Active BE 0480.191.471Public limited company

AMCO

Rozierensesteenweg 37 ·3090 Overijse, Belgium· 23 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of AMCO is 0.9% (low). The 2025 annual accounts show negative equity (€-213k) and a net result of €7k. Equity is growing by ~2.6% per year across the filed fiscal years. The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Key figures

Equity	€-213k
Net result	€7k
Active	23 yrs
Board	3

Financial profile 5 of 5 axes measured · computed by Checked

45 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 16

Profitability 0

Solvency 33

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.9% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2003, 23 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

16 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 08-04-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~2.6%/year over 8 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€31k

+73.9% 18-25

Net profit

€7k

- 18-25

Cash flow

€31k

+74.0% 18-25

Total assets

€307k

-6.9% 18-25

Equity

€-213k

+3.0% 18-25

Working capital

€-242k

+11.4% 18-25

Debt

€520k

-5.3% 18-25

Debt ≤ 1y

€246k

-10.6% 18-25

Show 8 other metrics

Debt > 1y

€274k

0.0% 18-25

Current ratio

0.02

+119.6% 18-25

Quick ratio

0.02

+119.6% 18-25

Solvency

-69.2%

-4.2% 18-25

Debt / equity

-2.44

+2.4% 18-25

ROE

-3.1%

- 18-25

ROA

2.1%

- 18-25

Interest coverage

718.39

+55.9% 18-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€31k
Net profit	€7k
Cash flow	€31k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€307k
Equity	€-213k
Debt	€520k
of which ≤ 1y	€246k
of which > 1y	€274k
Working capital	€-242k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.02
Quick ratio	0.02
Working capital ratio	-78.8%
Solvency	-69.2%
Debt / equity	-2.44
Long-term debt ratio	-1.29
Interest coverage	718.39
Gross margin	-
Net margin	-
ROA	2.1%
ROE	-3.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €303k · 98.7% Current assets €4k · 1.3%

Full annual accounts (19 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€307k
Fixed assets	21/28	€303k
Tangible fixed assets	22/27	€303k
Current assets	29/58	€4k
Cash & bank	54/58	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€307k
Equity	10/15	€-213k
Contributions / capital	10/11	€62k
Accumulated profits (losses)	14	€-275k
Amounts payable	17/49	€520k
Amounts payable after one year	17	€274k
Amounts payable within one year	42/48	€246k
Trade debts payable within one year	44	€469
Income statement
Gross operating margin	9900	€34k
Operating result	9901	€7k
Financial charges	65	€44
Result before taxes	9903	€7k
Net result for the period	9904	€7k
Result to be appropriated	9905	€7k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 3 directors

Directors derived from a single State Gazette act, under verification

All 3 current directors first appear in the same act (22388098). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.

Current directors & mandates

Alex Coddens
Director
State Gazette act 22388098 (28-12-2022)

Current
28-12-2022 → present
2 events
- 28-12-2022 Resigned· Director
- 28-12-2022 Appointed· Director
Els Coddens
Director
State Gazette act 22388098 (28-12-2022)

Current
28-12-2022 → present
2 events
- 28-12-2022 Resigned· Director
- 28-12-2022 Appointed· Director
Monique Muyldermans
Director
State Gazette act 22388098 (28-12-2022)

Current
28-12-2022 → present
2 events
- 28-12-2022 Resigned· Director
- 28-12-2022 Appointed· Director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	-
Legal form	Public limited company(014)
Incorporation	09-05-2003
Status	Active
Postal code	3090

Establishment units 1 location

AMCO

Rozierensesteenweg 37, 3090 OverijseGroothandel in auto's en lichte bestelwagens (= 3,5 ton)

since 20032.132.310.022

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23543I0186/00P002	Flanders	1,013 m²	1 · 217 m²	8.8 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

08-04-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

20-03-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

20-03-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

07-03-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

28-12-2022

State Gazette act Director changes

Hélène Goret

23-03-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

24-03-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

16-03-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

25-03-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

12-03-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

27-03-2017

NBB filing Annual accounts filed

fiscal year 2016 · verkort

Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2022

28-12-2022 4 directors appointed, 3 resigning Director changes·Hélène Goret

Alex Coddens, Bestuurder
Monique Muyldermans, Bestuurder
Els Coddens, Bestuurder
Monique Muyldermans, Gedelegeerd bestuurder
Alex Coddens, Bestuurder
Monique Muyldermans, Bestuurder
Els Coddens, Bestuurder

Notary: Hélène Goret · Overijse

Original publication ↗

Technical details

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    "firm_city": null,
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  "act_meta": {
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    "act_kind_objet": "Onderwerp akte:"
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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameNL

AMCO

Registered office

Rozierensesteenweg 37

3090 Overijse, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.