Active BE 0872.965.554Private limited company (pre-2019)Open bankruptcy

AMI GEMS

· 21 yrs active

Sector: Wholesale trade (46861)

Conclusion Checked

A bankruptcy procedure is open for AMI GEMS according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €89k and a net result of €9k.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€89k
Net result	€9k
Better than sector	41%
Active	21 yrs

Snowflake analysis 5 axes · computed by Checked

30 / 100

Fragile profile — watch health in particular.

Health 0

Profitability 48

Solvency 22

Growth 78

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

0 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 27-11-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 46 — Wholesale trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	12.0%	23.8%	better than 41% of 571 sector peers
Net result	€9k	€3k	better than 62% of 567 sector peers
Equity	€89k	€16k	better than 84% of 572 sector peers
Gross operating margin	€-2k	€15k	better than 21% of 562 sector peers
Total assets	€741k	€83k	better than 94% of 572 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€9k

-37.9% 18–24

Total assets

€741k

-34.7% 18–24

Equity

€89k

+21.1% 18–24

Working capital

€89k

+21.3% 18–24

Income taxes

€454

-61.7% 18–24

Debt

€652k

-38.6% 18–24

Debt ≤ 1y

€652k

-38.6% 18–24

Current ratio

1.14

+6.3% 18–24

Quick ratio

0.50

+75.1% 18–24

Solvency

12.0%

+85.6% 18–24

Debt / equity

7.32

-49.3% 18–24

ROE

9.7%

-48.7% 18–24

ROA

1.2%

-4.9% 18–24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	—
EBITDA	—
Net profit	€9k
Cash flow	—
Staff costs	—
Income taxes	—
Dividends	—
Total assets	€741k
Equity	€89k
Debt	€652k
of which ≤ 1y	€652k
of which > 1y	—
Working capital	€89k
Employees (FTE)	—

Ratios (computed)

	2024
Current ratio	1.14
Quick ratio	0.50
Working capital ratio	11.9%
Solvency	12.0%
Debt / equity	7.32
Long-term debt ratio	—
Interest coverage	—
Gross margin	—
Net margin	—
ROA	1.2%
ROE	9.7%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2024

Assets

Fixed assets €501 · 0.1% Current assets €741k · 99.9%

Equity & liabilities

Equity €89k · 12.0% Debt €652k · 88.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet — Assets
TOTAL ASSETS	20/58	€741k
Fixed assets	21/28	€501
Tangible fixed assets	22/27	€501
Current assets	29/58	€741k
Stocks & contracts in progress	3	€417k
Amounts receivable within one year	40/41	€315k
Cash & bank	54/58	€8k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€741k
Equity	10/15	€89k
Contributions / capital	10/11	€6k
Reserves	13	€53k
Accumulated profits (losses)	14	€30k
Amounts payable	17/49	€652k
Amounts payable within one year	42/48	€652k
Trade debts payable within one year	44	€50k
Income statement
Gross operating margin	9900	€-2k
Operating result	9901	€-2k
Financial income	75	€11k
Financial charges	65	€851
Result before taxes	9903	€9k
Net result for the period	9904	€9k
Result to be appropriated	9905	€9k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	ILSE MERTENS LEON STIJNENSTRAAT 70, 2000 ANTWERPEN 1 ↔ Also on 67 other cases	28-05-2026 → present	Belgian State Gazette

Legal Structure

NACE primary	Wholesale trade(46861)
Legal form	Private limited company (pre-2019)(015)
Incorporation	05-04-2005
Status	Active
Postal code	—
First BS signal	08-06-2026
Latest BS signal	08-06-2026

Company structure — linked entities1 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.

Establishment units 1 location

Ami Gems

Schupstraat 9, 2018 Antwerpende groothandel in ruwe en bewerkte diamant

since 20052.146.995.129

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11808H1176/00Y017	Flanders	3,380 m²	1 · 2,872 m²	44.2 m · 4 fl.
11808H1182/00F018	Flanders	2,937 m²	1 · 2,012 m²	41.6 m · 10 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

08-06-2026

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · AMI GEMS BVBA HOVENIERS- STRAAT 51/334, 2018 ANTWERPEN 1 · event 28-05-2026

2025

27-11-2025