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Amelie

Active
Private limited companyfounded 20206 yrs activeNachtegaalstraat 44, 3110 Rotselaar, BelgiumKBO/BCE: BE 0753.855.888
Summary

The computed 12-month bankruptcy probability of Amelie is 2.8% (moderate). The 2025 annual accounts show equity of €152,253 and a net result of -€35,116. Equity remains stable across the filed fiscal years (±1.9% per year). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability38▼-6
Solvency32▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 4.35 against 4.38 in 2024; short-term debt: 3.8% and cash: 0.8% of total assets), but 93.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
6.7%
Return on assets
-1.5%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
22232425
2022 to 2025 · latest year -€35,116
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
4 d early
2024
on the day
2023
1 d early
2022
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 3 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Amelie was incorporated on 9 September 2020 as a Private limited company.1 Total assets went from EUR 2.4 million in 2022 to EUR 2.3 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€152,253▼ 18.7%
2024 · €187,368
Total assets
€2.3m▼ 4.2%
2024 · €2.4m
Net result
-€35,116▼ 220%
2024 · -€10,976
Working capital
€288,157▼ 1.6%
2024 · €292,745
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€210,298-€115,543▼ 45.1%€22,911▼ 80.2%-€164
Net result€114,501-€59,844▼ 47.7%-€10,976-€35,116▼ 220%
Equity€138,501-€198,345▲ 43.2%€187,368▼ 5.5%€152,253▼ 18.7%
Total assets€2.4m-€2.5m▲ 3.0%€2.4m▼ 4.1%€2.3m▼ 4.2%
Debt€2.3m-€2.3m▲ 0.5%€2.2m▼ 4.0%€2.1m▼ 2.9%
Working capital-€109,763-€289,717€292,745▲ 1.0%€288,157▼ 1.6%
Staff (FTE)00
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000Operating result 2022: €210,298€210,298Net result 2022: €114,501€114,501Operating result 2023: €115,543€115,543Net result 2023: €59,844€59,844Operating result 2024: €22,911€22,911Net result 2024: -€10,976-€10,976Operating result 2025: -€164-€164Net result 2025: -€35,116-€35,1162022202320242025-€50,000€0€50,000€100,000Operating result 2023: €115,543€116,000Net result 2023: €59,844€59,800Operating result 2024: €22,911€22,900Net result 2024: -€10,976-€11,000Operating result 2025: -€164-€164Net result 2025: -€35,116-€35,100202320242025
The operating result turns negative in 2025: a loss of €164 after €22,911 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.3m
Fixed assets €1.9m ▼ 4.7%
Current assets €374,054 ▼ 1.4%
Equity and liabilities €2.3m
Equity €152,253 ▼ 18.7%
Debt €2.1m ▼ 2.9%
Debt's share of the balance-sheet total rises from 92.1% to 93.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€94,057▼
2024 · €108,144
Cash flow
€59,105▼
2024 · €74,257
Current ratio
4.35▼
2024 · 4.38
Debt to equity
13.92▲
2024 · 11.66
ROE
-23.1%▼
2024 · -5.9%
ROA
-1.5%▼
2024 · -0.5%
Interest coverage
2.58▼
2024 · 3.07
Debt ≤ 1 year
€85,897▼
2024 · €86,581
Debt > 1 year
€2.0m▼
2024 · €2.1m
Income taxes
€0▼
2024 · €69
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 819 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95% are still going.

