Skip to content

AMBERCO

Active
Private limited company (pre-2019)founded 199530 yrs activeZilverenberg 21, 9000 Gent, BelgiumKBO/BCE: BE 0456.596.420
Summary

AMBERCO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€816,940) and a net result of -€28,580. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 524 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-25
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Scientific research and development (NACE 72)
about 30% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€816,940
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
38 d late
2022
24 d late
2021
on the day
2020
26 d late
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 13 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AMBERCO was incorporated on 1 December 1995.1 Total assets fell from EUR 32,447 in 2019 to EUR 1,619 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€816,940▼ 3.6%
2024 · -€788,360
Total assets
€1,619▼ 94.7%
2024 · €30,694
Net result
-€28,580▼ 1,834%
2024 · -€1,478
Working capital
-€816,940▼ 3.7%
2024 · -€787,855
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 72, Scientific research and development, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€26,303▼ 2,103%-€1,085▲ 95.9%-€1,192▼ 9.8%-€1,449▼ 21.6%-€1,459▼ 0.7%
Net result-€25,594below the sector's middle half▼ 1,160%-€114,343below the sector's middle half▼ 347%-€2,809below the sector's middle half▲ 97.5%-€1,478within the sector's middle half▲ 47.4%-€28,580below the sector's middle half▼ 1,834%
Equity-€669,730below the sector's middle half▼ 4.0%-€784,073below the sector's middle half▼ 17.1%-€786,882below the sector's middle half▼ 0.4%-€788,360below the sector's middle half▼ 0.2%-€816,940below the sector's middle half▼ 3.6%
Total assets€33,607below the sector's middle half▼ 28.4%€71,155below the sector's middle half▲ 112%€31,611below the sector's middle half▼ 55.6%€30,694below the sector's middle half▼ 2.9%€1,619below the sector's middle half▼ 94.7%
Debt€703,337▲ 1.8%€855,228▲ 21.6%€818,493▼ 4.3%€819,054▲ 0.1%€818,559▼ 0.1%
Working capital-€669,643▼ 4.0%-€783,931▼ 17.1%-€786,738▼ 0.4%-€787,855▼ 0.1%-€816,940▼ 3.7%
above within below the middle half (P25 to P75) of NACE 72, Scientific research and development, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0Operating result 2021: -€26,303-€26,303Net result 2021: -€25,594-€25,594Operating result 2022: -€1,085-€1,085Net result 2022: -€114,343-€114,343Operating result 2023: -€1,192-€1,192Net result 2023: -€2,809-€2,809Operating result 2024: -€1,449-€1,449Net result 2024: -€1,478-€1,478Operating result 2025: -€1,459-€1,459Net result 2025: -€28,580-€28,58020212022202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€1,192-€1,190Net result 2023: -€2,809-€2,810Operating result 2024: -€1,449-€1,450Net result 2024: -€1,478-€1,480Operating result 2025: -€1,459-€1,460Net result 2025: -€28,580-€28,600202320242025
The operating result stays negative: a loss of €1,459 in 2025 against €1,449 in 2024; the loss grows.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€818,559=
2024 · €818,549
Ratios withheld: a balance sheet total of €1,619 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,639 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.1% went bankrupt
9.8% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€30,694€1,619▼
Current assets29/58€30,694€1,619▼
Amounts receivable within one year40/41€27,074€17▼
Trade receivables40€27,074-
Other amounts receivable41-€17
Cash at bank and in hand54/58€3,620€1,602▼
Equity and liabilities
Total equity and liabilities10/49€30,694€1,619▼
Equity10/15-€788,360-€816,940▼
Contributions10/11€45,000€45,000=
Reserves13€20,000€20,000=
Non-distributable reserves130/1€4,500€4,500=
Reserves not available under the articles1311€4,500€4,500=
Distributable reserves133€15,500€15,500=
Profit (loss) carried forward14-€853,360-€881,940▼
Amounts payable17/49€819,054€818,559▼
Amounts payable within one year42/48€818,549€818,559=
Trade debts44€200€200=
Suppliers440/4€200€200=
Other amounts payable47/48€818,349€818,359=
Accrued charges and deferred income492/3€505-
Income statement Code20242025
Other operating charges640/8€429€578▲
Gross operating margin9900-€1,020-€881▲
Operating profit (loss)9901-€1,449-€1,459▼
