AMBER ASSOCIATES

Active

Private limited company (pre-2019)founded 2016active for 10 yearsMenestrelenlaan 33, 1070 Anderlecht, BelgiumKBO/BCE: BE 0645.897.957

Summary

The computed 12-month bankruptcy probability of AMBER ASSOCIATES is 13.1% (high). For AMBER ASSOCIATES, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€48,170) and a net result of -€32,074. Equity is shrinking by about 33% per year across the filed financial years. Its solvency ranks better than 5% of 8,826 sector peers (NACE 41, financial year 2023). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

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AMBER ASSOCIATESActive

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€99,560total assets 2023

Equity: -€48,170
Loss: -€32,074

Financial health

Bankruptcy probabilitywithin 12 months: 13.1%

2023 figures too old to score

Structure

Accounts 437 days overdue0 of 2 deeds read

Signalsraises risk2 financial years not filed after the legal deadline; latest accounts 183 days late; 3 of the last 3 lateFigures for financial year 2023 (filed 02-02-2025)Size: total assets €99,560Two or more financial years not filedFiled more than 90 days latelowers riskFounded in 2016Show the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Bankruptcy probability: High

Filing: At least two filing cycles are missing

Financial strength, FY 2023 · tick = 2020

Weak

Solvency 0=

equity -48.4% of total assets

Liquidity 13+12

short-term debt 148.4% · cash 10.2%

Profitability 0=

return on assets -32.2%

Bankruptcy probability, 12 months

13.1% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,392 companies, NACE 41, micro)

Last 24 months 11-2024: 12.8% 12-2024: 12.8%● unchanged vs 11-2024 01-2025: 12.8%● unchanged vs 12-2024 02-2025: 12.8%● unchanged vs 01-2025 03-2025: 8.3%▼ -4.5 percentage points vs 02-2025 04-2025: 8.3%● unchanged vs 03-2025 05-2025: 8.1%▼ -0.2 percentage points vs 04-2025 06-2025: 7.8%▼ -0.3 percentage points vs 05-2025 07-2025: 7.8%● unchanged vs 06-2025lowest value 08-2025: 7.9%▲ +0.1 percentage points vs 07-2025 09-2025: 8.0%▲ +0.1 percentage points vs 08-2025 10-2025: 8.7%▲ +0.7 percentage points vs 09-2025 11-2025: 8.1%▼ -0.6 percentage points vs 10-2025 12-2025: 9.3%▲ +1.2 percentage points vs 11-2025 01-2026: 12.2%▲ +2.9 percentage points vs 12-2025 02-2026: 12.2%● unchanged vs 01-2026 03-2026: 12.4%▲ +0.2 percentage points vs 02-2026 04-2026: 11.6%▼ -0.8 percentage points vs 03-2026 05-2026: 11.6%● unchanged vs 04-2026 06-2026: 11.5%▼ -0.1 percentage points vs 05-2026 07-2026: 11.3%▼ -0.2 percentage points vs 06-2026 08-2026: 13.2%▲ +1.9 percentage points vs 07-2026highest value 09-2026: 13.2%● unchanged vs 08-2026highest value 10-2026: 13.1%▼ -0.1 percentage points vs 09-2026

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Signals

Six signals.

lowers riskraises risk

2 financial years not filed after the legal deadline; latest accounts 183 days late; 3 of the last 3 late

NBB · filings

Figures for financial year 2023 (filed 02-02-2025)

NBB · annual accounts

Size: total assets €99,560

The company's size counts in the probability; how much depends on the rest of its profile.

NBB · annual accounts

Founded in 2016

How long the company has existed counts in the probability; how much depends on the rest of its profile.

KBO

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 4 filings

Position against the passed deadline

31-12-2024 year end31-07-2025 deadline11-10-2026 today

Filed more than 90 days late

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-01-2025, 183 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

183 days late

2020

142 days late

2018

665 days late

2017

225 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 304 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-01-2025 Annual accounts filedfinancial year 2023 · micro…
31-12-2023 Weakest financial yearnet -€32,074
20-12-2021 Annual accounts filedfinancial year 2020 · micro…

Key points

Risk: Accounts not fileddeadline was 31-07-2025 437 days late View
Risk: Negative equityfinancial year 2023: debts exceed assets -€48,170 View
Caution: Among the weakest 5% on equitysector median €44,948 · 8,838 companies -€48,170 View
Caution: 2 loss-making years in a rowloss financial year 2023 -€32,074 View