  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a small loss
1.8% went bankrupt
3.3% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 819 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.4m€2.3m▼
Fixed assets21/28€2.0m€1.9m▼
Tangible fixed assets22/27€2.0m€1.9m▼
Land and buildings22€2.0m€1.9m▼
Furniture and vehicles24€5,910€753▼
Current assets29/58€379,326€374,054▼
Amounts receivable within one year40/41€367,460€355,403▼
Other amounts receivable41€367,460€355,403▼
Cash at bank and in hand54/58€11,053€18,065▲
Deferred charges and accrued income490/1€813€586▼
Equity and liabilities
Total equity and liabilities10/49€2.4m€2.3m▼
Equity10/15€187,368€152,253▼
Contributions10/11€24,000€24,000=
Reserves13€174,345€174,345=
Distributable reserves133€174,345€174,345=
Profit (loss) carried forward14-€10,976-€46,092▼
Amounts payable17/49€2.2m€2.1m▼
Amounts payable after more than one year17€2.1m€2.0m▼
Financial debts170/4€2.1m€2.0m▼
Amounts payable within one year42/48€86,581€85,897▼
Current portion of amounts payable after more than one year42€70,511€71,497▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€16,070€14,400▼
Accrued charges and deferred income492/3€0€2,342▲
Income statement Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85,233€94,221▲
Other operating charges640/8€7,116€6,511▼
Gross operating margin9900€115,260€100,568▼
Operating profit (loss)9901€22,911-€164▼
Financial income75/76B€1,460€1,443▼
Recurring financial income75€1,460€1,443▼
Financial charges65/66B€35,278€36,395▲
Recurring financial charges65€35,278€36,395▲
Profit (loss) for the period before taxes9903-€10,907-€35,116▼
Income taxes67/77€69€0▼
Profit (loss) for the period9904-€10,976-€35,116▼
Profit (loss) for the period to be appropriated9905-€10,976-€35,116▼
Appropriation of the result
Profit (loss) to be appropriated9906-€10,976-€46,092▼
Profit (loss) brought forward from the previous period14P--€10,976
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Non-recurring operating income76A€207,305€158,077€0--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€174,646€85,036€85,233€94,221▲ 10.5%
Other operating charges640/8€5,162€7,310€7,116€6,511▼ 8.5%
Gross operating margin9900€390,105€207,890€115,260€100,568▼ 12.7%
Operating profit (loss)9901€210,298€115,543€22,911-€164▼ 101%
Financial income75/76B--€1,460€1,443▼ 1.2%
Recurring financial income75--€1,460€1,443▼ 1.2%
Financial charges65/66B€64,297€34,838€35,278€36,395▲ 3.2%
Recurring financial charges65€64,297€34,838€35,278€36,395▲ 3.2%
Profit (loss) for the period before taxes9903€146,001€80,705-€10,907-€35,116▼ 222%
Income taxes67/77€31,500€20,861€69€0▼ 100%
Profit (loss) for the period9904€114,501€59,844-€10,976-€35,116▼ 220%
Profit (loss) for the period to be appropriated9905€114,501€59,844-€10,976-€35,116▼ 220%
Line2022202320242025Change
Assets
Total assets20/58€2.4m€2.5m€2.4m€2.3m▼ 4.2%
Fixed assets21/28€2.4m€2.1m€2.0m€1.9m▼ 4.7%
Tangible fixed assets22/27€2.4m€2.1m€2.0m€1.9m▼ 4.7%
Land and buildings22€2.3m€2.1m€2.0m€1.9m▼ 4.5%
Furniture and vehicles24€24,739€11,659€5,910€753▼ 87.3%
Current assets29/58€31,702€396,994€379,326€374,054▼ 1.4%
Amounts receivable within one year40/41€20,000€386,000€367,460€355,403▼ 3.3%
Other amounts receivable41€20,000€386,000€367,460€355,403▼ 3.3%
Cash at bank and in hand54/58€11,199€10,463€11,053€18,065▲ 63.4%
Deferred charges and accrued income490/1€503€531€813€586▼ 27.9%
Equity and liabilities
Total equity and liabilities10/49€2.4m€2.5m€2.4m€2.3m▼ 4.2%
Equity10/15€138,501€198,345€187,368€152,253▼ 18.7%
Contributions10/11€24,000€24,000€24,000€24,000=
Reserves13€114,501€174,345€174,345€174,345=
Distributable reserves133€114,501€174,345€174,345€174,345=
Profit (loss) carried forward14---€10,976-€46,092▼ 320%
Amounts payable17/49€2.3m€2.3m€2.2m€2.1m▼ 2.9%
Amounts payable after more than one year17€2.1m€2.2m€2.1m€2.0m▼ 3.1%
Financial debts170/4€2.1m€2.2m€2.1m€2.0m▼ 3.1%
Amounts payable within one year42/48€141,465€107,277€86,581€85,897▼ 0.8%
Current portion of amounts payable after more than one year42€79,180€65,965€70,511€71,497▲ 1.4%
Taxes, remuneration and social security45€31,500€20,840€0--
Taxes450/3€31,500€20,840€0--
Other amounts payable47/48€30,784€20,472€16,070€14,400▼ 10.4%
Accrued charges and deferred income492/3€8,517€6,813€0€2,342-
Line2022202320242025Change
Profit (loss) for the period9904€114,501€59,844-€10,976-€35,116▼ 220%
+ Depreciation and write-downs630€174,646€85,036€85,233€94,221▲ 10.5%
Operating cash flow (approximation)€289,146€144,880€74,257€59,105▼ 20.4%
Investment in fixed assets (approximation)-€209,052-€1,029€0▲ 100%
Change in cash--€737€591€7,012▲ 1,087%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
27-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial Weakest financial yearnet -€35,116
Net result drops to -€35,116, the lowest in the series.
31-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial Liquidity times 17current ratio 3.70
Current ratio from 0.22 to 3.70; short-term debt falls from €141,465 to €107,277.
30-06
Financial Equity above €150,000Eq €198,345 ▲43.2%
2 profitable years in a row build equity to €198,345.
24-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
2,142 m²
Building footprint
223 m²
Volume, LiDAR
1,710 m³
Parcel 24094E0210/00M000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Amelie
Nachtegaalstraat 44, 3110 RotselaarHoldings
since 20202.308.220.116
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24094E0210/00M000 Flanders 2,142 m² 1 · 223 m² 12.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. NDG 99%
  2. Amelie

Highest known parent: NDG. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded09-09-2020
Fiscal year end30-06
E-invoicing
Reachable via Peppol
Peppol ID 0208:0753855888
Registered 20-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.