Active BE 0470.558.678Private limited company

AMHERST CONSULTING

Aarschotsesteenweg 337 ·3012 Leuven, Belgium· 26 yrs active

Sector: Bemiddeling in verband met exploitatie van en handel in onroerend goed (68310)

Conclusion Checked

The computed 12-month bankruptcy probability of AMHERST CONSULTING is 0.2% (very low). The 2025 annual accounts show equity of €2.81M and a net result of €195k. Equity is growing by ~62.2% per year across the filed fiscal years. Its solvency ranks better than 52% of 545 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€2.81M
Net result	€195k
Better than sector	52%
Active	26 yrs

Financial profile 5 of 5 axes measured · computed by Checked

61 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 56

Profitability 35

Solvency 37

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2000, 26 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

56 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 12-12-2025 with the NBB · fiscal year 2025 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~62.2%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	17.6%	16.2%	better than 52% of 545 sector peers
Net result	€195k	€6k	better than 86% of 545 sector peers
Equity	€2.81M	€162k	better than 88% of 545 sector peers
Gross operating margin	€964k	€77k	better than 90% of 544 sector peers
Staff costs	€13k	€70k	higher than 25% of 83 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€925k

+39.7% 19-25

Net profit

€195k

- 19-25

Cash flow

€314k

-9.1% 19-25

Total assets

€15.96M

+26.8% 19-25

Equity

€2.81M

-13.9% 19-25

Working capital

€2.80M

- 19-25

Employees (FTE)

0

- 19-25

Staff costs

€13k

+14.4% 19-25

Show 12 other metrics

Income taxes

€64k

+90.7% 19-25

Dividends

€201k

- 19-25

Debt

€13.08M

+41.4% 19-25

Debt ≤ 1y

€4.46M

-1.8% 19-25

Debt > 1y

€8.50M

+83.2% 19-25

Current ratio

1.63

+283.3% 19-25

Quick ratio

0.16

-0.8% 19-25

Solvency

17.6%

-32.1% 19-25

Debt / equity

4.65

+64.2% 19-25

ROE

6.9%

- 19-25

ROA

1.2%

- 19-25

Interest coverage

1.67

-27.8% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	verkort
Revenue	-
EBITDA	€925k
Net profit	€195k
Cash flow	€314k
Staff costs	€13k
Income taxes	€64k
Dividends	€201k
Total assets	€15.96M
Equity	€2.81M
Debt	€13.08M
of which ≤ 1y	€4.46M
of which > 1y	€8.50M
Working capital	€2.80M
Employees (FTE)	0.0

Ratios (computed)

	2025
Current ratio	1.63
Quick ratio	0.16
Working capital ratio	17.5%
Solvency	17.6%
Debt / equity	4.65
Long-term debt ratio	3.02
Interest coverage	1.67
Gross margin	-
Net margin	-
ROA	1.2%
ROE	6.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €8.70M · 54.5% Current assets €7.26M · 45.5%

Equity & liabilities

Equity €2.81M · 17.6% Provisions €75k · 0.5% Debt €13.08M · 81.9%

Full annual accounts (27 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€15.96M
Fixed assets	21/28	€8.70M
Intangible fixed assets	21	€0
Tangible fixed assets	22/27	€8.70M
Financial fixed assets	28	€5k
Current assets	29/58	€7.26M
Stocks & contracts in progress	3	€6.55M
Amounts receivable within one year	40/41	€653k
Cash & bank	54/58	€58k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€15.96M
Equity	10/15	€2.81M
Contributions / capital	10/11	€934k
Reserves	13	€266k
Accumulated profits (losses)	14	€196k
Provisions & deferred taxes	16	€75k
Amounts payable	17/49	€13.08M
Amounts payable after one year	17	€8.50M
Amounts payable within one year	42/48	€4.46M
Trade debts payable within one year	44	€152k
Income statement
Gross operating margin	9900	€964k
Operating result	9901	€806k
Financial income	75	€5k
Financial charges	65	€555k
Result before taxes	9903	€256k
Income taxes	67/77	€64k
Net result for the period	9904	€195k
Result to be appropriated	9905	€201k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

SMEYS Frank Bea Hendrik
Director
State Gazette act 23307647 (24-01-2023)

