Equity
-€82,772
Debts exceed assets in financial year 2025.
AMLOU
Lifetime
15 annual accounts with figures on one time axispeak €68,434 (2025)
€68,434▲ 110%
lowest -€65,520 (2024)
-€2,081▲ €63,439
peak €4,209 (2020)
-€82,772▼ €2,081
€323,376▼ 8.2%
Board4 names since 2016
1 directorVANDESONNEVILLE Kenny
Documentsfilings and deeds
03-09-202634 days late
2025abbreviated format
Gross margin from €32,521 to €68,434Loss of €2,081
Key points
from the 2025 annual accountsLosses
-€85,120 in four years
Every financial year from 2022 to 2025 closed with a loss. 2024 was the heaviest.
Turnover
≈ €190,000 estimated
The accounts state no turnover.
Debts
€323,376 134% of the balance sheet
Financial debts 50%Suppliers 6%Taxes and wages 8%Other 36%
Of this, €158,184 falls due within a year.
Filings
15 annual accounts since 2011
Ten of the last ten came late. The 2022 accounts came latest: 319 days after the end of the period.
Position in the sector
-€82,772
Less equity than 92% of companies in rental and leasing. Sector median €257,142 · 1,142 companies.
Checked score
54
Fair
Financially stronger than 25% of micro companies in rental and leasing (NACE 77)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 3,165 companies (NACE 77, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.5%
01-2025: 1.5%● unchanged vs 12-2024
02-2025: 1.5%● unchanged vs 01-2025
03-2025: 1.5%● unchanged vs 02-2025
04-2025: 1.5%● unchanged vs 03-2025
05-2025: 1.5%● unchanged vs 04-2025
06-2025: 1.5%● unchanged vs 05-2025
07-2025: 1.5%● unchanged vs 06-2025
08-2025: 1.7%▲ +0.2 percentage points vs 07-2025
09-2025: 2.0%▲ +0.3 percentage points vs 08-2025
10-2025: 2.6%▲ +0.6 percentage points vs 09-2025
11-2025: 2.5%▼ -0.1 percentage points vs 10-2025
12-2025: 3.5%▲ +1.0 percentage point vs 11-2025
01-2026: 6.6%▲ +3.1 percentage points vs 12-2025
02-2026: 6.6%● unchanged vs 01-2026
03-2026: 7.0%▲ +0.4 percentage points vs 02-2026
04-2026: 9.0%▲ +2.0 percentage points vs 03-2026highest value
05-2026: 8.6%▼ -0.4 percentage points vs 04-2026
06-2026: 8.0%▼ -0.6 percentage points vs 05-2026
07-2026: 7.7%▼ -0.3 percentage points vs 06-2026
08-2026: 8.4%▲ +0.7 percentage points vs 07-2026
09-2026: 8.3%▼ -0.1 percentage points vs 08-2026
10-2026: 1.3%▼ -7.0 percentage points vs 09-2026lowest value
11-2026: 1.3%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Last filed accounts filed 34 days late; 3 of the last 3 accounts late
Negative equity -€82,772
lowers risk
Size: total assets €240,604
Founded in 2010
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 7% of them on solvency, 16% on liquidity, 40% on profitability and 36% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,333 companies had the same profile as AMLOU has now. Each dot stands for 6 companies, two years later.
90.6%
were still trading
5.8%
stopped another way
2.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of AMLOU itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,333 companies, not a prediction for AMLOU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.24 (0.13 in 2024), below 1. Short-term debt is 65.7% and cash 0.4% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€82,772
raises risk · 2025 accounts filed 34 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
34 days late
2024
228 days late
2023
47 days late
2022
319 days late
2021
74 days late
2020
26 days late
2019
47 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 111 days after the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 October (4 of the last 5 accounts filed within 154 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Company renamed from XPERT CONSULT to AMLOU
Change of role: VANDESONNEVILLE Kenny, from manager to director · Resignations: Arne Wante (statutory manager) and Kathy Vandekerckhove (statutair opvolger) · “Groot- en kleinhandel, montage en onderhoud, verhuur van geluidsapparatuur, video- en lichtinstallaties en…” (deed in Dutch) · General meeting of 23-12-2021 · Gazette deed
Resignation: Layla Rosseel (manager)
Director discharge: Layla Rosseel (manager) · General meeting of 14-01-2019 · Gazette deed
Appointment: Layla Rosseel (manager)
General meeting of 14-06-2018 · Gazette deed
New establishment in Menen
Sauna Azur, Noordstraat 50
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AMLOU Menen | €240,604 | €68,434 | -34.4% | - |
| PRO³CONSULT Hoeselt | €319,561 | €81,092 | 64.7% | - |
| FOUR C EVENTS La Hulpe | €320,585 | €57,733 | 4.6% | - |
| Living Integration Marketing Koksijde | €251,643 | €132,027 | 44.7% | - |
| KERJACO Beveren-Kruibeke-Zwijndrecht | €186,350 | €50,045 | -83.2% | - |
| KADANZ & PARTNERS Niel | €279,351 | €129,829 | 79.8% | - |
| VDA Sound & Light Putte | €266,144 | €49,222 | 79.5% | - |
These companies have the same main activity as AMLOU: rental and leasing activities (NACE 77222). They are comparable in size and age: total assets between €186,000 and €321,000, founded between 2005 and 2014.
Official details
Source: KBO- Status
- Active since 12-03-2010Normal situation
- Activity
- Rental and leasing activitiesNACE 77222and 2 others
- Establishment units
- 2.187.010.8948930 Menen, since 15-03-2010
- 2.270.434.7558930 Menen, since 02-12-2017
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on AMLOU
AMLOU files the abbreviated format. That format states no turnover. The gross margin rose from -€2,443 in 2011 to €68,434 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AMLOU
- What is the company number of AMLOU?
- The company number of AMLOU is 0823.949.474. The VAT number is the same number with BE in front: BE 0823.949.474.
- Where is AMLOU based?
- The registered office is at Ieperstraat 289, 8930 Menen.Company details
- What does AMLOU do?
- According to the KBO register, the main activity is rental and leasing activities (NACE 77222).
- What is the legal form of AMLOU?
- AMLOU is a private limited company (BV).
- When was AMLOU founded?
- AMLOU was founded on 12-03-2010.
- Is AMLOU still active?
- Yes, AMLOU is an active enterprise in the KBO register.
- What is the turnover of AMLOU?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €68,434 and 1,300 comparable companies of the same size. It probably lies between €120,000 and €370,000. It is a rough estimate.Financials
- Is AMLOU profitable?
- In financial year 2025, AMLOU made a loss of €2,081.
- Where can I find the annual accounts of AMLOU?
- AMLOU filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AMLOU due?
- AMLOU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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