AMC SOLUTIONS
ActiveSummary
The computed 12-month bankruptcy probability of AMC SOLUTIONS is 2.4% (moderate). The 2025 annual accounts show equity of €111k and a net result of €17k. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 4867 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-18
Solvency62▲+1
Growth52=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 2.01 in 2024; short-term debt: 47.7% and cash: 0.3% of total assets), but 62.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-01-2026, 77 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
77 d late
2024
on the day
2023
on the day
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€17k▼ 22.3%
2024 · €22k
2022: €34k
2023: €36k
2024: €22k
2022 → 2025
Working capital
€81k▼ 31.2%
2024 · €118k
2022: €37k
2023: €213k
2024: €118k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€36k-€71k▲ 99.3%€93k▲ 30.9%€111k▲ 18.4%
Operating result€45k-€51k▲ 13.5%€37k▼ 27.5%€34k▼ 8.5%
Net result€34k-€36k▲ 5.2%€22k▼ 38.0%€17k▼ 22.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 8% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €295k
Fixed assets
€73k ▲ 200%
Current assets
€222k ▼ 5.3%
Equity and liabilities €295k
Equity
€111k ▲ 18.4%
Debt
€185k ▲ 11.7%
Debt's share of the balance-sheet total falls from 63.9% to 62.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €39k
Cash flow
€24k▲
2024 · €24k
Current ratio
1.58▼
2024 · 2.01
Quick ratio
0.90▼
2024 · 1.44
Debt to equity
1.67▼
2024 · 1.77
ROE
15.5%▼
2024 · 23.6%
ROA
5.8%▼
2024 · 8.5%
Interest coverage
3.76▼
2024 · 5.43
Debt ≤ 1 year
€141k▲
2024 · €117k
Debt > 1 year
€44k▼
2024 · €49k
Income taxes
€7k▼
2024 · €9k
Staff costs
€78k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€259k€295k▲
Fixed assets21/28€25k€73k▲
Tangible fixed assets22/27€17k€73k▲
Plant, machinery and equipment23€9k€13k▲
Furniture and vehicles24€9k€60k▲
Financial fixed assets28€7k€450▼
Current assets29/58€234k€222k▼
Stocks and contracts in progress3€66k€95k▲
Stocks30/36€66k€95k▲
Amounts receivable within one year40/41€146k€111k▼
Trade receivables40€98k€111k▲
Other amounts receivable41€48k€546▼
Cash at bank and in hand54/58€16k€893▼
Deferred charges and accrued income490/1€5k€14k▲
Equity and liabilities
Total equity and liabilities10/49€259k€295k▲
Equity10/15€93k€111k▲
Contributions10/11€2k€2k=
Reserves13€58k€75k▲
Distributable reserves133€58k€75k▲
Profit (loss) carried forward14€34k€34k=
Amounts payable17/49€165k€185k▲
Amounts payable after more than one year17€49k€44k▼
Financial debts170/4€49k€44k▼
Amounts payable within one year42/48€117k€141k▲
Current portion of amounts payable after more than one year42€17k€25k▲
Trade debts44€33k€66k▲
Suppliers440/4€33k€66k▲
Taxes, remuneration and social security45€45k€41k▼
Taxes450/3€39k€19k▼
Remuneration and social security454/9€5k€22k▲
Other amounts payable47/48€22k€9k▼
Accrued charges and deferred income492/3€86-
Income statement
Code20242025
Remuneration, social security and pensions62€43k€78k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€7k▲
Other operating charges640/8€64k€15k▼
Gross operating margin9900€146k€134k▼
Operating profit (loss)9901€37k€34k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€7k€11k▲
Recurring financial charges65€7k€11k▲
Profit (loss) for the period before taxes9903€31k€25k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€22k€17k▼
Profit (loss) for the period to be appropriated9905€22k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€51k▼
Profit (loss) brought forward from the previous period14P€34k€34k=
Transfer to equity691/2€22k€17k▼
To other reserves6921€22k€17k▼
Social balance
Average headcount (FTE)90871.02.4▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 77 days late
2025
31-03
Financial
Weakest financial yearnet €17k ▼22.3%
Net result drops to €17k, the lowest in the series.
31-03
Financial
Equity above €100kEq €111k ▲18.4%
4 profitable years in a row build equity to €111k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2022net €36k ▲5.2%
Operating result €51k, net result €36k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 3.14
Current ratio from 1.50 to 3.14.
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue César-de-Paepe 264030 LiègeGround area
444 m²
Building footprint
97 m²
Volume, LiDAR
1,329 m³
2 parcels, Wallonia · tallest building 14.9 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
AMC Solutions
since 20222.328.719.976
AMC SOLUTIONS
since 20232.345.242.145
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62113B0192/00T000 | Wallonia | 350 m² | - | - |
| 62302C0521/00Z003 | Wallonia | 94 m² | 1 · 97 m² | 14.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.328.719.976
Similar companies · same sector, comparable size
AGRO SERVICES
BE 0861.774.130
Ronse · Eq €115k
PATTES STORE
BE 0766.540.718
Namur · Eq €105k
BRYHANIE
BE 0689.627.339
Florennes · Eq €119k
MIJTEN INTERNATIONAL
BE 0891.680.220
Bekkevoort · Eq €122k
ASPEC
BE 0896.713.431
Zutendaal · Eq €100k
Of 242 companies in sector 46382 we hold annual accounts for 142. 96 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2021
Fiscal year end31-03
Activities, NACEBEL 2025
46382Wholesale trade
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
47120Other non-specialised retail sale
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32498790365