Current
24-01-2023 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Bemiddeling in verband met exploitatie van en handel in onroerend goed(68310)
Legal form	Private limited company(610)
Incorporation	27-01-2000
Status	Active
Postal code	3012

Establishment units 1 location

Ostin & Fred

Aarschotsesteenweg 337, 3012 LeuvenMarktonderzoekbureaus

since 20002.099.502.147

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24126B0197/00C002	Flanders	578 m²	1 · 147 m²	9.9 m

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

12-12-2025

NBB filing Annual accounts filed

fiscal year 2025 · verkort

2024

12-12-2024

NBB filing Annual accounts filed

fiscal year 2024 · verkort

29-01-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

24-02-2023

State Gazette act Capital & shares

24-01-2023

State Gazette act Capital & shares

Jeroen DRYVERS

2022

20-12-2022

NBB filing Annual accounts filed

fiscal year 2022 · micro

28-01-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

29-01-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

2020

10-01-2020

NBB filing Annual accounts filed

fiscal year 2019 · verkort

2019

31-01-2019

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2018

09-02-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2016

22-12-2016

NBB filing Annual accounts filed

fiscal year 2016 · verkort

Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

Capital history · 2

24-02-2023

Capital change

24-01-2023

Capital change

All acts · 2 updated 3 years ago

2023

24-02-2023 All shares are now held by a single shareholder Capital & shares

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": "0843.443.902",
          "rrn": null,
          "kind": "org",
          "name": "de commanditaire vennootschap \u0022Jufreal\u0022",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": null,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-02-24",
    "filing_date": "2023-02-16",
    "act_kind_objet": "Vereniging van aile aandeten in \u00E9\u00E9n hand"
  },
  "decision": {
    "body": "eenig_aandeelhouder_schriftelijk",
    "act_date": "2023-02-16",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-02-01"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0470.558.678",
    "name_full": "Amherst Consulting",
    "legal_form": "B.V.",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0819.828.459",
    "org_name": "Cazimir",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": "0843.443.902",
      "pct": null,
      "kind": "org",
      "name": "de commanditaire vennootschap \u0022Jufreal\u0022",
      "role": "commanditaire",
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": []
}

24-01-2023 Capital increase Capital & shares·Jeroen DRYVERS

Inbreng in natura · Apport en nature
2 kapitaalbewegingen in deze akte

Notary: Jeroen DRYVERS · Bierbeek

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "capital_increase",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "share_emission": {
        "agio_eur": null,
        "share_form": "no_nominal_value",
        "share_class": null,
        "n_new_shares": 64,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": "natura",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_apports_non_appeles"
    },
    {
      "kind": "capital_increase",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "share_emission": {
        "agio_eur": null,
        "share_form": "no_nominal_value",
        "share_class": null,
        "n_new_shares": 64,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": "natura",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_apports_non_appeles"
    },
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
        "share_class": null,
        "n_new_shares": null,
        "with_new_shares": false,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "suppress"
    },
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
        "share_class": null,
        "n_new_shares": null,
        "with_new_shares": false,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_distributable"
    }
  ],
  "notary": {
    "name": "Jeroen DRYVERS",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bierbeek",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-01-24",
    "filing_date": "2023-01-20",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2022-12-30",
    "unanimous": true,
    "under_authorized_capital": true,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0470.558.678",
    "name_full": "AMHERST CONSULTING",
    "legal_form": "BV",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "afschrift van het proces-verbaal en geco\u00F6rdineerde statuten",
    "verslag bestuursorgaan",
    "verslag van de bedrijfsrevisor"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed70311Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142

Primary activity highlighted.

Names & trade names

Legal nameNL

AMHERST CONSULTING

Registered office

Aarschotsesteenweg 337 bus 2

3012 Leuven, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Comparable size · 1,384 of 11,733 companies in this sector with filed accounts

CROWN BUILDING BE 0427.485.433 · Elsene

IMMO GESCON BE 1005.364.220 · Jabbeke

OUTDOOR REAL ESTATE BE 0740.489.387 · Nazareth-De Pinte

MATRACON BE 0453.882.794 · Antwerpen

UNEST DEVELOPMENT COMPANY BE 0757.796.365 · Watermaal-Bosvoorde