AMC27
ActiveSummary
AMC27 has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €74k and a net result of €22k. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability94▲+16
Solvency94▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.21 against 3.38 in 2023; short-term debt: 30.7% and cash: 5.1% of total assets), and 30.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
26 d early
2022
32 d late
2021
57 d late
2020
27 d late
2019
45 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€74k▲ 2.6%
2023 · €72k
2018: €99k
2019: €88k
2020: €88k
2021: €84k
2022: €76k
2023: €72k
2018 → 2024
Total assets
€107k▲ 4.3%
2023 · €102k
2018: €115k
2019: €115k
2020: €128k
2021: €123k
2022: €106k
2023: €102k
2018 → 2024
Net result
€22k▲ 33.5%
2023 · €16k
2018: €8k
2019: €5k
2020: €22k
2021: €16k
2022: €12k
2023: €16k
2018 → 2024
Working capital
€72k▲ 0.5%
2023 · €72k
2018: €99k
2019: €83k
2020: €84k
2021: €83k
2022: €76k
2023: €72k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€88k-€84k▼ 4.7%€76k▼ 9.9%€72k▼ 4.8%€74k▲ 2.6%
Operating result€24k-€19k▼ 19.6%€14k▼ 29.0%€15k▲ 10.4%€26k▲ 72.9%
Net result€22k-€16k▼ 28.3%€12k▼ 26.1%€16k▲ 40.1%€22k▲ 33.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 73% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €107k
Fixed assets
€2k ▲ 3,048%
Current assets
€105k ▲ 2.8%
Equity and liabilities €107k
Equity
€74k ▲ 2.6%
Debt
€33k ▲ 8.3%
Debt's share of the balance-sheet total rises from 29.6% to 30.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k
Cash flow
€22k
Current ratio
3.21▼
2023 · 3.38
Debt to equity
0.44▲
2023 · 0.42
ROE
29.6%▲
2023 · 22.8%
ROA
20.5%▲
2023 · 16.0%
Interest coverage
385.93
Debt ≤ 1 year
€33k▲
2023 · €30k
Income taxes
€7k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€102k€107k▲
Fixed assets21/28€50€2k▲
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Financial fixed assets28€50€50=
Current assets29/58€102k€105k▲
Amounts receivable after more than one year29€42k€35k▼
Trade receivables290€42k€35k▼
Amounts receivable within one year40/41€31k€40k▲
Trade receivables40€12k€26k▲
Other amounts receivable41€19k€15k▼
Current investments50/53€16k€24k▲
Cash at bank and in hand54/58€13k€5k▼
Equity and liabilities
Total equity and liabilities10/49€102k€107k▲
Equity10/15€72k€74k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€29k€29k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€36k€38k▲
Amounts payable17/49€30k€33k▲
Amounts payable within one year42/48€30k€33k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€8k€11k▲
Remuneration and social security454/9€600-
Other amounts payable47/48€20k€20k=
Income statement
Code20232024
Remuneration, social security and pensions62€293-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€8
Other operating charges640/8€3k€1k▼
Gross operating margin9900€18k€27k▲
Operating profit (loss)9901€15k€26k▲
Financial income75/76B€8k€3k▼
Recurring financial income75€3k€3k▼
Non-recurring financial income76B€5k-
Financial charges65/66B€2k€67▼
Recurring financial charges65€2k€67▼
Profit (loss) for the period before taxes9903€21k€29k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€16k€22k▲
Profit (loss) for the period to be appropriated9905€16k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€58k▲
Profit (loss) brought forward from the previous period14P€40k€36k▼
Profit to be distributed694/7€20k€20k=
Return on contributions (dividend)694€20k€20k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €22k ▲319%
Net result €22k, the highest in the series.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-12
Financial
Weakest financial yearnet €5k ▼32.5%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
2017
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 50 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Roses Trémières(VD) 285020 NamurGround area
755 m²
Building footprint
122 m²
Parcel 92128C0024/00D008, Wallonia. Linked by address, not a title deed.
1 establishment unit
AMC27
since 20072.164.490.662
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92128C0024/00D008 | Wallonia | 755 m² | 1 · 122 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,558 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2007
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
53200Other postal and courier activities
58290Other software publishing
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.