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Complete company report
Generated 28-07-2026
Active BE 0805.025.368Private limited company

Amber Goeman

Lepelhoekstraat 64 ·9100 Sint-Niklaas, Belgium· 2 yrs active
Sector: Non-specialised food retail (47110)
Conclusion Checked

The computed 12-month bankruptcy probability of Amber Goeman is 2.1% (moderate). The 2024 annual accounts show equity of €9k and a net result of €7k. Its solvency ranks better than 31% of 6675 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €9k
Net result €7k
Staff (FTE) 3
Better than sector 31%
Snowflake analysis 5 axes · computed by Checked
Health43Profitability100Solvency10Growth50Stability67
54 / 100

Mixed profile: strong on profitability, weaker on solvency.

Health 43
Profitability 100
Solvency 10
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
43 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 12-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 4.0% 20.4%
better than 31% of 6675 sector peers
Net result €7k €4k
better than 56% of 6656 sector peers
Equity €9k €16k
better than 41% of 6689 sector peers
Gross operating margin €129k €24k
better than 86% of 6635 sector peers
Staff costs €103k €33k
higher than 84% of 3021 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€25k
Net profit€7k
Cash flow€18k
Staff costs€103k
Income taxes€710
Dividends-
Total assets€233k
Equity€9k
Debt€224k
of which ≤ 1y€84k
of which > 1y€139k
Working capital€-13k
Employees (FTE)3.0
Ratios (computed)
2024
Current ratio0.85
Quick ratio0.41
Working capital ratio-5.6%
Solvency4.0%
Debt / equity24.27
Long-term debt ratio15.11
Interest coverage4.04
Gross margin-
Net margin-
ROA2.9%
ROE72.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€233k
Fixed assets 21/28€161k
Intangible fixed assets 21€27k
Tangible fixed assets 22/27€131k
Financial fixed assets 28€3k
Current assets 29/58€72k
Stocks & contracts in progress 3€37k
Amounts receivable within one year 40/41€16k
Cash & bank 54/58€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€233k
Equity 10/15€9k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€7k
Amounts payable 17/49€224k
Amounts payable after one year 17€139k
Amounts payable within one year 42/48€84k
Trade debts payable within one year 44€25k
Income statement
Gross operating margin 9900€129k
Operating result 9901€13k
Financial income 75€78
Financial charges 65€6k
Result before taxes 9903€7k
Income taxes 67/77€710
Net result for the period 9904€7k
Result to be appropriated 9905€7k
Ratios computed by Checked.
Legal Structure
NACE primary Non-specialised food retail(47110)
Legal form Private limited company(610)
Incorporation23-08-2023
StatusActive
Postal code9100
Establishment units 1 location
Amber uw buurtwinkel
Lepelhoekstraat 64, 9100 Sint-NiklaasDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20232.348.482.341
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46021A0227/00Y000 Flanders 409 m² 1 · 179 m² 9.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
12-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)47113Detailhandel in groenten en fruit in gespecialiseerde winkels47210Detailhandel in groenten en fruit47210Detailhandel in vlees en vleesproducten in gespecialiseerde winkels, m.u.v. vlees van wild en van gevogelte47221Detailhandel in vlees en vleesproducten, muv vlees van wild en van gevogelte47221Detailhandel in vlees van wild en van gevogelte in gespecialiseerde winkels47222Detailhandel in vlees van wild en van gevogelte47222Detailhandel in zuivelproducten en eieren47271Overige detailhandel in voedingsmiddelen, neg47279Detailhandel in zuivelproducten en eieren in gespecialiseerde winkels47291Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299
Primary activity highlighted.
Names & trade names
Legal nameNL Amber Goeman
Registered office
Lepelhoekstraat 64
9100 Sint-Niklaas, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative