AMMIK
ActiveSummary
The computed 12-month bankruptcy probability of AMMIK is 9.9% (elevated). The 2024 annual accounts show equity of €8,385 and a net result of -€5,744. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 47% of 18934 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability34▼-66
Solvency50▼-7
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
9.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.6 against 0.63 in 2023; short-term debt: 74.7% and cash: 15.1% of total assets), and 74.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.3%
Return on assets
-17.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
36 d early
2024
28 d early
2023
23 d late
2022
1 d early
2021
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€8,385▼ 40.7%
2023 · €14,129
Total assets
€33,148▼ 25.3%
2023 · €44,391
Net result
-€5,744
2023 · €19,432
Working capital
-€9,837▲ 12.6%
2023 · -€11,261
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€9,007--€16,273€23,631-€1,182
Net result€9,007within the sector's middle half--€16,310below the sector's middle half€19,432within the sector's middle half-€5,744below the sector's middle half
Equity€11,007within the sector's middle half--€5,303below the sector's middle half€14,129within the sector's middle half€8,385within the sector's middle half▼ 40.7%
Total assets€44,243below the sector's middle half-€33,007below the sector's middle half▼ 25.4%€44,391below the sector's middle half▲ 34.5%€33,148below the sector's middle half▼ 25.3%
Debt€33,236-€38,309▲ 15.3%€30,262▼ 21.0%€24,763▼ 18.2%
Working capital-€24,902within the sector's middle half--€31,639below the sector's middle half▼ 27.1%-€11,261within the sector's middle half▲ 64.4%-€9,837within the sector's middle half▲ 12.6%
Solvency24.9%within the sector's middle half--16.1%below the sector's middle half▼ 40.9pp31.8%within the sector's middle half▲ 47.9pp25.3%within the sector's middle half▼ 6.5pp
Current ratio0.25below the sector's middle half-0.13below the sector's middle half▼ 0.120.63within the sector's middle half▲ 0.500.60within the sector's middle half▼ 0.03
Return on assets (ROA)20.4%within the sector's middle half--49.4%below the sector's middle half▼ 69.8pp43.8%above the sector's middle half▲ 93.2pp-17.3%below the sector's middle half▼ 61.1pp
Staff (FTE)11
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €1,182 after €23,631 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €33,148
Fixed assets
€18,223 ▼ 28.2%
Current assets
€14,925 ▼ 21.4%
Equity and liabilities €33,148
Equity
€8,385 ▼ 40.7%
Debt
€24,763 ▼ 18.2%
Debt's share of the balance-sheet total rises from 68.2% to 74.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8,584▼
2023 · €31,864
Cash flow
€4,023▼
2023 · €27,665
Quick ratio
0.29▼
2023 · 0.54
Debt to equity
2.95▲
2023 · 2.14
ROE
-68.5%▼
2023 · 137.5%
Interest coverage
4.11▼
2023 · 17.25
Debt ≤ 1 year
€24,763▼
2023 · €30,262
Income taxes
€2,479▲
2023 · €2,363
Staff costs
€37,374▲
2023 · €37,077
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,133 companies that looked in July 2024 the way this one looks now, 6.4% went bankrupt within 24 months and 86% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
6.4%
went bankrupt
6.6%
stopped otherwise
86%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 9.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,133 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | €31,460 | €4,000 | - | - | - |
| Remuneration, social security and pensions62 | €7,052 | €37,075 | €37,077 | €37,374 | ▲ 0.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,675 | €7,717 | €8,233 | €9,767 | ▲ 18.6% |
| Other operating charges640/8 | €41 | €2,716 | €2,046 | €956 | ▼ 53.3% |
| Gross operating margin9900 | €18,775 | €31,235 | €70,987 | €46,915 | ▼ 33.9% |
| Operating profit (loss)9901 | €9,007 | -€16,273 | €23,631 | -€1,182 | ▼ 105% |
| Financial income75/76B | €0 | €0 | €10 | €4 | ▼ 56.2% |
| Recurring financial income75 | €0 | €0 | €10 | €4 | ▼ 56.2% |
