MELKAFE

Active

Private limited companyfounded 20205 yrs activeGeorges Henrilaan 300, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0758.542.473

Summary

The computed 12-month bankruptcy probability of MELKAFE is 9.6% (elevated). The 2025 annual accounts show negative equity (€-341) and a net result of €-12k. Equity is shrinking by ~35.6% per year across the filed fiscal years. Its solvency ranks better than 25% of 13305 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

24 / 100

Critical

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-31

Solvency24▼-20

Growth58=

Track record94

Bankruptcy probability, 12 months

9.6% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.54 against 1.02 in 2024; short-term debt: 98.4% and cash: 42.4% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-0.9%

Return on assets

-33.6%

Age of the figures

9 mo

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

2122232425

2021 to 2025 · latest year €-341

A punctual record breaks

This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 5 filings

Deviation from the deadline

2025

27 d late

2024

34 d early

2023

29 d early

2022

28 d early

2021

33 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-341

2024 · €12k

2021: €16k 2022: €23k 2023: €14k 2024: €12k

2021 → 2025

Total assets

€37k▼ 40.9%

2024 · €63k

2021: €50k 2022: €83k 2023: €89k 2024: €63k

2021 → 2025

Net result

€-12k▼ 700%

2024 · €-2k

2021: €-14k 2022: €8k 2023: €-10k 2024: €-2k

2021 → 2025

Working capital

€-17k

2024 · €1k

2021: €-5k 2022: €24k 2023: €6k 2024: €1k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€16k-€23k▲ 49.0%€14k▼ 41.8%€12k▼ 11.4%€-341

Operating result€-14k-€10k€-7k€2k€-9k

Net result€-14k-€8k€-10k€-2k▲ 84.2%€-12k▼ 700%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €9k after €2k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €37k

46.6%

53.4%

Fixed assets €17k ▼ 3.8%

Current assets €20k ▼ 55.8%

Key figures and ratios

2025 value · change against 2024

EBITDA

€-3k▼

2024 · €7k

Cash flow

€-7k▼

2024 · €4k

Solvency

-0.9%▼

2024 · 19.3%

Current ratio

0.54▼

2024 · 1.02

Quick ratio

0.48▼

2024 · 0.96

ROA

-33.6%▼

2024 · -2.5%

Interest coverage

-0.76▼

2024 · 1.79

Debt

€37k▼

2024 · €50k

Debt ≤ 1 year

€36k▼

2024 · €44k

Debt > 1 year

€550▼

2024 · €7k

Staff costs

€45k▼

2024 · €70k

Equity ratios withheld: equity of €-341 is too small for a meaningful ratio.

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines

Balance sheet Code20242025

Assets

Total assets20/58€63k€37k▼

Fixed assets21/28€18k€17k▼

Tangible fixed assets22/27€18k€17k▼

Plant, machinery and equipment23€9k€12k▲

Furniture and vehicles24€8k€4k▼

Financial fixed assets28-€500

Current assets29/58€45k€20k▼

Stocks and contracts in progress3€3k€2k▼

Stocks30/36€3k€2k▼

Amounts receivable within one year40/41€521€476▼

Trade receivables40€497€147▼

Other amounts receivable41€24€329▲

Cash at bank and in hand54/58€41k€16k▼

Deferred charges and accrued income490/1€430€2k▲

Equity and liabilities

Total equity and liabilities10/49€63k€37k▼

Equity10/15€12k€-341▼

Contributions10/11€30k€30k=

Profit (loss) carried forward14€-18k€-30k▼

Amounts payable17/49€50k€37k▼

Amounts payable after more than one year17€7k€550▼

Financial debts170/4€7k€550▼

Amounts payable within one year42/48€44k€36k▼

Current portion of amounts payable after more than one year42€6k€6k▲

Trade debts44€7k€2k▼

Suppliers440/4€7k€2k▼

Advances received on contracts in progress46€3k€2k▼

Taxes, remuneration and social security45€8k€7k▼

Taxes450/3€3k€5k▲

Remuneration and social security454/9€5k€2k▼

Other amounts payable47/48€20k€19k▼

Accrued charges and deferred income492/3-€381

Income statement Code20242025

Remuneration, social security and pensions62€70k€45k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲

Other operating charges640/8€1k€3k▲

Gross operating margin9900€79k€45k▼

Operating profit (loss)9901€2k€-9k▼

Financial income75/76B€567€469▼

Recurring financial income75€567€469▼

Financial charges65/66B€4k€4k▼

Recurring financial charges65€4k€4k▼

Profit (loss) for the period before taxes9903€-2k€-12k▼

Profit (loss) for the period9904€-2k€-12k▼

Profit (loss) for the period to be appropriated9905€-2k€-12k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-18k€-30k▼

Profit (loss) brought forward from the previous period14P€-16k€-18k▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

27-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 27 days late

2025

27-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

02-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

03-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Back to profitnet €8k

Net result €8k after one loss-making year.

28-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Georges Henrilaan 3001200 Sint-Lambrechts-Woluwe

Ground area

146 m²

Building footprint

77 m²

Volume, LiDAR

646 m³

Parcel 21673D0146/00G022, Brussels · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

MELKAFE

Georges Henrilaan 300, 1200 Sint-Lambrechts-WoluweCafés and bars

since 20202.309.812.993

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21673D0146/00G022	Brussels	146 m²	1 · 77 m²	12.5 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Sint-Lambrechts-Woluwe2.309.812.993

1 permission

Toelating · Eetgelegenheid · since 19-03-2021

Similar companies · same sector, comparable size

DUYGU

BE 0461.964.478

Schaarbeek · Eq €12,061

PC EXPERT

BE 0556.736.844

Sint-Jans-Molenbeek · Eq €12,054

Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 7,328 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded18-11-2020

Fiscal year end31-12

Activities, NACEBEL 2025

56112Limited-service restaurants, excluding mobile food services

56301Cafés and bars

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:melaniebenor@gmail.com

Enterprise