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Generated 13-08-2026
Active BE 0666.860.548Private limited companyOpen bankruptcy

Ambiance Châssis

Rue Géron 36 ·5300 Andenne, Belgium· 9 yrs active
Sector: Schrijnwerk (43320)
Conclusion Checked

A bankruptcy procedure is open for Ambiance Châssis according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €92k and a net result of €32k.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €92k
Net result €32k
Staff (FTE) 1.8
Better than sector 25%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health16Profitability100Solvency31Growth78Stability0
45 / 100

Mixed profile: strong on profitability, weaker on stability.

All 5 axes are computed from data Checked has read.

Health 16
Profitability 100
Solvency 31
Growth 78
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
16 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview7 NBB filings
Annual accounts filed on 22-09-2024 with the NBB · fiscal year 2023 · micro
€-50k€-25k€0€25k€50kOperating result 2019: €43k€43kNet result 2019: €54k€54kOperating result 2020: €-3k€-3kNet result 2020: €51k€51kOperating result 2021: €14k€14kNet result 2021: €5k€5kOperating result 2022: €-29k€-29kNet result 2022: €-31k€-31kOperating result 2023: €35k€35kNet result 2023: €32k€32k20192020202120222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 18.8% 38.7%
better than 25% of 9100 sector peers
Net result €32k €12k
better than 76% of 9085 sector peers
Equity €92k €30k
better than 84% of 9106 sector peers
Gross operating margin €139k €33k
better than 89% of 9074 sector peers
Staff costs €75k €26k
higher than 77% of 3340 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€51k
- 18-23
Net profit
€32k
- 18-23
Cash flow
€48k
- 18-23
Total assets
€491k
+13.1% 18-23
Equity
€92k
+52.3% 18-23
Working capital
€74k
+60.8% 18-23
Employees (FTE)
2
+38.5% 18-23
Staff costs
€75k
+26.3% 18-23
Income taxes
€-836
- 18-23
Debt
€399k
+6.7% 18-23
Debt ≤ 1y
€213k
+25.2% 18-23
Debt > 1y
€185k
-8.8% 18-23
Current ratio
1.35
+6.0% 18-23
Quick ratio
1.35
+6.0% 18-23
Solvency
18.8%
+34.6% 18-23
Debt / equity
4.32
-29.9% 18-23
ROE
34.3%
- 18-23
ROA
6.5%
- 18-23
Interest coverage
15.01
- 18-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€51k
Net profit€32k
Cash flow€48k
Staff costs€75k
Income taxes-
Dividends-
Total assets€491k
Equity€92k
Debt€399k
of which ≤ 1y€213k
of which > 1y€185k
Working capital€74k
Employees (FTE)1.8
Ratios (computed)
2023
Current ratio1.35
Quick ratio1.35
Working capital ratio15.1%
Solvency18.8%
Debt / equity4.32
Long-term debt ratio2.01
Interest coverage15.01
Gross margin-
Net margin-
ROA6.5%
ROE34.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€491k
Fixed assets 21/28€203k
Tangible fixed assets 22/27€203k
Current assets 29/58€287k
Amounts receivable within one year 40/41€260k
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€491k
Equity 10/15€92k
Contributions / capital 10/11€12k
Reserves 13€24k
Accumulated profits (losses) 14€56k
Amounts payable 17/49€399k
Amounts payable after one year 17€185k
Amounts payable within one year 42/48€213k
Trade debts payable within one year 44€82k
Income statement
Gross operating margin 9900€139k
Operating result 9901€35k
Financial income 75€1
Financial charges 65€3k
Result before taxes 9903€32k
Net result for the period 9904€32k
Result to be appropriated 9905€32k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Vincent Verlaine
    Director
    State Gazette act 24171902 (05-12-2024)
    Current
    26-11-2024 → present
    2 events
    • 26-11-2024 Appointed· Director
    • 31-10-2023 Resigned· Director
Former directors (1)
  • Margaux Verlaine
    Director
    State Gazette act 24171902 (05-12-2024)
    Former
    - → 26-11-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates2 persons
Role Name Tenure Source
Curator SAMUEL POCHET
AVENUE DES DESSUS-DE-LIVES 2, 5101 ERPENT
 06-03-2025 → present Belgian State Gazette
Curator PIERRE LUC MARCHAL
AVENUE PRINCE DE LIEGE 91 BTE 9-10, 5100 JAMBES (NAMUR)-
 06-03-2025 → present Belgian State Gazette
Legal Structure
NACE primary Schrijnwerk(43320)
Legal form Private limited company(610)
Incorporation01-12-2016
StatusActive
Postal code5300
First BS signal 13-03-2025
Latest BS signal 13-03-2025
Establishment units 1 location
Ambiance Châssis
Chaussée de Ciney 89, 5300 AndenneVervaardiging van ander schrijn- en timmerwerk
since 20172.265.347.995
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92411D0076/00N000 Wallonia 6,017 m² 1 · 2,550 m² -
92003H0421/00A003 Wallonia 1,281 m² 1 · 165 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
13-03-2025
Bankruptcy Opening
Tribunal de l’entreprise de Liège, division Namur · AMBIANCE CHASSIS SRL RUE GERON 36A, 5300 ANDENNE · event 06-03-2025
2024
05-12-2024
State Gazette act Director changes
22-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
13-11-2023
State Gazette act Director changes
31-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
14-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-04-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
20-05-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
31-05-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
Lifecycle & Insolvency Signals 1 events
13-03-2025
Bankruptcy Opening
Date: 06-03-2025 · Tribunal de l’entreprise de Liège, division Namur · AMBIANCE CHASSIS SRL RUE GERON 36A, 5300 ANDENNE · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-03-13 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2024
05-12-2024 1 director appointed, 1 resigning Director changes
  • Vincent Verlaine, Bestuurder
  • Margaux Verlaine, Bestuurder
Technical details 
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2023
13-11-2023 Vincent Verlaine resigns as director Director changes
  • Vincent Verlaine, Bestuurder
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Schrijnwerk43320Schrijnwerk43320
Primary activity highlighted.
Names & trade names
Legal nameFR Ambiance Châssis
Registered office
Rue Géron 36 bus A
5300 Andenne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative