Summary
AMIRIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €223,375 and a net result of €3,917. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 51% of 9,680 sector peers (NACE 64, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Financials · financial year 2025, micro format
In the rankings
#6 oldest company in Sint-Gillis, Finance and insurance sector
2025 annual accounts filed late (48 days) Filed on 17 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00515961.
Equity
€223,375▲ 1.8%
2024 · €219,457
Net result
€3,917▼ 63.8%
2024 · €10,834
Total assets
€430,445▼ 5.2%
2024 · €454,130
Solvency
51.9%▲ 3.6pp
2024 · 48.3%
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result has fallen four years in a row; 2025 is 47% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€11,079
2025
Net result€3,917
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€430,445
2025
Equity€223,375
2025
Debt€207,070
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€23,165
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)0.9%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency51.9%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio1.59
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€36,744-€46,930▲ 27.7%€37,939▼ 19.2%€60,789▲ 60.2%€39,423▼ 35.1%€35,768▼ 9.3%€20,843▼ 41.7%€11,079▼ 46.8%
Net result€19,845-€29,377▲ 48.0%€21,119within the sector's middle half▼ 28.1%€38,907within the sector's middle half▲ 84.2%€21,522within the sector's middle half▼ 44.7%€18,131within the sector's middle half▼ 15.8%€10,834within the sector's middle half▼ 40.2%€3,917below the sector's middle half▼ 63.8%
Equity€79,566-€108,943▲ 36.9%€130,062within the sector's middle half▲ 19.4%€168,970within the sector's middle half▲ 29.9%€190,492within the sector's middle half▲ 12.7%€208,623within the sector's middle half▲ 9.5%€219,457within the sector's middle half▲ 5.2%€223,375within the sector's middle half▲ 1.8%
Total assets€495,074-€482,300▼ 2.6%€487,827within the sector's middle half▲ 1.1%€476,956within the sector's middle half▼ 2.2%€473,470within the sector's middle half▼ 0.7%€480,520within the sector's middle half▲ 1.5%€454,130within the sector's middle half▼ 5.5%€430,445within the sector's middle half▼ 5.2%
Debt€400,938-€365,796▼ 8.8%€350,204▼ 4.3%€307,987▼ 12.1%€282,978▼ 8.1%€271,897▼ 3.9%€234,672▼ 13.7%€207,070▼ 11.8%
Working capital-€22,529--€20,772▲ 7.8%€1,179within the sector's middle half€26,212within the sector's middle half▲ 2,123%€40,552within the sector's middle half▲ 54.7%€36,167within the sector's middle half▼ 10.8%€33,364within the sector's middle half▼ 7.8%€23,165within the sector's middle half▼ 30.6%
Solvency16.1%-22.6%▲ 6.5pp26.7%within the sector's middle half▲ 4.1pp35.4%within the sector's middle half▲ 8.8pp40.2%within the sector's middle half▲ 4.8pp43.4%within the sector's middle half▲ 3.2pp48.3%within the sector's middle half▲ 4.9pp51.9%within the sector's middle half▲ 3.6pp
Current ratio0.62-0.66▲ 0.031.02within the sector's middle half▲ 0.361.65within the sector's middle half▲ 0.632.04within the sector's middle half▲ 0.401.69within the sector's middle half▼ 0.351.82within the sector's middle half▲ 0.131.59within the sector's middle half▼ 0.22
Return on assets (ROA)4.0%-6.1%▲ 2.1pp4.3%within the sector's middle half▼ 1.8pp8.2%within the sector's middle half▲ 3.8pp4.5%within the sector's middle half▼ 3.6pp3.8%within the sector's middle half▼ 0.8pp2.4%within the sector's middle half▼ 1.4pp0.9%below the sector's middle half▼ 1.5pp
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €430,445
Fixed assets
€368,217 ▼ 3.1%
Current assets
