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AMLS Advice

Active
Private limited companyfounded 20206 yrs activeBelgiëlei 194, 2018 Antwerpen, BelgiumKBO/BCE: BE 0746.436.675
Summary

AMLS Advice has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€147,417) and a net result of €37,075. Equity is shrinking by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 37965 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
59 / 100
Fair
Negative equity caps the score. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability96▲+96
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.87 against 0.27 in 2023; short-term debt: 39.7% and cash: 2.4% of total assets), but equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-86.6%
Return on assets
21.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 37965 sector peers (2024).
NBB · sector comparison
Position among 37965 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-11-2025, 96 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
96 d late
2023
61 d late
2022
112 d late
2021
487 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 189 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 April 2020, AMLS Advice was incorporated as a Private limited company.1 Total assets went from EUR 128,134 in 2021 to EUR 170,248 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2024

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Financials · fiscal year 2024, micro schema

Equity
-€147,417▲ 20.1%
2023 · -€184,491
Total assets
€170,248▲ 51.9%
2023 · €112,070
Net result
€37,075
2023 · -€36,224
Working capital
€58,827
2023 · -€217,446
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220232024
Operating result-€25,213--€121,923▼ 384%-€34,573▲ 71.6%€38,586
Net result-€28,240below the sector's middle half--€123,449below the sector's middle half▼ 337%-€36,224below the sector's middle half▲ 70.7%€37,075within the sector's middle half
Equity-€24,818below the sector's middle half--€148,267below the sector's middle half▼ 497%-€184,491below the sector's middle half▼ 24.4%-€147,417below the sector's middle half▲ 20.1%
Total assets€128,134within the sector's middle half-€84,466within the sector's middle half▼ 34.1%€112,070within the sector's middle half▲ 32.7%€170,248within the sector's middle half▲ 51.9%
Debt€152,952-€232,733▲ 52.2%€296,561▲ 27.4%€317,664▲ 7.1%
Working capital-€34,644below the sector's middle half--€185,794below the sector's middle half▼ 436%-€217,446below the sector's middle half▼ 17.0%€58,827within the sector's middle half
Solvency-19.4%below the sector's middle half--175.5%below the sector's middle half▼ 156.2pp-164.6%below the sector's middle half▲ 10.9pp-86.6%below the sector's middle half▲ 78.0pp
Current ratio0.77below the sector's middle half-0.20below the sector's middle half▼ 0.570.27below the sector's middle half▲ 0.071.87within the sector's middle half▲ 1.60
Return on assets (ROA)-22.0%below the sector's middle half--146.2%below the sector's middle half▼ 124.1pp-32.3%below the sector's middle half▲ 113.8pp21.8%within the sector's middle half▲ 54.1pp
Staff (FTE)4.8-3.8▼ 20.8%
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0€50,000Operating result 2021: -€25,213-€25,213Net result 2021: -€28,240-€28,240Operating result 2022: -€121,923-€121,923Net result 2022: -€123,449-€123,449Operating result 2023: -€34,573-€34,573Net result 2023: -€36,224-€36,224Operating result 2024: €38,586€38,586Net result 2024: €37,075€37,0752021202220232024-€150,000-€100,000-€50,000€0€50,000Operating result 2022: -€121,923-€122,000Net result 2022: -€123,449-€123,000Operating result 2023: -€34,573-€34,600Net result 2023: -€36,224-€36,200Operating result 2024: €38,586€38,600Net result 2024: €37,075€37,100202220232024
The operating result returns to profit in 2024: €38,586 after a loss of €34,573 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €170,248
Fixed assets €43,757 ▲ 32.8%
Current assets €126,491 ▲ 59.9%
Key figures and ratios
2024 value · change against 2023
EBITDA
€47,065▲
2023 · -€26,404
Cash flow
€45,553▲
2023 · -€28,055
Debt to equity
-2.15▼
2023 · -1.61
Interest coverage
31.14▲
2023 · -15.99
Debt ≤ 1 year
€67,664▼
2023 · €296,561
Debt > 1 year
€250,000
Staff costs
€14,153▼
2023 · €14,184
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,180 companies that looked in July 2024 the way this one looks now, 4.8% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
4.8% went bankrupt
5.8% stopped otherwise
89% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,180 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet Code20232024
Assets
Total assets20/58€112,070€170,248▲
Fixed assets21/28€32,954€43,757▲
Tangible fixed assets22/27€32,224€43,026▲
Plant, machinery and equipment23€9,528€6,676▼
Furniture and vehicles24€16,396€2,030▼
Other tangible fixed assets26€6,300€34,320▲
Financial fixed assets28€730€730=
Current assets29/58€79,115€126,491▲
Amounts receivable after more than one year29-€35
Other amounts receivable291-€35
Amounts receivable within one year40/41€62,988€122,016▲
Trade receivables40€58,190€118,927▲
Other amounts receivable41€4,798€3,089▼
Cash at bank and in hand54/58€7,368€4,001▼
Deferred charges and accrued income490/1€8,759€438▼
Equity and liabilities
Total equity and liabilities10/49€112,070€170,248▲
Equity10/15-€184,491-€147,417▲
Contributions10/11€3,422€3,422=
Profit (loss) carried forward14-€187,913-€150,838▲
Amounts payable17/49€296,561€317,664▲
Amounts payable after more than one year17-€250,000
