AMI Construct
ActiveSummary
The computed 12-month bankruptcy probability of AMI Construct is 2.5% (moderate). The annual accounts of AMI Construct for fiscal year 2025 show a net loss of 56% of the equity at the start of that year. The 2025 annual accounts show equity of €24,203 and a net result of -€35,434. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 7524 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability5▼-95
Solvency32▼-56
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.9 against 2.63 in 2024; short-term debt: 13.5% and cash: 6.3% of total assets), but 92.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.4%
Return on assets
-10.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7524 sector peers (2025).
NBB · sector comparisonPosition among 7524 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
32 d early
2024
4 d late
2023
20 d late
2022
23 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 4 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€24,203▼ 61.5%
2024 · €62,902
Total assets
€328,287▲ 230%
2024 · €99,573
Net result
-€35,434
2024 · €30,561
Working capital
€39,638▼ 33.5%
2024 · €59,599
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€28,021-€18,194▼ 35.1%€48,764▲ 168%-€37,261
Net result€20,247-€12,961▼ 36.0%€30,561▲ 136%-€35,434
Equity€22,647-€34,008▲ 50.2%€62,902▲ 85.0%€24,203▼ 61.5%
Total assets€43,730-€53,006▲ 21.2%€99,573▲ 87.9%€328,287▲ 230%
Debt€21,083-€18,998▼ 9.9%€36,671▲ 93.0%€304,084▲ 729%
Working capital€16,119-€29,092▲ 80.5%€59,599▲ 105%€39,638▼ 33.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €37,261 after €48,764 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328,287
Fixed assets
€244,462 ▲ 7,300%
Current assets
€83,825 ▼ 12.9%
Equity and liabilities €328,287
Equity
€24,203 ▼ 61.5%
Debt
€304,084 ▲ 729%
Debt's share of the balance-sheet total rises from 36.8% to 92.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€33,239▼
2024 · €50,376
Cash flow
-€31,412▼
2024 · €32,173
Current ratio
1.90▼
2024 · 2.63
Debt to equity
12.56▲
2024 · 0.58
ROE
-146.4%▼
2024 · 48.6%
ROA
-10.8%▼
2024 · 30.7%
Interest coverage
-9.79▼
2024 · 128.69
Debt ≤ 1 year
€44,187▲
2024 · €36,671
Debt > 1 year
€259,897
Income taxes
-€4,852▼
2024 · €17,837
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27 | €1,612 | €1,612 | €4,022 | ▲ 150% |
| Other operating charges640/8 | €1,597 | €664 | €802 | €34,897 | ▲ 4,253% |
| Gross operating margin9900 | €29,644 | €20,470 | €51,178 | €1,658 | ▼ 96.8% |
| Operating profit (loss)9901 | €28,021 | €18,194 | €48,764 | -€37,261 | ▼ 176% |
| Financial income75/76B | €0 | €0 | €25 | €370 | ▲ 1,384% |
| Recurring financial income75 | €0 | €0 | €25 | €370 | ▲ 1,384% |
| Financial charges65/66B | €14 | €127 | €391 | €3,395 | ▲ 767% |
| Recurring financial charges65 | €14 | €127 | €391 | €3,395 | ▲ 767% |
| Profit (loss) for the period before taxes9903 | €28,007 | €18,067 | €48,398 | -€40,286 | ▼ 183% |
| Income taxes67/77 | €7,760 | €5,106 | €17,837 | -€4,852 | ▼ 127% |
| Profit (loss) for the period9904 | €20,247 | €12,961 | €30,561 | -€35,434 | ▼ 216% |
| Profit (loss) for the period to be appropriated9905 | €20,247 | €12,961 | €30,561 | -€35,434 | ▼ 216% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €43,730 | €53,006 | €99,573 | €328,287 | ▲ 230% |
| Fixed assets21/28 | €6,528 | €4,916 | €3,304 | €244,462 | ▲ 7,300% |
| Tangible fixed assets22/27 | €6,422 | €4,810 | €3,198 | €244,355 | ▲ 7,542% |
| Land and buildings22 | - | - | - | €4,068 | - |
| Furniture and vehicles24 | €6,422 | €4,810 | €3,198 | €1,586 | ▼ 50.4% |
| Other tangible fixed assets26 | - | - | - | €238,702 | - |
| Financial fixed assets28 | €106 | €106 | €106 | €106 | = |
| Current assets29/58 | €37,202 | €48,090 | €96,270 | €83,825 | ▼ 12.9% |
| Amounts receivable within one year40/41 | €27,589 | €13,641 | €50,426 | €62,799 | ▲ 24.5% |
| Trade receivables40 | €21,061 | €12,340 | €45,125 | €35,122 | ▼ 22.2% |
| Other amounts receivable41 | €6,528 | €1,301 | €5,300 | €27,677 | ▲ 422% |
| Cash at bank and in hand54/58 | €9,613 | €34,449 | €45,844 | €20,579 | ▼ 55.1% |
| Deferred charges and accrued income490/1 | - | - | - | €448 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €43,730 | €53,006 | €99,573 | €328,287 | ▲ 230% |
| Equity10/15 | €22,647 | €34,008 | €62,902 | €24,203 | ▼ 61.5% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Reserves13 | €18,600 | €29,900 | €57,900 | €57,900 | = |
| Distributable reserves133 | €18,600 | €29,900 | €57,900 | €57,900 | = |
| Profit (loss) carried forward14 | €47 | €108 | €1,002 | -€37,697 | ▼ 3,861% |
| Amounts payable17/49 | €21,083 | €18,998 | €36,671 | €304,084 | ▲ 729% |
| Amounts payable after more than one year17 | - | - | - | €259,897 | - |
| Financial debts170/4 | - | - | - | €259,897 | - |
| Amounts payable within one year42/48 | €21,083 | €18,998 | €36,671 | €44,187 | ▲ 20.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €20,581 | - |
| Trade debts44 | €11,604 | €2,362 | €4,269 | €19,901 | ▲ 366% |
| Suppliers440/4 | €11,604 | €2,362 | €4,269 | €19,901 | ▲ 366% |
| Taxes, remuneration and social security45 | €8,285 | €15,516 | €20,999 | €2,585 | ▼ 87.7% |
| Taxes450/3 | €8,285 | €13,503 | €18,985 | €572 | ▼ 97.0% |
| Remuneration and social security454/9 | - | €2,014 | €2,014 | €2,014 | = |
| Other amounts payable47/48 | €1,194 | €1,120 | €11,403 | €1,120 | ▼ 90.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,247 | €12,961 | €30,561 | -€35,434 | ▼ 216% |
| + Depreciation and write-downs630 | €27 | €1,612 | €1,612 | €4,022 | ▲ 150% |
| Operating cash flow (approximation) | €20,274 | €14,573 | €32,173 | -€31,412 | ▼ 198% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€245,180 | - |
| Change in cash | - | €24,836 | €11,395 | -€25,265 | ▼ 322% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€35,434
Net result drops to -€35,434, the lowest in the series.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Highest result since 2022net €30,561 ▲136%
Operating result €48,764, net result €30,561, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Ground area
225 m²
Building footprint
122 m²
Volume, LiDAR
1,013 m³
Parcel 11344A0497/00E006, Flanders · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
AMI Construct
since 20212.325.051.002
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0497/00E006 | Flanders | 225 m² | 1 · 122 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 12,008 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43320Joinery installation
43331Floor and wall tiling
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.