€62,228 ▼ 16.1%
Equity and liabilities €430,445
Equity
€223,375 ▲ 1.8%
Debt
€207,070 ▼ 11.8%
Debt's share of the balance-sheet total falls from 51.7% to 48.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
1.8%▼
2024 · 4.9%
Debt ≤ 1 year
€39,063▼
2024 · €40,796
Debt > 1 year
€166,730▼
2024 · €192,629
Income taxes
€1,807▼
2024 · €4,287
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,354 | €17,703 | €17,696 | €16,214 | €16,214 | €17,403 | €17,952 | €18,170 | ▲ 1.2% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | -€7,560 | €0 | - | - | - | - |
| Other operating charges640/8 | - | - | - | €3,897 | €3,364 | €4,693 | €4,635 | €4,779 | ▲ 3.1% |
| Gross operating margin9900 | €56,641 | €61,829 | €59,720 | €73,341 | €59,001 | €57,864 | €43,430 | €34,028 | ▼ 21.6% |
| Operating profit (loss)9901 | €36,744 | €46,930 | €37,939 | €60,789 | €39,423 | €35,768 | €20,843 | €11,079 | ▼ 46.8% |
| Financial income75/76B | - | - | - | €0 | - | €40 | €183 | €187 | ▲ 2.0% |
| Recurring financial income75 | - | €12 | €5 | €0 | - | €40 | €183 | €187 | ▲ 2.0% |
| Financial charges65/66B | - | - | - | €8,279 | €7,349 | €8,955 | €5,904 | €5,541 | ▼ 6.1% |
| Recurring financial charges65 | €10,870 | €9,726 | €8,975 | €8,279 | €7,349 | €8,955 | €5,904 | €5,541 | ▼ 6.1% |
| Profit (loss) for the period before taxes9903 | €25,874 | €37,216 | €28,969 | €52,510 | €32,073 | €26,853 | €15,122 | €5,724 | ▼ 62.1% |
| Income taxes67/77 | €6,029 | €7,839 | €7,850 | €13,603 | €10,551 | €8,721 | €4,287 | €1,807 | ▼ 57.9% |
| Profit (loss) for the period9904 | €19,845 | €29,377 | €21,119 | €38,907 | €21,522 | €18,131 | €10,834 | €3,917 | ▼ 63.8% |
| Profit (loss) for the period to be appropriated9905 | €19,845 | €29,377 | €21,119 | €38,907 | €21,522 | €18,131 | €10,834 | €3,917 | ▼ 63.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €495,074 | €482,300 | €487,827 | €476,956 | €473,470 | €480,520 | €454,130 | €430,445 | ▼ 5.2% |
| Fixed assets21/28 | €457,967 | €442,575 | €426,417 | €410,202 | €393,988 | €391,871 | €379,970 | €368,217 | ▼ 3.1% |
| Tangible fixed assets22/27 | €457,967 | €442,575 | €426,417 | €410,202 | €393,988 | €391,871 | €379,970 | €368,217 | ▼ 3.1% |
| Land and buildings22 | - | - | - | €405,901 | €390,854 | €389,857 | €373,434 | €357,012 | ▼ 4.4% |
| Plant, machinery and equipment23 | - | - | - | €3,375 | €2,695 | €2,015 | €6,535 | €9,191 | ▲ 40.6% |
| Furniture and vehicles24 | - | - | - | €926 | €439 | €0 | - | €2,015 | - |
| Current assets29/58 | €37,107 | €39,725 | €61,410 | €66,754 | €79,482 | €88,648 | €74,160 | €62,228 | ▼ 16.1% |
| Amounts receivable within one year40/41 | €20,507 | €16,747 | €13,246 | €23,568 | €14,846 | €42,848 | €17,415 | €16,603 | ▼ 4.7% |
| Trade receivables40 | - | - | - | €21,990 | €9,435 | €32,692 | €5,525 | €9,993 | ▲ 80.9% |
| Other amounts receivable41 | - | - | - | €1,578 | €5,411 | €10,156 | €11,890 | €6,609 | ▼ 44.4% |
| Cash at bank and in hand54/58 | €16,600 | €22,733 | €47,920 | €42,327 | €64,536 | €45,060 | €55,808 | €44,444 | ▼ 20.4% |
| Deferred charges and accrued income490/1 | - | - | - | €859 | €100 | €740 | €937 | €1,181 | ▲ 26.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €495,074 | €482,300 | €487,827 | €476,956 | €473,470 | €480,520 | €454,130 | €430,445 | ▼ 5.2% |
| Equity10/15 | €79,566 | €108,943 | €130,062 | €168,970 | €190,492 | €208,623 | €219,457 | €223,375 | ▲ 1.8% |
| Contributions10/11 | €18,593 | €18,593 | - | €18,593 | €18,593 | €18,593 | €18,593 | €18,593 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €23,359 | €41,359 | €41,359 | €41,359 | = |
