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ANGELUS

Active
Private limited company·Activiteiten van holdings· 4 yrs active
Blauwezaalhoek 1 ·8310 Brugge, Belgium
BE 0778.798.449
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

ANGELUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5k and a net result of €161k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 1204 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 1204 sector peers (2025).
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€5k-98.4%
Net result€161k+40.5%
Total assets€222k-55.2%
Solvency2.2%-59.8pp

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 09-03-2026 with the NBB · fiscal year 2025 · micro
€0€100k€200kOperating result 2022: €99k€99kNet result 2022: €79k€79kOperating result 2023: €134k€134kNet result 2023: €109k€109kOperating result 2024: €136k€136kNet result 2024: €115k€115kOperating result 2025: €209k€209kNet result 2025: €161k€161k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~51% of the level (threshold 35%). We therefore deliberately show no projection line.
€0€100k€200k€300k2022: €84k2023: €193k2024: €308k2025: €5k2022202320242025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 2.2% 47.4%
better than 11% of 1204 sector peers
Net result €161k €44k
better than 88% of 1203 sector peers
Equity €5k €84k
better than 14% of 1204 sector peers
Gross operating margin €211k €70k
better than 87% of 1200 sector peers
Total assets €222k €211k
better than 52% of 1204 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P11
2022: P29 · n=17962023: P45 · n=25502024: P59 · n=31332025: P11 · n=12042022 2025
Stable position over 2022-2025 · n=1204-3133
Net result P88
2022: P80 · n=17962023: P86 · n=25492024: P85 · n=31292025: P88 · n=12032022 2025
Stable position over 2022-2025 · n=1203-3129
Equity P14
2022: P62 · n=17962023: P78 · n=25502024: P85 · n=31342025: P14 · n=12042022 2025
Weakening position over 2022-2025 · n=1204-3134
Gross operating margin P87
2022: P77 · n=17942023: P83 · n=25462024: P82 · n=31262025: P87 · n=12002022 2025
Stable position over 2022-2025 · n=1200-3126
Describes the position versus peers, not a forecast.
Net profit
€161k
+40.5% far above sector median
Total assets
€222k
-55.2% -38% vs sector
Equity
€5k
-98.4% -98% vs sector
Income taxes
€51k
+58.3% far above sector median
Dividends
€464k
- far above sector median
Debt
€217k
+15.3% far above sector median
Debt ≤ 1y
€217k
+15.3% far above sector median
Solvency
2.2%
-96.4% -97% vs sector
ROE
3219.0%
+8552.6% far above sector median
ROA
72.4%
+213.8% far above sector median
Figures by fiscal year
Fiscal year2025
Revenuen/a
EBITDAn/a
Net profit€161k
Cash flown/a
Staff costs-
Income taxes€51k
Dividends€464k
Total assets€222k
Equity€5k
Debt€217k
of which ≤ 1y€217k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency2.2%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA72.4%
ROE3219.0%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€222k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€221k
Amounts receivable within one year 40/41€0
Investments 50/53€0
Cash & bank 54/58€220k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€222k
Equity 10/15€5k
Contributions / capital 10/11€5k
Reserves 13€0
Accumulated profits (losses) 14€0
Amounts payable 17/49€217k
Amounts payable within one year 42/48€217k
Trade debts payable within one year 44€19k
Income statement
Gross operating margin 9900€211k
Operating result 9901€209k
Financial income 75€3k
Financial charges 65€75
Result before taxes 9903€212k
Income taxes 67/77€51k
Net result for the period 9904€161k
Result to be appropriated 9905€161k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Establishment units

1 location
ANGELUS
Blauwezaalhoek 1, 8310 BruggeManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20212.327.075.035
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area4,170 m²
Buildings1
Building footprint221 m²
Volume (LiDAR)1,052 m³
Tallest building8.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31029C0324/00F000 Flanders 4,170 m² 1 · 221 m² 8.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency13Growth58Stability94
53 / 100

Mixed profile: strong on profitability, weaker on health.

Health 0
Profitability 100
Solvency 13
Growth 58
Stability 94

Ask AI about this company

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AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL ANGELUS
Registered office
Blauwezaalhoek 1
8310 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.