Financial debts170/4-€250,000
Amounts payable within one year42/48€296,561€67,664▼
Trade debts44€4,805-
Suppliers440/4€4,805-
Taxes, remuneration and social security45€12,491€10,442▼
Taxes450/3€361€7,645▲
Remuneration and social security454/9€12,129€2,797▼
Other amounts payable47/48€279,265€57,222▼
Income statement Code20232024
Remuneration, social security and pensions62€14,184€14,153▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,169€8,478▲
Other operating charges640/8€972€3,439▲
Gross operating margin9900-€11,248€64,657▲
Operating profit (loss)9901-€34,573€38,586▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€1,652€1,512▼
Recurring financial charges65€1,652€1,512▼
Profit (loss) for the period before taxes9903-€36,224€37,075▲
Income taxes67/77€0-
Profit (loss) for the period9904-€36,224€37,075▲
Profit (loss) for the period to be appropriated9905-€36,224€37,075▲
Appropriation of the result
Profit (loss) to be appropriated9906-€187,913-€150,838▲
Profit (loss) brought forward from the previous period14P-€151,689-€187,913▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Non-recurring operating income76A€13,311€0---
Remuneration, social security and pensions62€315,182€168,118€14,184€14,153▼ 0.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€783€6,557€8,169€8,478▲ 3.8%
Other operating charges640/8€3,758€7,905€972€3,439▲ 254%
Gross operating margin9900€294,510€60,657-€11,248€64,657▲ 675%
Operating profit (loss)9901-€25,213-€121,923-€34,573€38,586▲ 212%
Financial income75/76B€30€3,018€1€0▼ 98.0%
Recurring financial income75€30€3,018€1€0▼ 98.0%
Financial charges65/66B€3,057€3,523€1,652€1,512▼ 8.5%
Recurring financial charges65€3,057€3,523€1,652€1,512▼ 8.5%
Profit (loss) for the period before taxes9903-€28,240-€122,428-€36,224€37,075▲ 202%
Income taxes67/77-€1,021€0--
Profit (loss) for the period9904-€28,240-€123,449-€36,224€37,075▲ 202%
Profit (loss) for the period to be appropriated9905-€28,240-€123,449-€36,224€37,075▲ 202%
Line2021202220232024Change
Assets
Total assets20/58€128,134€84,466€112,070€170,248▲ 51.9%
Fixed assets21/28€9,826€37,526€32,954€43,757▲ 32.8%
Tangible fixed assets22/27€9,826€37,526€32,224€43,026▲ 33.5%
Plant, machinery and equipment23-€12,380€9,528€6,676▼ 29.9%
Furniture and vehicles24€9,826€18,847€16,396€2,030▼ 87.6%
Other tangible fixed assets26-€6,300€6,300€34,320▲ 445%
Financial fixed assets28--€730€730=
Current assets29/58€118,308€46,940€79,115€126,491▲ 59.9%
Amounts receivable after more than one year29---€35-
Other amounts receivable291---€35-
Amounts receivable within one year40/41€96,126€34,014€62,988€122,016▲ 93.7%
Trade receivables40€88,501€32,355€58,190€118,927▲ 104%
Other amounts receivable41€7,625€1,659€4,798€3,089▼ 35.6%
Cash at bank and in hand54/58€21,855€3,389€7,368€4,001▼ 45.7%
Deferred charges and accrued income490/1€326€9,537€8,759€438▼ 95.0%
Equity and liabilities
Total equity and liabilities10/49€128,134€84,466€112,070€170,248▲ 51.9%
Equity10/15-€24,818-€148,267-€184,491-€147,417▲ 20.1%
Contributions10/11€3,422€3,422€3,422€3,422=
Profit (loss) carried forward14-€28,240-€151,689-€187,913-€150,838▲ 19.7%
Amounts payable17/49€152,952€232,733€296,561€317,664▲ 7.1%
Amounts payable after more than one year17---€250,000-
Financial debts170/4---€250,000-
Amounts payable within one year42/48€152,952€232,733€296,561€67,664▼ 77.2%
Trade debts44€16,329€22,810€4,805--
Suppliers440/4€16,329€22,810€4,805--
Taxes, remuneration and social security45€59,318€33,570€12,491€10,442▼ 16.4%
Taxes450/3€2,846€1,344€361€7,645▲ 2,015%
Remuneration and social security454/9€56,472€32,226€12,129€2,797▼ 76.9%
Other amounts payable47/48€77,306€176,354€279,265€57,222▼ 79.5%
Line2021202220232024Change
Profit (loss) for the period9904-€28,240-€123,449-€36,224€37,075▲ 202%
+ Depreciation and write-downs630€783€6,557€8,169€8,478▲ 3.8%
Operating cash flow (approximation)-€27,457-€116,892-€28,055€45,553▲ 262%
Investment in fixed assets (approximation)--€34,257-€3,597-€19,281▼ 436%
Change in cash--€18,466€3,979-€3,367▼ 185%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
04-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 96 days late
2024
31-12
Financial Back to profitnet €37,075
Net result €37,075 after 3 loss-making years.
31-12
Financial Liquidity times 7current ratio 1.87
Current ratio from 0.27 to 1.87; short-term debt falls from €296,561 to €67,664.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
30-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 487 days late
20-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 112 days late
2022
31-12
Financial Weakest financial yearnet -€123,449
Net result drops to -€123,449, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
662 m²
Building footprint
495 m²
Volume, LiDAR
12,354 m³
Parcel 11806F1378/00F002, Flanders · tallest building 28.6 m, ±9 floors. Linked by address, not a title deed.
12 companies at this address See who is registered here
1 establishment unit
AMLS Advice
Belgiëlei 194, 2018 AntwerpenAgents in non-specialised wholesale trade
since 20202.301.533.153
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11806F1378/00F002 Flanders 662 m² 1 · 495 m² 28.6 m · 9 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
70200Business and other management consultancy
63920Other information service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0746436675
Also 9925:BE0746436675
Registered 17-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.