| Non-distributable reserves130/1 | - | - | - | €1,859 | €1,859 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,859 | €1,859 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | - | €21,500 | €41,359 | €41,359 | €41,359 | = |
| Profit (loss) carried forward14 | €59,114 | €88,491 | €109,610 | €148,517 | €148,539 | €148,671 | €159,505 | €163,423 | ▲ 2.5% |
| Provisions and deferred taxes16 | €14,570 | €7,560 | €7,560 | €0 | - | - | - | - | - |
| Provisions for liabilities and charges160/5 | - | - | - | €0 | - | - | - | - | - |
| Major repairs and maintenance162 | - | - | - | €0 | - | - | - | - | - |
| Amounts payable17/49 | €400,938 | €365,796 | €350,204 | €307,987 | €282,978 | €271,897 | €234,672 | €207,070 | ▼ 11.8% |
| Amounts payable after more than one year17 | €341,302 | €304,639 | €289,974 | €266,545 | €242,521 | €217,888 | €192,629 | €166,730 | ▼ 13.4% |
| Financial debts170/4 | - | - | - | €266,545 | €242,521 | €217,888 | €192,629 | €166,730 | ▼ 13.4% |
| Amounts payable within one year42/48 | €59,636 | €60,497 | €60,231 | €40,542 | €38,930 | €52,482 | €40,796 | €39,063 | ▼ 4.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | €23,429 | €24,023 | €24,633 | €25,259 | €25,900 | ▲ 2.5% |
| Trade debts44 | €6,516 | €7,618 | €2,433 | €10,058 | €8,350 | €25,146 | €12,418 | €8,396 | ▼ 32.4% |
| Suppliers440/4 | - | - | - | €10,058 | €8,350 | €25,146 | €12,418 | €8,396 | ▼ 32.4% |
| Advances received on contracts in progress46 | - | - | - | €1,817 | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €1,277 | €3,401 | €1,800 | €565 | €2,987 | ▲ 429% |
| Taxes450/3 | - | - | - | €1,277 | €3,401 | €1,800 | €565 | €2,987 | ▲ 429% |
| Other amounts payable47/48 | - | - | - | €3,962 | €3,155 | €903 | €2,554 | €1,781 | ▼ 30.3% |
| Accrued charges and deferred income492/3 | - | - | - | €900 | €1,527 | €1,527 | €1,246 | €1,277 | ▲ 2.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,845 | €29,377 | €21,119 | €38,907 | €21,522 | €18,131 | €10,834 | €3,917 | ▼ 63.8% |
| + Depreciation and write-downs630 | €17,354 | €17,703 | €17,696 | €16,214 | €16,214 | €17,403 | €17,952 | €18,170 | ▲ 1.2% |
| Operating cash flow (approximation) | €37,199 | €47,079 | €38,815 | €55,122 | €37,736 | €35,535 | €28,786 | €22,088 | ▼ 23.3% |
| Investment in fixed assets (approximation) | - | -€2,310 | -€1,538 | €0 | €0 | -€15,287 | -€6,050 | -€6,417 | ▼ 6.1% |
| Change in cash | - | €6,133 | €25,187 | -€5,594 | €22,209 | -€19,475 | €10,748 | -€11,364 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 25 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 17-09-2026 | 2026-00515961 |
| 31-12-2024 | micro format | 03-09-2026 | 2026-00500767 |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00407780 |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00392640 |
| 31-12-2021 | micro format | 30-08-2022 | 2022-20344829 |
| 31-12-2020 | micro format | 27-08-2021 | 2021-55200356 |
| 31-12-2019 | micro format | 28-08-2020 | 2020-50100320 |
| 31-12-2018 | micro format | 29-08-2019 | 2019-60900159 |
| 31-12-2017 | micro format | 28-08-2018 | 2018-55600502 |
| 31-12-2016 | micro format | 13-07-2017 | 2017-31100070 |
Similar companies · same sector, comparable size
EA-CONSULT
BE 0802.766.654
Beringen · equity €223,321
WEYME INVEST
BE 0891.076.345
Wevelgem · equity €223,508
LOUCARRE
BE 0836.279.956
Ciney · equity €223,234
SALIX MANAGEMENT SERVICES
BE 0862.478.369
Zwevegem · equity €223,519
RV FQM CONSULT
BE 0823.881.574
Heist-op-den-Berg · equity €223,211
Of the 24,462 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 19,970. 13,708 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.