AMbeheer is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €166k and a net result of €160k. Equity is growing by ~55.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 8018 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
21 d early
2023
8 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€166k▼ 39.3%
2024 · €273k
2022: €-6k
2023: €66k
2024: €273k
2022 → 2025
Net result
€160k▼ 21.0%
2024 · €202k
2022: €-7k
2023: €71k
2024: €202k
2022 → 2025
Total assets
€263k▼ 44.6%
2024 · €475k
2022: €154k
2023: €227k
2024: €475k
2022 → 2025
Solvency
63.0%▲ 5.6pp
2024 · 57.4%
2022: -3.8%
2023: 28.9%
2024: 57.4%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-6k-€66k€273k▲ 316%€166k▼ 39.3%
Operating result€-4k-€98k€275k▲ 181%€220k▼ 20.2%
Net result€-7k-€71k€202k▲ 183%€160k▼ 21.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €263k
Fixed assets
€150k▼ 0.3%
Current assets
€113k▼ 65.2%
Equity and liabilities €263k
Equity
€166k▼ 39.3%
Debt
€97k▼ 51.9%
The debt ratio falls from 42.6% to 37.0%. Equity and debt are lower.
Key figures and ratios
Solvency
63.0%▲
2024 · 57.4%
ROE
96.4%▲
2024 · 74.1%
ROA
60.7%▲
2024 · 42.6%
Debt
€97k▼
2024 · €202k
Debt ≤ 1 year
€29k▼
2024 · €112k
Debt > 1 year
€68k▼
2024 · €90k
Income taxes
€57k▼
2024 · €70k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€475k€263k▼
Fixed assets21/28€151k€150k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€148k€148k=
Current assets29/58€324k€113k▼
Amounts receivable within one year40/41€76k€7k▼
Trade receivables40€0€1k▲
Other amounts receivable41€76k€5k▼
Cash at bank and in hand54/58€248k€106k▼
Equity and liabilities
Total equity and liabilities10/49€475k€263k▼
Equity10/15€273k€166k▼
Contributions10/11€6k€6k=
Reserves13€267k€160k▼
Distributable reserves133€267k€160k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€202k€97k▼
Amounts payable after more than one year17€90k€68k▼
Financial debts170/4€90k€68k▼
Amounts payable within one year42/48€112k€29k▼
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€65€0▼
Suppliers440/4€65€0▼
Taxes, remuneration and social security45€91k€7k▼
Taxes450/3€91k€7k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€259€518▲
Other operating charges640/8€504€1k▲
Gross operating margin9900€276k€221k▼
Operating profit (loss)9901€275k€220k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€272k€217k▼
Income taxes67/77€70k€57k▼
Profit (loss) for the period9904€202k€160k▼
Profit (loss) for the period to be appropriated9905€202k€160k▼
Appropriation of the result
Profit (loss) to be appropriated9906€202k€160k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€267k
Transfer to equity691/2€202k€160k▼
To other reserves6921€202k€160k▼
Profit to be distributed694/7-€267k
Return on contributions (dividend)694-€267k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €202k ▲183%
Operating result €275k, net result €202k, both a record.
31-12
Financial
Equity above €200kEq €273k ▲316%
2 profitable years in a row build equity to €273k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €71k
Net result €71k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 1.59
Current ratio from 0.19 to 1.59.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Olympiadelaan 72980 ZoerselGround area
848 m²
Building footprint
120 m²
Volume, LiDAR
607 m³
Parcel 11453I0029/00E002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AMbeheer
since 20222.328.389.780
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11453I0029/00E002 | Flanders | 848 m² | 1 · 119 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAM & CO HOLDING
BE 0765.761.847
Assesse · Eq €166k
VABE
BE 0839.469.276
Middelkerke · Eq €166k
Ynigo Consult
BE 0799.975.034
Boechout · Eq €166k
LRGC FINANCE
BE 0742.916.565
Saint-Ghislain · Eq €166k
ECOLOGIE DE L'ESPRIT
BE 0806.680.506
Stoumont · Eq €166k
Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,388 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2022
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.