| Financial charges65/66B | - | €0 | €1,847 | €2,086 | ▲ 13.0% |
| Recurring financial charges65 | - | €0 | €1,847 | €2,086 | ▲ 13.0% |
| Profit (loss) for the period before taxes9903 | €9,007 | -€16,272 | €21,794 | -€3,265 | ▼ 115% |
| Income taxes67/77 | - | €38 | €2,363 | €2,479 | ▲ 4.9% |
| Profit (loss) for the period9904 | €9,007 | -€16,310 | €19,432 | -€5,744 | ▼ 130% |
| Profit (loss) for the period to be appropriated9905 | €9,007 | -€16,310 | €19,432 | -€5,744 | ▼ 130% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €44,243 | €33,007 | €44,391 | €33,148 | ▼ 25.3% |
| Fixed assets21/28 | €35,909 | €28,192 | €25,390 | €18,223 | ▼ 28.2% |
| Tangible fixed assets22/27 | €35,909 | €28,192 | €25,390 | €18,103 | ▼ 28.7% |
| Plant, machinery and equipment23 | €35,909 | €28,192 | €25,390 | €18,103 | ▼ 28.7% |
| Financial fixed assets28 | - | - | - | €120 | - |
| Current assets29/58 | €8,334 | €4,814 | €19,001 | €14,925 | ▼ 21.4% |
| Stocks and contracts in progress3 | - | - | €2,560 | €7,803 | ▲ 205% |
| Stocks30/36 | - | - | €2,560 | €7,803 | ▲ 205% |
| Amounts receivable within one year40/41 | €4,883 | €89 | €3,718 | €683 | ▼ 81.6% |
| Trade receivables40 | - | - | €3,718 | €683 | ▼ 81.6% |
| Other amounts receivable41 | €4,883 | €89 | - | - | - |
| Cash at bank and in hand54/58 | €3,452 | €4,726 | €12,340 | €4,990 | ▼ 59.6% |
| Deferred charges and accrued income490/1 | - | - | €382 | €1,449 | ▲ 279% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €44,243 | €33,007 | €44,391 | €33,148 | ▼ 25.3% |
| Equity10/15 | €11,007 | -€5,303 | €14,129 | €8,385 | ▼ 40.7% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €9,007 | -€7,303 | €12,129 | €6,385 | ▼ 47.4% |
| Amounts payable17/49 | €33,236 | €38,309 | €30,262 | €24,763 | ▼ 18.2% |
| Amounts payable within one year42/48 | €33,236 | €36,453 | €30,262 | €24,763 | ▼ 18.2% |
| Trade debts44 | €374 | €5,250 | €2,913 | €2,123 | ▼ 27.1% |
| Suppliers440/4 | €374 | €5,250 | €2,913 | €2,123 | ▼ 27.1% |
| Taxes, remuneration and social security45 | €13,250 | €9,196 | €11,732 | €15,230 | ▲ 29.8% |
| Taxes450/3 | €313 | €991 | €6,546 | €5,924 | ▼ 9.5% |
| Remuneration and social security454/9 | €12,937 | €8,205 | €5,186 | €9,306 | ▲ 79.4% |
| Other amounts payable47/48 | €19,613 | €22,007 | €15,618 | €7,410 | ▼ 52.6% |
| Accrued charges and deferred income492/3 | - | €1,856 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,007 | -€16,310 | €19,432 | -€5,744 | ▼ 130% |
| + Depreciation and write-downs630 | €2,675 | €7,717 | €8,233 | €9,767 | ▲ 18.6% |
| Operating cash flow (approximation) | €11,682 | -€8,593 | €27,665 | €4,023 | ▼ 85.5% |
| Investment in fixed assets (approximation) | - | €0 | -€5,431 | -€2,599 | ▲ 52.1% |
| Change in cash | - | €1,274 | €7,615 | -€7,351 | ▼ 197% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Back to profitnet €19,432
Net result €19,432 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€16,310
Net result drops to -€16,310, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2021
Ground area
1,558 m²
Building footprint
647 m²
Volume, LiDAR
3,555 m³
Parcel 21307E0161/00N000, Brussels · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
AMMIK
since 20212.320.332.149
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21307E0161/00N000 | Brussels | 1,558 m² | 1 · 647 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.320.332.149
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CHEZ OPHÉLIE
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MNG-EVENTS
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Of 14,002 companies in sector 56301 we hold annual accounts for 4,896. 3,342 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56112Limited-service restaurants, excluding mobile food services
Contact
E-mail
assadebline@hotmail.com
Phone
+32489215787
E-invoicing
Reachable via Peppol
Peppol ID
0208:0771868887
Registered
24-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.