AMBIANI
ActiveSummary
AMBIANI has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149k and a net result of €-2k. Equity is growing by ~36.6% per year across the filed fiscal years. Its solvency ranks better than 66% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-31
Solvency95▲+8
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.3 against 2.58 in 2024; short-term debt: 30.3% and cash: 48.8% of total assets), and 30.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
13 d early
2022
32 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€149k▼ 1.2%
2024 · €151k
2022: €40k
2023: €91k
2024: €151k
2022 → 2025
Total assets
€214k▼ 12.7%
2024 · €245k
2022: €136k
2023: €155k
2024: €245k
2022 → 2025
Net result
€-2k
2024 · €60k
2022: €79k
2023: €52k
2024: €60k
2022 → 2025
Working capital
€149k▲ 0.7%
2024 · €148k
2022: €30k
2023: €84k
2024: €148k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€40k-€91k▲ 130%€151k▲ 65.7%€149k▼ 1.2%
Operating result€87k-€71k▼ 18.1%€80k▲ 12.1%€-97
Net result€79k-€52k▼ 34.5%€60k▲ 16.3%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €97 after €80k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €214k
Equity
€149k ▼ 1.2%
Debt
€65k ▼ 31.0%
Debt's share of the balance-sheet total falls from 38.4% to 30.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €84k
Cash flow
€1k▼
2024 · €64k
Current ratio
3.30▲
2024 · 2.58
Debt to equity
0.44▼
2024 · 0.62
ROE
-1.2%▼
2024 · 39.7%
ROA
-0.9%▼
2024 · 24.4%
Interest coverage
75.51▼
2024 · 244.90
Debt ≤ 1 year
€65k▼
2024 · €94k
Income taxes
€2k▼
2024 · €19k
Staff costs
€194k▲
2024 · €183k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€245k€214k▼
Fixed assets21/28€3k-
Tangible fixed assets22/27€3k-
Furniture and vehicles24€3k-
Current assets29/58€242k€214k▼
Amounts receivable within one year40/41€173k€109k▼
Trade receivables40€166k€89k▼
Other amounts receivable41€7k€19k▲
Cash at bank and in hand54/58€68k€105k▲
Deferred charges and accrued income490/1€674€811▲
Equity and liabilities
Total equity and liabilities10/49€245k€214k▼
Equity10/15€151k€149k▼
Contributions10/11€6k€6k=
Reserves13€85k€85k=
Distributable reserves133€85k€85k=
Profit (loss) carried forward14€60k€58k▼
Amounts payable17/49€94k€65k▼
Amounts payable within one year42/48€94k€65k▼
Trade debts44€21k€22k▲
Suppliers440/4€21k€22k▲
Taxes, remuneration and social security45€70k€40k▼
Taxes450/3€25k€16k▼
Remuneration and social security454/9€45k€24k▼
Other amounts payable47/48€2k€3k▲
Accrued charges and deferred income492/3€428-
Income statement
Code20242025
Remuneration, social security and pensions62€183k€194k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€599€617▲
Gross operating margin9900€268k€198k▼
Operating profit (loss)9901€80k€-97▼
Financial income75/76B€6€1▼
Recurring financial income75€6€1▼
Financial charges65/66B€342€42▼
Recurring financial charges65€342€42▼
Profit (loss) for the period before taxes9903€79k€-139▼
Income taxes67/77€19k€2k▼
Profit (loss) for the period9904€60k€-2k▼
Profit (loss) for the period to be appropriated9905€60k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€111k€58k▼
Profit (loss) brought forward from the previous period14P€52k€60k▲
Transfer to equity691/2€52k-
To other reserves6921€52k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-2k ▼103%
Net result drops to €-2k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Equity above €150kEq €151k ▲65.7%
3 profitable years in a row build equity to €151k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neerstraat(App) 779400 NinoveGround area
609 m²
Building footprint
263 m²
Volume, LiDAR
1,515 m³
Parcel 41003B0499/00E000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AMBIANI
since 20212.320.456.764
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41003B0499/00E000 | Flanders | 609 m² | 1 · 263 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 4,150 EUR awarded · 4,150 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 348 EUR | 348 EUR |
| 2024 | 2 | 889 EUR | 889 EUR |
| 2023 | 1 | 1,278 EUR | 1,278 EUR |
| 2022 | 1 | 1,635 EUR | 1,635 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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Of 11,550 companies in sector 71121 we hold annual accounts for 6,563. 5,229 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.