Financial income75/76B€43€58▲
Recurring financial income75€43€58▲
Financial charges65/66B€73€27,178▲
Recurring financial charges65€73€27,178▲
Profit (loss) for the period before taxes9903-€1,478-€28,580▼
Profit (loss) for the period9904-€1,478-€28,580▼
Profit (loss) for the period to be appropriated9905-€1,478-€28,580▼
Appropriation of the result
Profit (loss) to be appropriated9906-€853,360-€881,940▼
Profit (loss) brought forward from the previous period14P-€851,882-€853,360▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8-€468€469€429€578▲ 34.7%
Gross operating margin9900€218-€618-€723-€1,020-€881▲ 13.6%
Operating profit (loss)9901-€26,303-€1,085-€1,192-€1,449-€1,459▼ 0.7%
Financial income75/76B---€43€58▲ 33.1%
Recurring financial income75€1,341--€43€58▲ 33.1%
Financial charges65/66B-€113,258€1,617€73€27,178▲ 37,387%
Recurring financial charges65€632€113,258€1,617€73€27,178▲ 37,387%
Profit (loss) for the period before taxes9903-€25,594-€114,343-€2,809-€1,478-€28,580▼ 1,834%
Profit (loss) for the period9904-€25,594-€114,343-€2,809-€1,478-€28,580▼ 1,834%
Profit (loss) for the period to be appropriated9905-€25,594-€114,343-€2,809-€1,478-€28,580▼ 1,834%
Line20212022202320242025Change
Assets
Total assets20/58€33,607€71,155€31,611€30,694€1,619▼ 94.7%
Current assets29/58€33,607€71,155€31,611€30,694€1,619▼ 94.7%
Amounts receivable within one year40/41€30,135€66,070€27,070€27,074€17▼ 99.9%
Trade receivables40-€66,070€27,070€27,074--
Other amounts receivable41----€17-
Cash at bank and in hand54/58€3,472€5,085€4,541€3,620€1,602▼ 55.7%
Equity and liabilities
Total equity and liabilities10/49€33,607€71,155€31,611€30,694€1,619▼ 94.7%
Equity10/15-€669,730-€784,073-€786,882-€788,360-€816,940▼ 3.6%
Contributions10/11-€45,000€45,000€45,000€45,000=
Reserves13€20,000€20,000€20,000€20,000€20,000=
Non-distributable reserves130/1-€4,500€4,500€4,500€4,500=
Reserves not available under the articles1311-€4,500€4,500€4,500€4,500=
Distributable reserves133-€15,500€15,500€15,500€15,500=
Profit (loss) carried forward14-€734,730-€849,073-€851,882-€853,360-€881,940▼ 3.3%
Amounts payable17/49€703,337€855,228€818,493€819,054€818,559▼ 0.1%
Amounts payable within one year42/48€703,250€855,086€818,349€818,549€818,559=
Trade debts44-€260-€200€200=
Suppliers440/4-€260-€200€200=
Other amounts payable47/48-€854,826€818,349€818,349€818,359=
Accrued charges and deferred income492/3-€142€144€505--
Line20212022202320242025Change
Profit (loss) for the period9904-€25,594-€114,343-€2,809-€1,478-€28,580▼ 1,834%
Operating cash flow (approximation)-€25,594-€114,343-€2,809-€1,478-€28,580▼ 1,834%
Change in cash-€1,613-€544-€921-€2,018▼ 119%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
31-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
08-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 38 days late
2022
24-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
31-03
Financial Weakest financial yearnet -€114,343
Net result drops to -€114,343, the lowest in the series; recovery starts the following year.
2021
31-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
26-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2019
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
26-10
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1995
seat establishment The establishment unit on the map
Ground area
826 m²
Building footprint
402 m²
Volume, LiDAR
5,984 m³
Parcel 44802B1160/00K000, Flanders · tallest building 19.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Amberco
Zilverenberg 21, 9000 GentPhotography, excluding press photography
since 19952.074.235.528
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44802B1160/00K000
ProtectedTownscape or village viewHoutbriel, Gildestraat, Zilverenberg, Kalvermarkt en Tussen 't PasSource ↗
Flanders 825 m² 1 · 402 m² 19.9 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,177 companies in sector 72109 we hold annual accounts for 717. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded01-12-1995
Fiscal year end31-03
Activities, NACEBEL 2025
72109Other research and development on natural sciences
43130Specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0456596420
Also 9925:BE0456596420
Registered 31-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.