.556.
- Where is JePeDeF based?
- The registered office is at Velmseweg 32, 3404 Landen.Company details
- What does JePeDeF do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of JePeDeF?
- JePeDeF is a private limited company (pre-2019) (BVBA).
- When was JePeDeF founded?
- JePeDeF was founded on 07-02-2018.
- Is JePeDeF still active?
- Yes, JePeDeF is an active enterprise in the KBO register.
- What is the turnover of JePeDeF?
- The turnover in financial year 2025 is ≈ €26,000. This figure is estimated from the gross margin of €4,809 and 44 comparable companies (NACE 82100). It probably lies between €15,000 and €45,000. It is a rough estimate.Financials
- Is JePeDeF profitable?
- In financial year 2025, JePeDeF made a profit of €1,502.
- Where can I find the annual accounts of JePeDeF?
- JePeDeF filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JePeDeF due?
- JePeDeF must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.